PYUSD to USDC: Exchange PayPal USD for USD Coin Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
USDC
USDC


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.04%
Market Cap:
$2.88B
Volume (24h):
$104.25M
Circulating Supply:
2.89B PYUSD
USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$0.9996
24h Change:
-0.02%
Market Cap:
$73.58B
Volume (24h):
$24.07B
Circulating Supply:
73.61B USDC

Data by CoinGecko

PYUSD to USDC Exchange Rate

1 PYUSD = 0.999586 USDC

The 1 PayPal USD to USD Coin (USDC) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to USDC swap at a glance

Everything that is specific to swapping PayPal USD to USD Coin on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
USD Coin (USDC)You receive · ERC-20 token on Ethereum

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Both coins live on Ethereum, so you only need a little ETH to pay the deposit fee.

Swap time
10–25 minuntil your USDC is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan
Your USDC address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 PYUSD ≈ 0.999586 USDC1 USDC ≈ 1.0004 PYUSD · market prices, 8 Oct 2026
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDCSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: USDC to PYUSD

Going the other way? Swap USDC to PYUSD

Other ways to get USD Coin (USDC)

BTC to USDCETH to USDCUSDT to USDCUSDT TRC20 to USDCSOL to USDCLTC to USDCXMR to USDCZEC to USDCBNB to USDCXRP to USDCDOGE to USDCTRX to USDCQNT to USDCRAY to USDC

More PYUSD swaps

PYUSD to LTCPYUSD to BTCPYUSD to XAUTPYUSD to NOTPYUSD to SOLPYUSD to BNBPYUSD to USDT TRC20PYUSD to ETHPYUSD to USDT AVAXPYUSD to USDT BEP20PYUSD to USDC BEP20PYUSD to USDC SOL

PYUSD to USDC Live Price Chart

PYUSD/USDC

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

PYUSD → USDC

Why Swap PYUSD for USDC?

Converting PayPal USD to USD Coin (USDC) on Ethereum with GhostSwap moves your funds from PYUSD into USDC without KYC or account creation. PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal. USD Coin (USDC) on Ethereum is used for trading, payments, and DeFi.

One network

Both coins run on Ethereum.

About USD Coin (USDC) on Ethereum

USD Coin (USDC) on Ethereum is used for trading, payments, and DeFi.

No KYC or exchange accounts

GhostSwap processes your PYUSD to USDC swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange PYUSD for USDC on GhostSwap. Most swaps are paid out within 10–25 minutes after you send, with no registration and no verification for standard swaps.

PYUSD

Convert PayPal USD to USD Coin (USDC) on Ethereum

PYUSDUSDC at market price
25PYUSD24.9896USDC
50PYUSD49.9793USDC
100PYUSD99.9586USDC
250PYUSD249.8965USDC
500PYUSD499.7929USDC
1,000PYUSD999.5859USDC
5,000PYUSD4,997.93USDC
10,000PYUSD9,995.86USDC

At market prices of $0.999225 per PYUSD and $0.999639 per USDC (8 Oct 2026), 500 PYUSD is worth about 499.7929 USDC. Your exact amount, after network fees, is shown in the exchange box before you send.

USDC

Convert USD Coin (USDC) on Ethereum to PayPal USD

USDCPYUSD at market price
25USDC25.0104PYUSD
50USDC50.0207PYUSD
100USDC100.0414PYUSD
250USDC250.1036PYUSD
500USDC500.2072PYUSD
1,000USDC1,000.41PYUSD
5,000USDC5,002.07PYUSD
10,000USDC10,004.14PYUSD

Going the other way, 500 USDC is worth about 500.2072 PYUSD at the same prices.

How to Exchange PayPal USD to USD Coin

Line Vector
Select Crypto Currency

Select PYUSD and USDC

Pick PYUSD in “You send” and USDC in “You get”, then enter the amount. The box shows how much USDC you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter USD Coin Address

Paste the Ethereum address that should receive the USDC (it starts with 0x followed by 40 hexadecimal characters). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive USD Coin

Your USDC is usually paid out 10–25 minutes after you send your PYUSD, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
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ETH
ETH
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BTC
BTC
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SOL
ETH
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SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

PYUSD to USDC: questions and answers

Everything you need to know about exchanging PYUSD to USDC on GhostSwap.

How long does it take to swap PYUSD to USDC on GhostSwap?
Most PYUSD to USDC swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 PYUSD in USDC?
1 PYUSD is worth about 0.999586 USDC at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange PYUSD to USDC?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the USDC, send PYUSD from your own wallet, and the USDC goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to USD Coin?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive USDC?
To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.
Can I track my PYUSD to USDC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io).
Is it safe to exchange PYUSD for USDC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
What happens if my PYUSD to USDC exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap PYUSD to other coins

PYUSD
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to
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to
USDT SOL
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to
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to
USDT Polygon
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to
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to
XMR
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to
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PYUSD
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PYUSD
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NEAR
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APT
PYUSD
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ARB
PYUSD
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OP
PYUSD
to
FIL
PYUSD
to
ALGO
PYUSD
to
BONK
PYUSD
to
INJ
PYUSD
to
VET
PYUSD
to
HBAR
PYUSD
to
KAS
PYUSD
to
ZRX
PYUSD
to
AAVE
PYUSD
to
APE
PYUSD
to
BABYDOGE
PYUSD
to
BEAMX
PYUSD
to
BOME
PYUSD
to
BRETT
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to
BTT
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to
DEGEN
PYUSD
to
DRIFT
PYUSD
to
ELON
PYUSD
to
FLOKI
PYUSD
to
IMX
PYUSD
to
JUP
PYUSD
to
MEW
PYUSD
to
NOT
PYUSD
to
ORCA
PYUSD
to
PONKE
PYUSD
to
POPCAT
PYUSD
to
RAY
PYUSD
to
RENDER
PYUSD
to
SAND
PYUSD
to
SUNDOG
PYUSD
to
TAO
PYUSD
to
THETA
PYUSD
to
TIA