PYUSD to XRP: Exchange PayPal USD for XRP Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It turns a dollar balance into XRP in one step.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
XRP
XRP


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.04%
Market Cap:
$2.88B
Volume (24h):
$104.25M
Circulating Supply:
2.89B PYUSD
XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-3.58%
Market Cap:
$88.98B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP

Data by CoinGecko

PYUSD to XRP Exchange Rate

1 PYUSD = 0.708670 XRP

The 1 PayPal USD to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to XRP swap at a glance

Everything that is specific to swapping PayPal USD to XRP on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
XRPYou receive · XRP Ledger network

It turns a dollar balance into XRP in one step. It is a cross-chain swap from Ethereum to XRP Ledger, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your XRP is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan · XRP on XRPSCAN
Your XRP address
XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.
Reference rate
1 PYUSD ≈ 0.708670 XRP1 XRP ≈ 1.4111 PYUSD · market prices, 8 Oct 2026
Destination Tag for XRP
Only for exchange accountsPersonal wallets leave it empty.
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XRPSent to your address; XRP Ledger confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XRP to PYUSD

Going the other way? Swap XRP to PYUSD

Other ways to get XRP (XRP)

BTC to XRPETH to XRPUSDT to XRPUSDT TRC20 to XRPUSDC to XRPSOL to XRPLTC to XRPXMR to XRPZEC to XRPBNB to XRPDOGE to XRPTRX to XRPQNT to XRPRAY to XRP

More PYUSD swaps

PYUSD to SUIPYUSD to USDT BEP20PYUSD to BNBPYUSD to USDT TRC20PYUSD to ETHPYUSD to USDT AVAXPYUSD to SOLPYUSD to NOTPYUSD to BTCPYUSD to LTCPYUSD to XTZPYUSD to XMR

PYUSD to XRP Live Price Chart

PYUSD/XRP

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

PYUSD → XRP

Why Swap PYUSD for XRP?

Converting PayPal USD to XRP on GhostSwap gets you XRP without signing up for a centralized exchange or completing KYC verification. Your PYUSD converts to XRP directly, with no identity requirements.

Get XRP without an exchange account

Get XRP without creating exchange accounts or submitting ID documents.

About XRP

XRP is used for fast cross-border payments and remittances. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 10–25 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange PYUSD for XRP on GhostSwap. XRP transaction fees are negligible, typically a fraction of a cent.

PYUSD

Convert PayPal USD to XRP

PYUSDXRP at market price
25PYUSD17.7168XRP
50PYUSD35.4335XRP
100PYUSD70.8670XRP
250PYUSD177.1676XRP
500PYUSD354.3351XRP
1,000PYUSD708.6702XRP
5,000PYUSD3,543.35XRP
10,000PYUSD7,086.70XRP

At market prices of $0.999225 per PYUSD and $1.4100 per XRP (8 Oct 2026), 500 PYUSD is worth about 354.3351 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

XRP

Convert XRP to PayPal USD

XRPPYUSD at market price
25XRP35.2773PYUSD
50XRP70.5547PYUSD
250XRP352.7734PYUSD
500XRP705.5468PYUSD
5,000XRP7,055.47PYUSD

Going the other way, 250 XRP is worth about 352.7734 PYUSD at the same prices.

How to Exchange PayPal USD to XRP

Line Vector
Select Crypto Currency

Select PYUSD and XRP

Pick PYUSD in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive XRP

Your XRP is usually paid out 10–25 minutes after you send your PYUSD, and XRP Ledger then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
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SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

PYUSD to XRP: questions and answers

Everything you need to know about exchanging PYUSD to XRP on GhostSwap.

How long does it take to swap PYUSD to XRP on GhostSwap?
Most PYUSD to XRP swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 PYUSD in XRP?
1 PYUSD is worth about 0.708670 XRP at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange PYUSD to XRP?
No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send PYUSD from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to XRP?
The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive XRP?
To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XRP address?
Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.
Do I need a Destination Tag to receive XRP?
Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.
Can I track my PYUSD to XRP swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming XRP on XRPSCAN (https://xrpscan.com).
Is it safe to exchange PYUSD for XRP on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed.
Why swap PYUSD to XRP?
Converting PayPal USD to XRP moves dollar-pegged funds into XRP. XRP is used for fast cross-border payments and remittances. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my PYUSD to XRP exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap PYUSD to other coins

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LINK
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to
USDT SOL
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to
USDT AVAX
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to
USDT Polygon
PYUSD
to
FDUSD
PYUSD
to
XMR
PYUSD
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SHIB
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AVAX
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SUI
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POL
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PYUSD
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NEAR
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APT
PYUSD
to
ARB
PYUSD
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OP
PYUSD
to
FIL
PYUSD
to
ALGO
PYUSD
to
BONK
PYUSD
to
INJ
PYUSD
to
VET
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HBAR
PYUSD
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KAS
PYUSD
to
ZRX
PYUSD
to
AAVE
PYUSD
to
APE
PYUSD
to
BABYDOGE
PYUSD
to
BEAMX
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to
BOME
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to
BRETT
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BTT
PYUSD
to
DEGEN
PYUSD
to
DRIFT
PYUSD
to
ELON
PYUSD
to
FLOKI
PYUSD
to
IMX
PYUSD
to
JUP
PYUSD
to
MEW
PYUSD
to
NOT
PYUSD
to
ORCA
PYUSD
to
PONKE
PYUSD
to
POPCAT
PYUSD
to
RAY
PYUSD
to
RENDER
PYUSD
to
SAND
PYUSD
to
SUNDOG
PYUSD
to
TAO
PYUSD
to
THETA
PYUSD
to
TIA