USDC BEP20 to PYUSD: Exchange USD Coin (BEP20) for PayPal USD Without KYC

Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from BNB Smart Chain to Ethereum.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDC (BEP20)
USDC (BEP20)
PYUSD
PYUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC (BEP20)
PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.03%
Market Cap:
$2.88B
Volume (24h):
$103.78M
Circulating Supply:
2.89B PYUSD

Data by CoinGecko

USDC (BEP20) to PYUSD Exchange Rate

1 USDC (BEP20) = 1.0004 PYUSD

The 1 USD Coin (USDC) on BNB Smart Chain to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC BEP20 to PYUSD swap at a glance

Everything that is specific to swapping USD Coin to PayPal USD on GhostSwap.

USD Coin (USDC BEP20)You send · BEP-20 token on BNB Smart Chain
PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

Both are dollar stablecoins, so this swap mainly moves your dollars from BNB Smart Chain to Ethereum. It is a cross-chain swap from BNB Smart Chain to Ethereum, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your PYUSD is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC BEP20 on BscScan · PYUSD on Etherscan
Your PYUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 USDC BEP20 ≈ 1.0004 PYUSD1 PYUSD ≈ 0.999556 USDC BEP20 · market prices, 8 Oct 2026
  1. Send USDC BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: PYUSD to USDC BEP20

USDC BEP20 to PYUSD Live Price Chart

USDC (BEP20)/PYUSD

Loading chart...

Reference market prices, updated live

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

USDCBSC → PYUSD

Why Swap USDC BEP20 for PYUSD?

Converting USD Coin (USDC) on BNB Smart Chain to PayPal USD on GhostSwap moves your funds from USDC (BEP20) into PYUSD without KYC or account creation. USD Coin (USDC) on BNB Smart Chain is used for dollar-pegged transfers on BNB Smart Chain. PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal.

Two different networks

USDC (BEP20) runs on BNB Smart Chain and PYUSD on Ethereum; GhostSwap swaps between them in one step.

About PayPal USD

PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal.

No KYC or exchange accounts

GhostSwap processes your USDC (BEP20) to PYUSD swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange USDC (BEP20) for PYUSD on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to PayPal USD

USDC (BEP20)PYUSD at market price
25USDC (BEP20)25.0111PYUSD
50USDC (BEP20)50.0222PYUSD
100USDC (BEP20)100.0444PYUSD
250USDC (BEP20)250.1111PYUSD
500USDC (BEP20)500.2222PYUSD
1,000USDC (BEP20)1,000.44PYUSD
5,000USDC (BEP20)5,002.22PYUSD
10,000USDC (BEP20)10,004.44PYUSD

At market prices of $0.999625 per USDC (BEP20) and $0.999181 per PYUSD (8 Oct 2026), 500 USDC (BEP20) is worth about 500.2222 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

PYUSD

Convert PayPal USD to USD Coin (USDC) on BNB Smart Chain

PYUSDUSDC (BEP20) at market price
25PYUSD24.9889USDC (BEP20)
50PYUSD49.9778USDC (BEP20)
100PYUSD99.9556USDC (BEP20)
250PYUSD249.8890USDC (BEP20)
500PYUSD499.7779USDC (BEP20)
1,000PYUSD999.5558USDC (BEP20)
5,000PYUSD4,997.78USDC (BEP20)
10,000PYUSD9,995.56USDC (BEP20)

Going the other way, 500 PYUSD is worth about 499.7779 USDC (BEP20) at the same prices.

How to Exchange USD Coin (BEP20) to PayPal USD

Line Vector
Select Crypto Currency

Select USDC BEP20 and PYUSD

Pick USDC BEP20 in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum USDC BEP20 for this pair.

Select Wallet Address
Line Vector

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the BNB Smart Chain address you send USDC BEP20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive PayPal USD

Your PYUSD is usually paid out 5–15 minutes after you send your USDC BEP20, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

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USDC BEP20 to PYUSD: questions and answers

Everything you need to know about exchanging USDC (BEP20) to PYUSD on GhostSwap.

How long does it take to swap USDC BEP20 to PYUSD on GhostSwap?
Most USDC BEP20 to PYUSD swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 USDC BEP20 in PYUSD?
1 USDC BEP20 is worth about 1.0004 PYUSD at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDC BEP20 to PYUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send USDC BEP20 from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting USD Coin (BEP20) to PayPal USD?
The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20.
What wallet should I use to receive PYUSD?
To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the PYUSD address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.
Can I track my USDC BEP20 to PYUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com) and your incoming PYUSD on Etherscan (https://etherscan.io).
Is it safe to exchange USDC BEP20 for PYUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
What happens if my USDC BEP20 to PYUSD exchange fails?
If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.