PYUSD to FDUSD: Exchange PayPal USD for First Digital USD Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to BNB Smart Chain.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
FDUSD
FDUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9997
24h Change:
0.00%
Market Cap:
$2.92B
Volume (24h):
$75.97M
Circulating Supply:
2.92B PYUSD
First Digital USD Logo
FDUSD
First Digital USD
Price:
$0.9975
24h Change:
0.05%
Market Cap:
$324.14M
Volume (24h):
$170.10M
Circulating Supply:
324.95M FDUSD

Data by CoinGecko

PYUSD to FDUSD Exchange Rate

1 PYUSD = 1.0022 FDUSD

The 1 PayPal USD to First Digital USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to FDUSD swap at a glance

Everything that is specific to swapping PayPal USD to First Digital USD on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
First Digital USD (FDUSD)You receive · BEP-20 token on BNB Smart Chain

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to BNB Smart Chain. It is a cross-chain swap from Ethereum to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your FDUSD is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan · FDUSD on BscScan
Your FDUSD address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 PYUSD ≈ 1.0022 FDUSD1 FDUSD ≈ 0.997824 PYUSD · market prices, 12 Oct 2026
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive FDUSDSent to your address; BNB Smart Chain confirms in under a minute
Facts checked 12 Oct 2026Reverse: FDUSD to PYUSD

PYUSD to FDUSD Live Price Chart

PYUSD/FDUSD

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

FDUSD

What is First Digital USD?

First Digital USD (FDUSD) is a stablecoin pegged 1:1 to the U.S. Dollar, issued by First Digital Trust. It aims to provide a secure and regulated digital asset for transactions and payments. FDUSD operates on multiple blockchain networks, facilitating interoperability.

PYUSD → FDUSD

Why Swap PYUSD for FDUSD?

Converting PayPal USD to First Digital USD on GhostSwap moves your funds from PYUSD into FDUSD without KYC or account creation. PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal. First Digital USD is a stablecoin on BNB Smart Chain.

Two different networks

PYUSD runs on Ethereum and FDUSD on BNB Smart Chain; GhostSwap swaps between them in one step.

About First Digital USD

First Digital USD is a stablecoin on BNB Smart Chain.

No KYC or exchange accounts

GhostSwap processes your PYUSD to FDUSD swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange PYUSD for FDUSD on GhostSwap. Most swaps are paid out within 10–25 minutes after you send, with no registration and no verification for standard swaps.

PYUSD

Convert PayPal USD to First Digital USD

PYUSDFDUSD at market price
25PYUSD25.0545FDUSD
50PYUSD50.1090FDUSD
100PYUSD100.2180FDUSD
250PYUSD250.5451FDUSD
500PYUSD501.0902FDUSD
1,000PYUSD1,002.18FDUSD
5,000PYUSD5,010.90FDUSD
10,000PYUSD10,021.80FDUSD

At market prices of $0.999685 per PYUSD and $0.997510 per FDUSD (12 Oct 2026), 500 PYUSD is worth about 501.0902 FDUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

FDUSD

Convert First Digital USD to PayPal USD

FDUSDPYUSD at market price
25FDUSD24.9456PYUSD
50FDUSD49.8912PYUSD
100FDUSD99.7824PYUSD
250FDUSD249.4561PYUSD
500FDUSD498.9122PYUSD
1,000FDUSD997.8243PYUSD
5,000FDUSD4,989.12PYUSD
10,000FDUSD9,978.24PYUSD

Going the other way, 500 FDUSD is worth about 498.9122 PYUSD at the same prices.

How to Exchange PayPal USD to First Digital USD

Line Vector
Select Crypto Currency

Select PYUSD and FDUSD

Pick PYUSD in “You send” and FDUSD in “You get”, then enter the amount. The box shows how much FDUSD you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter First Digital USD Address

Paste the BNB Smart Chain address that should receive the FDUSD (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive First Digital USD

Your FDUSD is usually paid out 10–25 minutes after you send your PYUSD, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

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PYUSD to FDUSD: questions and answers

Everything you need to know about exchanging PYUSD to FDUSD on GhostSwap.

How long does it take to swap PYUSD to FDUSD on GhostSwap?
Most PYUSD to FDUSD swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 PYUSD in FDUSD?
1 PYUSD is worth about 1.0022 FDUSD at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FDUSD network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange PYUSD to FDUSD?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the FDUSD, send PYUSD from your own wallet, and the FDUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to First Digital USD?
The GhostSwap fee is already included in the rate in the exchange box, so the FDUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive FDUSD?
To receive First Digital USD from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your FDUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the FDUSD address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending FDUSD to an address on another network can lose the coins.
Can I track my PYUSD to FDUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming FDUSD on BscScan (https://bscscan.com).
Is it safe to exchange PYUSD for FDUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the FDUSD is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
What happens if my PYUSD to FDUSD exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.