RAY to USDC BEP20: Exchange Raydium for USD Coin (BEP20) Without KYC

Send Raydium (RAY, an SPL token on Solana) and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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RAY
RAY
USDC (BEP20)
USDC (BEP20)


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Raydium Logo
RAY
Raydium
Price:
$2.35
24h Change:
2.58%
Market Cap:
$633.56M
Volume (24h):
$43.59M
Circulating Supply:
269.86M RAY
USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9997
24h Change:
-0.01%
Market Cap:
$72.97B
Volume (24h):
$7.18B
Circulating Supply:
73.00B USDC (BEP20)

Data by CoinGecko

RAY to USDC (BEP20) Exchange Rate

1 RAY = 2.3508 USDC (BEP20)

The 1 Raydium to USD Coin (USDC) on BNB Smart Chain reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RAY to USDC BEP20 swap at a glance

Everything that is specific to swapping Raydium to USD Coin on GhostSwap.

Raydium (RAY)You send · SPL token on Solana
USD Coin (USDC BEP20)You receive · BEP-20 token on BNB Smart Chain

Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Solana to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your USDC BEP20 is sent
Network fee
Paid in SOLkeep a little SOL too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageRAY on Solscan · USDC BEP20 on BscScan
Your USDC BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 RAY ≈ 2.3508 USDC BEP201 USDC BEP20 ≈ 0.425393 RAY · market prices, 11 Oct 2026
  1. Send RAYUnder a minute to confirm on Solana
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDC BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 11 Oct 2026Reverse: USDC BEP20 to RAY

Going the other way? Swap USDC BEP20 to RAY

Other ways to get USD Coin (BEP20) (USDC BEP20)

BTC to USDC BEP20ETH to USDC BEP20USDT to USDC BEP20USDT TRC20 to USDC BEP20USDC to USDC BEP20SOL to USDC BEP20LTC to USDC BEP20XMR to USDC BEP20ZEC to USDC BEP20BNB to USDC BEP20XRP to USDC BEP20DOGE to USDC BEP20RENDER to USDC BEP20RLUSD to USDC BEP20

More RAY swaps

RAY to TAORAY to CRORAY to USDT BEP20RAY to USDC SOLRAY to USDTRAY to USDT AVAXRAY to USDT PolygonRAY to USDT TRC20RAY to USDT SOLRAY to VETRAY to WIFRAY to XAUT

RAY to USDC BEP20 Live Price Chart

RAY/USDC (BEP20)

Loading chart...

Reference market prices, updated live

RAY

What is Raydium?

Raydium (RAY) is an automated market maker (AMM) and liquidity provider built on the Solana blockchain for the Serum decentralized exchange (DEX). It offers fast transactions and low fees. RAY tokens are used for staking, governance, and earning rewards within the platform.

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

RAY → USDCBSC

Why Swap RAY for USDC BEP20?

Swapping Raydium to USD Coin (USDC) on BNB Smart Chain with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on BNB Smart Chain is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Raydium.

Stay in crypto

No need to cash out to a bank account. Your USDC (BEP20) is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts RAY to USDC (BEP20) directly.

No identity verification needed

Your Raydium to USD Coin (USDC) on BNB Smart Chain conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange RAY for USDC (BEP20) on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your RAY.

RAY

Convert Raydium to USD Coin (USDC) on BNB Smart Chain

RAYUSDC (BEP20) at market price
10RAY23.5077USDC (BEP20)
25RAY58.7692USDC (BEP20)
50RAY117.5383USDC (BEP20)
100RAY235.0766USDC (BEP20)
250RAY587.6916USDC (BEP20)
500RAY1,175.38USDC (BEP20)
2,500RAY5,876.92USDC (BEP20)
5,000RAY11,753.83USDC (BEP20)

At market prices of $2.3500 per RAY and $0.999674 per USDC (BEP20) (11 Oct 2026), 250 RAY is worth about 587.6916 USDC (BEP20). Your exact amount, after network fees, is shown in the exchange box before you send.

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to Raydium

USDC (BEP20)RAY at market price
25USDC (BEP20)10.6348RAY
50USDC (BEP20)21.2697RAY
100USDC (BEP20)42.5393RAY
250USDC (BEP20)106.3483RAY
500USDC (BEP20)212.6966RAY
1,000USDC (BEP20)425.3932RAY
5,000USDC (BEP20)2,126.97RAY
10,000USDC (BEP20)4,253.93RAY

Going the other way, 500 USDC (BEP20) is worth about 212.6966 RAY at the same prices.

