PYUSD to XMR: Exchange PayPal USD for Monero Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your PYUSD history.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
PYUSD
PYUSD
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9997
24h Change:
-0.01%
Market Cap:
$2.91B
Volume (24h):
$34.57M
Circulating Supply:
2.91B PYUSD
Monero Logo
XMR
Monero
Price:
$533.42
24h Change:
1.46%
Market Cap:
$10.04B
Volume (24h):
$83.77M
Circulating Supply:
18.82M XMR

Data by CoinGecko

PYUSD to XMR Exchange Rate

1 PYUSD = 0.001874 XMR

The 1 PayPal USD to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to XMR swap at a glance

Everything that is specific to swapping PayPal USD to Monero on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your PYUSD history. It is a cross-chain swap from Ethereum to Monero, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your XMR is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 PYUSD ≈ 0.001874 XMR1 XMR ≈ 533.6020 PYUSD · market prices, 11 Oct 2026
Minimum
About 31 PYUSDThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 11 Oct 2026Reverse: XMR to PYUSD

How much XMR do you get for PYUSD?

GhostSwap quotes at 11 Oct 2026, 12:56 UTC. What lands in your wallet: service fee and XMR network fee already deducted.

Fees included
100PYUSD
0.183745XMR
500PYUSD
0.924419XMR
2,500PYUSD
4.6270XMR

The rate floats with the market until your PYUSD deposit confirms. The minimum for this pair is about 31 PYUSD. Enter any amount in the exchange box above for a live quote; no account needed.

Going the other way? Swap XMR to PYUSD

Other ways to get Monero (XMR)

BTC to XMRETH to XMRUSDT to XMRUSDT TRC20 to XMRUSDC to XMRSOL to XMRLTC to XMRZEC to XMRBNB to XMRXRP to XMRDOGE to XMRTRX to XMR

More PYUSD swaps

PYUSD to SUIPYUSD to ETHPYUSD to XAUTPYUSD to BTCPYUSD to USDT TRC20PYUSD to USDT AVAXPYUSD to LTCPYUSD to USDT BEP20PYUSD to NOTPYUSD to SOLPYUSD to XRPPYUSD to FLOW

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

PYUSD to XMR Live Price Chart

PYUSD/XMR

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

PYUSD → XMR

Why Swap PYUSD for XMR?

Swapping PayPal USD to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. PayPal USD is transparent: token balances and transfers are public on Etherscan.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your PYUSD history stays public on the Ethereum (ERC-20) blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your PYUSD to XMR swap without KYC, sign-ups, or personal data collection. The PYUSD you send is still visible on the Ethereum (ERC-20) blockchain; the privacy starts once the XMR is in your wallet.

Exchange PYUSD for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 10–25 minutes after you send your PYUSD.

PYUSD

Convert PayPal USD to Monero

PYUSDXMR at market price
31PYUSD0.058096XMR
50PYUSD0.093703XMR
100PYUSD0.187406XMR
250PYUSD0.468514XMR
500PYUSD0.937028XMR
1,000PYUSD1.8741XMR
5,000PYUSD9.3703XMR
10,000PYUSD18.7406XMR

At market prices of $0.999659 per PYUSD and $533.4200 per XMR (11 Oct 2026), 500 PYUSD is worth about 0.937028 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

XMR

Convert Monero to PayPal USD

XMRPYUSD at market price
0.05XMR26.6801PYUSD
0.1XMR53.3602PYUSD
0.2XMR106.7204PYUSD
0.5XMR266.8010PYUSD
1XMR533.6020PYUSD
2.5XMR1,334.00PYUSD
10XMR5,336.02PYUSD
25XMR13,340.05PYUSD

Going the other way, 1 XMR is worth about 533.6020 PYUSD at the same prices.

How to Exchange PayPal USD to Monero

Line Vector
Select Crypto Currency

Select PYUSD and XMR

Pick PYUSD in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Monero

Your XMR is usually paid out 10–25 minutes after you send your PYUSD, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Popular swap pairs

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PYUSD to XMR: questions and answers

Everything you need to know about exchanging PYUSD to XMR on GhostSwap.

How long does it take to swap PYUSD to XMR on GhostSwap?
Most PYUSD to XMR swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
How much XMR do I get for 2,500 PYUSD?
At 11 Oct 2026, 12:56 UTC, 2,500 PYUSD swapped to about 4.6270 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
Do I need KYC or an account to exchange PYUSD to XMR?
No. GhostSwap has no accounts: you paste the Monero address that should receive the XMR, send PYUSD from your own wallet, and the XMR goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.
Can I track my PYUSD to XMR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io).
Is it safe to exchange PYUSD for XMR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.
Can my PYUSD to XMR swap be traced?
Your PYUSD transaction to GhostSwap is visible on the Ethereum (ERC-20) blockchain since PayPal USD is transparent: token balances and transfers are public on Etherscan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping PYUSD to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
Why swap PYUSD to XMR?
Converting PayPal USD to Monero moves dollar-pegged funds into Monero. Monero is used for private digital payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my PYUSD to XMR exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap PYUSD to other coins

Easily swap PayPal USD with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

PYUSD
to
BTC
PYUSD
to
ETH
PYUSD
to
SOL
PYUSD
to
BNB
PYUSD
to
XRP
PYUSD
to
ADA
PYUSD
to
DOGE
PYUSD
to
TRX
PYUSD
to
LINK
PYUSD
to
USDC
PYUSD
to
USDT
PYUSD
to
USDT TRC20
PYUSD
to
USDC BEP20
PYUSD
to
USDC SOL
PYUSD
to
USDT BEP20
PYUSD
to
USDT SOL
PYUSD
to
USDT AVAX
PYUSD
to
USDT Polygon
PYUSD
to
FDUSD
PYUSD
to
XMR
PYUSD
to
ZEC
PYUSD
to
DASH
PYUSD
to
SHIB
PYUSD
to
AVAX
PYUSD
to
SUI
PYUSD
to
PEPE
PYUSD
to
BCH
PYUSD
to
DOT
PYUSD
to
LTC
PYUSD
to
UNI
PYUSD
to
CRO
PYUSD
to
XLM
PYUSD
to
ICP
PYUSD
to
WIF
PYUSD
to
ETC
PYUSD
to
POL
PYUSD
to
ATOM
PYUSD
to
NEAR BEP20
PYUSD
to
NEAR
PYUSD
to
APT
PYUSD
to
ARB
PYUSD
to
OP
PYUSD
to
FIL
PYUSD
to
ALGO
PYUSD
to
BONK
PYUSD
to
INJ
PYUSD
to
VET
PYUSD
to
HBAR
PYUSD
to
KAS
PYUSD
to
ZRX
PYUSD
to
AAVE
PYUSD
to
APE
PYUSD
to
BABYDOGE
PYUSD
to
BEAMX
PYUSD
to
BOME
PYUSD
to
BRETT
PYUSD
to
BTT
PYUSD
to
DEGEN
PYUSD
to
DRIFT
PYUSD
to
ELON
PYUSD
to
FLOKI
PYUSD
to
IMX
PYUSD
to
JUP
PYUSD
to
MEW
PYUSD
to
NOT
PYUSD
to
ORCA
PYUSD
to
PONKE
PYUSD
to
POPCAT
PYUSD
to
RAY
PYUSD
to
RENDER
PYUSD
to
SAND
PYUSD
to
SUNDOG
PYUSD
to
TAO
PYUSD
to
THETA
PYUSD
to
TIA