PYUSD to ATOM: Exchange PayPal USD for Cosmos Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Cosmos (ATOM) on Cosmos Hub in your own wallet, with no account and no KYC. It turns a dollar balance into Cosmos in one step.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
ATOM
ATOM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.04%
Market Cap:
$2.88B
Volume (24h):
$104.25M
Circulating Supply:
2.89B PYUSD
Cosmos Logo
ATOM
Cosmos
Price:
$1.77
24h Change:
4.10%
Market Cap:
$945.95M
Volume (24h):
$53.51M
Circulating Supply:
534.88M ATOM

Data by CoinGecko

PYUSD to ATOM Exchange Rate

1 PYUSD = 0.564534 ATOM

The 1 PayPal USD to Cosmos reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to ATOM swap at a glance

Everything that is specific to swapping PayPal USD to Cosmos on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
Cosmos (ATOM)You receive · Cosmos Hub network

It turns a dollar balance into Cosmos in one step. It is a cross-chain swap from Ethereum to Cosmos Hub, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your ATOM is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan · ATOM on Mintscan
Your ATOM address
Cosmos Hub addressIt starts with cosmos1. Wallets: Keplr, Trust Wallet or Vultisig.
Reference rate
1 PYUSD ≈ 0.564534 ATOM1 ATOM ≈ 1.7714 PYUSD · market prices, 8 Oct 2026
Memo for ATOM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive ATOMSent to your address; Cosmos Hub confirms in under a minute
Facts checked 8 Oct 2026Reverse: ATOM to PYUSD

Going the other way? Swap ATOM to PYUSD

Other ways to get Cosmos (ATOM)

BTC to ATOMETH to ATOMUSDT to ATOMUSDT TRC20 to ATOMUSDC to ATOMSOL to ATOMLTC to ATOMXMR to ATOMZEC to ATOMBNB to ATOMXRP to ATOMDOGE to ATOMQNT to ATOMRAY to ATOM

More PYUSD swaps

PYUSD to NOTPYUSD to SOLPYUSD to USDT BEP20PYUSD to USDT AVAXPYUSD to LTCPYUSD to BTCPYUSD to XAUTPYUSD to ETHPYUSD to BNBPYUSD to SUIPYUSD to AVAXPYUSD to AXS

PYUSD to ATOM Live Price Chart

PYUSD/ATOM

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

ATOM

What is Cosmos?

Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly. ATOM is used for staking, governance, and securing the Cosmos Hub — the central chain that coordinates the network. Many major projects including Osmosis, Celestia, and dYdX have been built using Cosmos SDK technology.

PYUSD → ATOM

Why Swap PYUSD for ATOM?

Converting PayPal USD to Cosmos on GhostSwap gets you ATOM without signing up for a centralized exchange or completing KYC verification. Your PYUSD converts to ATOM directly, with no identity requirements.

Get Cosmos without an exchange account

Get Cosmos without creating exchange accounts or submitting ID documents.

About Cosmos

Cosmos is used for staking and governance of the Cosmos Hub. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 10–25 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange PYUSD for ATOM on GhostSwap. Cosmos Hub fees are small and paid in ATOM.

PYUSD

Convert PayPal USD to Cosmos

PYUSDATOM at market price
25PYUSD14.1133ATOM
50PYUSD28.2267ATOM
100PYUSD56.4534ATOM
250PYUSD141.1335ATOM
500PYUSD282.2669ATOM
1,000PYUSD564.5339ATOM
5,000PYUSD2,822.67ATOM
10,000PYUSD5,645.34ATOM

At market prices of $0.999225 per PYUSD and $1.7700 per ATOM (8 Oct 2026), 500 PYUSD is worth about 282.2669 ATOM. Your exact amount, after network fees, is shown in the exchange box before you send.

ATOM

Convert Cosmos to PayPal USD

ATOMPYUSD at market price
10ATOM17.7137PYUSD
25ATOM44.2843PYUSD
50ATOM88.5686PYUSD
100ATOM177.1373PYUSD
250ATOM442.8432PYUSD
500ATOM885.6864PYUSD
2,500ATOM4,428.43PYUSD
5,000ATOM8,856.86PYUSD

Going the other way, 250 ATOM is worth about 442.8432 PYUSD at the same prices.