How to Exchange Raydium to USD Coin (BEP20)

Line Vector
Select Crypto Currency

Select RAY and USDC BEP20

Pick RAY in “You send” and USDC BEP20 in “You get”, then enter the amount. The box shows how much USDC BEP20 you get and the minimum RAY for this pair.

Select Wallet Address
Line Vector

Enter USD Coin (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDC BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Solana address you send RAY from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Raydium

Send exactly the amount shown from your own Solana wallet to the one-time deposit address. Keep a little SOL in that wallet for the network fee.

Receive Crypto

Receive USD Coin (BEP20)

Your USDC BEP20 is usually paid out 5–15 minutes after you send your RAY, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

RAY to USDC BEP20: questions and answers

Everything you need to know about exchanging RAY to USDC (BEP20) on GhostSwap.

How long does it take to swap RAY to USDC BEP20 on GhostSwap?
Most RAY to USDC BEP20 swaps are paid out within 5–15 minutes: the RAY deposit needs under a minute to confirm on Solana, then the USDC BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 RAY in USDC BEP20?
1 RAY is worth about 2.3508 USDC BEP20 at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC BEP20 network fee. The rate floats with the market until your RAY deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange RAY to USDC BEP20?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the USDC BEP20, send RAY from your own wallet, and the USDC BEP20 goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Raydium to USD Coin (BEP20)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC BEP20 amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending RAY.
What wallet should I use to receive USDC BEP20?
To receive USD Coin (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDC BEP20 address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC BEP20 address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDC BEP20 to an address on another network can lose the coins.
Can I track my RAY to USDC BEP20 swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RAY payment on Solscan (https://solscan.io) and your incoming USDC BEP20 on BscScan (https://bscscan.com).
Is it safe to exchange RAY for USDC BEP20 on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your RAY deposit is converted and the USDC BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
Why swap RAY to USDC BEP20?
Converting Raydium to USD Coin (BEP20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my RAY to USDC BEP20 exchange fails?
If a swap cannot be completed, the RAY is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap RAY to other coins

RAY
to
BTC
RAY
to
ETH
RAY
to
SOL
RAY
to
BNB
RAY
to
XRP
RAY
to
ADA
RAY
to
DOGE
RAY
to
TRX
RAY
to
LINK
RAY
to
USDC
RAY
to
USDT
RAY
to
USDT TRC20
RAY
to
USDC BEP20
RAY
to
USDC SOL
RAY
to
USDT BEP20
RAY
to
USDT SOL
RAY
to
USDT AVAX
RAY
to
USDT Polygon
RAY
to
PYUSD
RAY
to
FDUSD
RAY
to
XMR
RAY
to
ZEC
RAY
to
DASH
RAY
to
SHIB
RAY
to
AVAX
RAY
to
SUI
RAY
to
PEPE
RAY
to
BCH
RAY
to
DOT
RAY
to
LTC
RAY
to
UNI
RAY
to
CRO
RAY
to
XLM
RAY
to
ICP
RAY
to
WIF
RAY
to
ETC
RAY
to
POL
RAY
to
ATOM
RAY
to
NEAR BEP20
RAY
to
NEAR
RAY
to
APT
RAY
to
ARB
RAY
to
OP
RAY
to
FIL
RAY
to
ALGO
RAY
to
BONK
RAY
to
INJ
RAY
to
VET
RAY
to
HBAR
RAY
to
KAS
RAY
to
ZRX
RAY
to
AAVE
RAY
to
APE
RAY
to
BABYDOGE
RAY
to
BEAMX
RAY
to
BOME
RAY
to
BRETT
RAY
to
BTT
RAY
to
DEGEN
RAY
to
DRIFT
RAY
to
ELON
RAY
to
FLOKI
RAY
to
IMX
RAY
to
JUP
RAY
to
MEW
RAY
to
NOT
RAY
to
ORCA
RAY
to
PONKE
RAY
to
POPCAT
RAY
to
RENDER
RAY
to
SAND
RAY
to
SUNDOG
RAY
to
TAO
RAY
to
THETA
RAY
to
TIA