USDT BEP20 to XLM: Exchange Tether (BEP20) for Stellar Without KYC

Send Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It turns a dollar balance into Stellar in one step.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDT (BEP20)
USDT (BEP20)
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Tether Binance Smart Chain Logo
USDT (BEP20)
Tether (USDT) on BNB Smart Chain
Price:
$0.9992
24h Change:
-0.01%
Market Cap:
$184.10B
Volume (24h):
$59.38B
Circulating Supply:
184.24B USDT (BEP20)
Stellar Logo
XLM
Stellar
Price:
$0.1930
24h Change:
2.35%
Market Cap:
$6.76B
Volume (24h):
$140.29M
Circulating Supply:
35.05B XLM

Data by CoinGecko

USDT (BEP20) to XLM Exchange Rate

1 USDT (BEP20) = 5.1767 XLM

The 1 Tether (USDT) on BNB Smart Chain to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDT BEP20 to XLM swap at a glance

Everything that is specific to swapping Tether to Stellar on GhostSwap.

Tether (USDT BEP20)You send · BEP-20 token on BNB Smart Chain
Stellar (XLM)You receive · Stellar network

It turns a dollar balance into Stellar in one step. It is a cross-chain swap from BNB Smart Chain to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDT BEP20 on BscScan · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 USDT BEP20 ≈ 5.1767 XLM1 XLM ≈ 0.193175 USDT BEP20 · market prices, 9 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send USDT BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 9 Oct 2026Reverse: XLM to USDT BEP20

Going the other way? Swap XLM to USDT BEP20

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMUSDT Polygon to XLMUSDT SOL to XLM

More USDT BEP20 swaps

USDT BEP20 to USDT TRC20USDT BEP20 to ETHUSDT BEP20 to APEUSDT BEP20 to BNBUSDT BEP20 to PAXGUSDT BEP20 to XMRUSDT BEP20 to USDT SOLUSDT BEP20 to XRPUSDT BEP20 to SOLUSDT BEP20 to IMXUSDT BEP20 to ZRXUSDT BEP20 to AAVE

USDT BEP20 to XLM Live Price Chart

USDT (BEP20)/XLM

Loading chart...

Reference market prices, updated live

USDTBSC

What is Tether (USDT) on BNB Smart Chain?

Tether (USDT (BEP20)) is the Tether stablecoin operating on the Binance Smart Chain (BSC). Pegged 1:1 to the U.S. Dollar, USDT on BSC offers faster transaction times and lower fees compared to Ethereum. It provides a stable medium of exchange within the BSC DeFi ecosystem.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

USDTBSC → XLM

Why Swap USDT BEP20 for XLM?

Converting Tether (USDT) on BNB Smart Chain to Stellar on GhostSwap gets you XLM without signing up for a centralized exchange or completing KYC verification. Your USDT (BEP20) converts to XLM directly, with no identity requirements.

Get Stellar without an exchange account

Get Stellar without creating exchange accounts or submitting ID documents.

About Stellar

Stellar is used for fast, cheap cross-border payments. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 5–15 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange USDT (BEP20) for XLM on GhostSwap. Stellar fees are a tiny fraction of a cent.

USDTBSC

Convert Tether (USDT) on BNB Smart Chain to Stellar

USDT (BEP20)XLM at market price
25USDT (BEP20)129.4165XLM
50USDT (BEP20)258.8331XLM
100USDT (BEP20)517.6661XLM
250USDT (BEP20)1,294.17XLM
500USDT (BEP20)2,588.33XLM
1,000USDT (BEP20)5,176.66XLM
5,000USDT (BEP20)25,883.31XLM
10,000USDT (BEP20)51,766.61XLM

At market prices of $0.999225 per USDT (BEP20) and $0.193025 per XLM (9 Oct 2026), 500 USDT (BEP20) is worth about 2,588.33 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Tether (USDT) on BNB Smart Chain

XLMUSDT (BEP20) at market price
100XLM19.3175USDT (BEP20)
250XLM48.2937USDT (BEP20)
500XLM96.5874USDT (BEP20)
1,000XLM193.1747USDT (BEP20)
2,500XLM482.9368USDT (BEP20)
5,000XLM965.8736USDT (BEP20)
25,000XLM4,829.37USDT (BEP20)
50,000XLM9,658.74USDT (BEP20)

Going the other way, 2,500 XLM is worth about 482.9368 USDT (BEP20) at the same prices.

How to Exchange Tether (BEP20) to Stellar

Line Vector
Select Crypto Currency

Select USDT BEP20 and XLM

Pick USDT BEP20 in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum USDT BEP20 for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the BNB Smart Chain address you send USDT BEP20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Tether (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your USDT BEP20, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
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BTC
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SOL
ETH
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BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
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USDT
SHIB
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BONK
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USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

USDT BEP20 to XLM: questions and answers

Everything you need to know about exchanging USDT (BEP20) to XLM on GhostSwap.

How long does it take to swap USDT BEP20 to XLM on GhostSwap?
Most USDT BEP20 to XLM swaps are paid out within 5–15 minutes: the USDT BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 USDT BEP20 in XLM?
1 USDT BEP20 is worth about 5.1767 XLM at the market rate, before fees (market prices, 9 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your USDT BEP20 deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDT BEP20 to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send USDT BEP20 from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Tether (BEP20) to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDT BEP20.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my USDT BEP20 to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT BEP20 payment on BscScan (https://bscscan.com) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange USDT BEP20 for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT BEP20 deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
Why swap USDT BEP20 to XLM?
Converting Tether (BEP20) to Stellar moves dollar-pegged funds into Stellar. Stellar is used for fast, cheap cross-border payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDT BEP20 to XLM exchange fails?
If a swap cannot be completed, the USDT BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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CRO
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ICP
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WIF
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ETC
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POL
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ATOM
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NEAR
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APT
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ARB
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OP
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FIL
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VET
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HBAR
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