How to Exchange PayPal USD to Cosmos

Line Vector
Select Crypto Currency

Select PYUSD and ATOM

Pick PYUSD in “You send” and ATOM in “You get”, then enter the amount. The box shows how much ATOM you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter Cosmos Address

Paste the Cosmos Hub address that should receive the ATOM (it starts with cosmos1). Add a Memo only if that address belongs to an exchange account. Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Cosmos

Your ATOM is usually paid out 10–25 minutes after you send your PYUSD, and Cosmos Hub then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
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BTC
BTC
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SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

PYUSD to ATOM: questions and answers

Everything you need to know about exchanging PYUSD to ATOM on GhostSwap.

How long does it take to swap PYUSD to ATOM on GhostSwap?
Most PYUSD to ATOM swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the ATOM is sent to your wallet, and Cosmos Hub confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 PYUSD in ATOM?
1 PYUSD is worth about 0.564534 ATOM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ATOM network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange PYUSD to ATOM?
No. GhostSwap has no accounts: you paste the Cosmos Hub address that should receive the ATOM, send PYUSD from your own wallet, and the ATOM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to Cosmos?
The GhostSwap fee is already included in the rate in the exchange box, so the ATOM amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive ATOM?
To receive Cosmos from your swap, we recommend using Keplr, Trust Wallet or Vultisig. Make sure your wallet supports the Cosmos Hub network before starting the exchange. Double-check your ATOM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the ATOM address?
Use a Cosmos Hub address: it starts with cosmos1. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive ATOM?
Only if the ATOM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal ATOM wallet does not need one.
Can I track my PYUSD to ATOM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming ATOM on Mintscan (https://www.mintscan.io/cosmos).
Is it safe to exchange PYUSD for ATOM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the ATOM is sent straight to the Cosmos Hub address you enter, so check that address twice, Cosmos Hub transfers cannot be reversed.
Why swap PYUSD to ATOM?
Converting PayPal USD to Cosmos moves dollar-pegged funds into Cosmos. Cosmos is used for staking and governance of the Cosmos Hub. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my PYUSD to ATOM exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap PYUSD to other coins

PYUSD
to
BTC
PYUSD
to
ETH
PYUSD
to
SOL
PYUSD
to
BNB
PYUSD
to
XRP
PYUSD
to
ADA
PYUSD
to
DOGE
PYUSD
to
TRX
PYUSD
to
LINK
PYUSD
to
USDC
PYUSD
to
USDT
PYUSD
to
USDT TRC20
PYUSD
to
USDC BEP20
PYUSD
to
USDC SOL
PYUSD
to
USDT BEP20
PYUSD
to
USDT SOL
PYUSD
to
USDT AVAX
PYUSD
to
USDT Polygon
PYUSD
to
FDUSD
PYUSD
to
XMR
PYUSD
to
ZEC
PYUSD
to
DASH
PYUSD
to
SHIB
PYUSD
to
AVAX
PYUSD
to
SUI
PYUSD
to
PEPE
PYUSD
to
BCH
PYUSD
to
DOT
PYUSD
to
LTC
PYUSD
to
UNI
PYUSD
to
CRO
PYUSD
to
XLM
PYUSD
to
ICP
PYUSD
to
WIF
PYUSD
to
ETC
PYUSD
to
POL
PYUSD
to
ATOM
PYUSD
to
NEAR BEP20
PYUSD
to
NEAR
PYUSD
to
APT
PYUSD
to
ARB
PYUSD
to
OP
PYUSD
to
FIL
PYUSD
to
ALGO
PYUSD
to
BONK
PYUSD
to
INJ
PYUSD
to
VET
PYUSD
to
HBAR
PYUSD
to
KAS
PYUSD
to
ZRX
PYUSD
to
AAVE
PYUSD
to
APE
PYUSD
to
BABYDOGE
PYUSD
to
BEAMX
PYUSD
to
BOME
PYUSD
to
BRETT
PYUSD
to
BTT
PYUSD
to
DEGEN
PYUSD
to
DRIFT
PYUSD
to
ELON
PYUSD
to
FLOKI
PYUSD
to
IMX
PYUSD
to
JUP
PYUSD
to
MEW
PYUSD
to
NOT
PYUSD
to
ORCA
PYUSD
to
PONKE
PYUSD
to
POPCAT
PYUSD
to
RAY
PYUSD
to
RENDER
PYUSD
to
SAND
PYUSD
to
SUNDOG
PYUSD
to
TAO
PYUSD
to
THETA
PYUSD
to
TIA