XRP to USDC BEP20: Exchange XRP for USD Coin (BEP20) Without KYC

Send XRP on XRP Ledger and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XRP
XRP
USDC (BEP20)
USDC (BEP20)


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-4.15%
Market Cap:
$89.12B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP
USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$23.64B
Circulating Supply:
73.61B USDC (BEP20)

Data by CoinGecko

XRP to USDC (BEP20) Exchange Rate

1 XRP = 1.4105 USDC (BEP20)

The 1 XRP to USD Coin (USDC) on BNB Smart Chain reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to USDC BEP20 swap at a glance

Everything that is specific to swapping XRP to USD Coin on GhostSwap.

XRPYou send · XRP Ledger network
USD Coin (USDC BEP20)You receive · BEP-20 token on BNB Smart Chain

Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from XRP Ledger to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your USDC BEP20 is sent
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN · USDC BEP20 on BscScan
Your USDC BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XRP ≈ 1.4105 USDC BEP201 USDC BEP20 ≈ 0.708967 XRP · market prices, 8 Oct 2026
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDC BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: USDC BEP20 to XRP

Going the other way? Swap USDC BEP20 to XRP

Other ways to get USD Coin (BEP20) (USDC BEP20)

BTC to USDC BEP20ETH to USDC BEP20USDT to USDC BEP20USDT TRC20 to USDC BEP20USDC to USDC BEP20SOL to USDC BEP20LTC to USDC BEP20XMR to USDC BEP20ZEC to USDC BEP20BNB to USDC BEP20DOGE to USDC BEP20TRX to USDC BEP20XTZ to USDC BEP20ZRX to USDC BEP20

More XRP swaps

XRP to ZECXRP to CROXRP to FILXRP to XLMXRP to BTCXRP to LTCXRP to USDCXRP to SOLXRP to DOGEXRP to USDTXRP to USDC SOLXRP to USDT AVAX

XRP to USDC BEP20 Live Price Chart

XRP/USDC (BEP20)

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

XRP → USDCBSC

Why Swap XRP for USDC BEP20?

Swapping XRP to USD Coin (USDC) on BNB Smart Chain with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on BNB Smart Chain is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of XRP.

Stay in crypto

No need to cash out to a bank account. Your USDC (BEP20) is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XRP to USDC (BEP20) directly.

No identity verification needed

Your XRP to USD Coin (USDC) on BNB Smart Chain conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XRP for USDC (BEP20) on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XRP.

XRP

Convert XRP to USD Coin (USDC) on BNB Smart Chain

XRPUSDC (BEP20) at market price
25XRP35.2626USDC (BEP20)
50XRP70.5252USDC (BEP20)
250XRP352.6259USDC (BEP20)
500XRP705.2518USDC (BEP20)
5,000XRP7,052.52USDC (BEP20)

At market prices of $1.4100 per XRP and $0.999643 per USDC (BEP20) (8 Oct 2026), 250 XRP is worth about 352.6259 USDC (BEP20). Your exact amount, after network fees, is shown in the exchange box before you send.

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to XRP

USDC (BEP20)XRP at market price
25USDC (BEP20)17.7242XRP
50USDC (BEP20)35.4483XRP
100USDC (BEP20)70.8967XRP
250USDC (BEP20)177.2417XRP
500USDC (BEP20)354.4833XRP
1,000USDC (BEP20)708.9667XRP
5,000USDC (BEP20)3,544.83XRP
10,000USDC (BEP20)7,089.67XRP

Going the other way, 500 USDC (BEP20) is worth about 354.4833 XRP at the same prices.

How to Exchange XRP to USD Coin (BEP20)

Line Vector
Select Crypto Currency

Select XRP and USDC BEP20

Pick XRP in “You send” and USDC BEP20 in “You get”, then enter the amount. The box shows how much USDC BEP20 you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter USD Coin (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDC BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive USD Coin (BEP20)

Your USDC BEP20 is usually paid out 5–15 minutes after you send your XRP, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XRP to USDC BEP20: questions and answers

Everything you need to know about exchanging XRP to USDC (BEP20) on GhostSwap.

How long does it take to swap XRP to USDC BEP20 on GhostSwap?
Most XRP to USDC BEP20 swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the USDC BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XRP in USDC BEP20?
1 XRP is worth about 1.4105 USDC BEP20 at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC BEP20 network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XRP to USDC BEP20?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the USDC BEP20, send XRP from your own wallet, and the USDC BEP20 goes straight to that address. No email, phone number or ID upload.
What are the fees for converting XRP to USD Coin (BEP20)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC BEP20 amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive USDC BEP20?
To receive USD Coin (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDC BEP20 address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC BEP20 address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDC BEP20 to an address on another network can lose the coins.
Can I track my XRP to USDC BEP20 swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming USDC BEP20 on BscScan (https://bscscan.com).
Is it safe to exchange XRP for USDC BEP20 on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the USDC BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
Why swap XRP to USDC BEP20?
Converting XRP to USD Coin (BEP20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XRP to USDC BEP20 exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XRP to other coins

XRP
to
BTC
XRP
to
ETH
XRP
to
SOL
XRP
to
BNB
XRP
to
ADA
XRP
to
DOGE
XRP
to
TRX
XRP
to
LINK
XRP
to
USDC
XRP
to
USDT
XRP
to
USDT TRC20
XRP
to
USDC BEP20
XRP
to
USDC SOL
XRP
to
USDT BEP20
XRP
to
USDT SOL
XRP
to
USDT AVAX
XRP
to
USDT Polygon
XRP
to
PYUSD
XRP
to
FDUSD
XRP
to
XMR
XRP
to
ZEC
XRP
to
DASH
XRP
to
SHIB
XRP
to
AVAX
XRP
to
SUI
XRP
to
PEPE
XRP
to
BCH
XRP
to
DOT
XRP
to
LTC
XRP
to
UNI
XRP
to
CRO
XRP
to
XLM
XRP
to
ICP
XRP
to
WIF
XRP
to
ETC
XRP
to
POL
XRP
to
ATOM
XRP
to
NEAR BEP20
XRP
to
NEAR
XRP
to
APT
XRP
to
ARB
XRP
to
OP
XRP
to
FIL
XRP
to
ALGO
XRP
to
BONK
XRP
to
INJ
XRP
to
VET
XRP
to
HBAR
XRP
to
KAS
XRP
to
ZRX
XRP
to
AAVE
XRP
to
APE
XRP
to
BABYDOGE
XRP
to
BEAMX
XRP
to
BOME
XRP
to
BRETT
XRP
to
BTT
XRP
to
DEGEN
XRP
to
DRIFT
XRP
to
ELON
XRP
to
FLOKI
XRP
to
IMX
XRP
to
JUP
XRP
to
MEW
XRP
to
NOT
XRP
to
ORCA
XRP
to
PONKE
XRP
to
POPCAT
XRP
to
RAY
XRP
to
RENDER
XRP
to
SAND
XRP
to
SUNDOG
XRP
to
TAO
XRP
to
THETA
XRP
to
TIA