XMR to ZEC: Exchange Monero for Zcash Without KYC

Exchange XMR to ZEC: send Monero (XMR) and receive Zcash (ZEC) in your own wallet, with no account and no KYC. Your XMR deposit needs 10 Monero confirmations (about 20 minutes), and the ZEC is paid to a transparent t1 or t3 address.

Updated 2 November 2026

  • within minutes
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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ZEC
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Monero Logo
XMR
Monero
Price:
$606.23
24h Change:
1.70%
Market Cap:
$11.41B
Volume (24h):
$146.64M
Circulating Supply:
18.83M XMR
Zcash Logo
ZEC
Zcash
Price:
$1,152.03
24h Change:
-5.64%
Market Cap:
$19.59B
Volume (24h):
$889.27M
Circulating Supply:
17.01M ZEC

Data by CoinGecko

XMR to ZEC Exchange Rate

1 XMR = 0.526228 ZEC

The 1 Monero to Zcash reference rate at market prices, before fees.

Live market rate

XMR to ZEC swap at a glance

Send XMR from Feather, Cake Wallet or Monero GUI.

Monero (XMR)You send · Monero network
Zcash (ZEC)You receive · Zcash network
Swap time
within minutesdepends on network confirmations
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID
Tracking
Live status pageZEC on Blockchair
Your ZEC address
Zcash addressIt starts with t1 or t3 for a transparent address. Wallets: Zodl (formerly Zashi), Zkool or Zingo.
Reference rate
1 XMR ≈ 0.526228 ZEC1 ZEC ≈ 1.9003 XMR · market prices, 2 Nov 2026
Minimum
About 0.05 XMR
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive ZECSent to your address; Zcash confirms in about 10–20 minutes
Facts checked 2 Nov 2026Reverse: ZEC to XMR

How much ZEC do I get for XMR?

GhostSwap quotes at 2 Nov 2026, 23:07 UTC, after the service fee and the cost of sending the ZEC to your wallet.

After all fees
0.2XMR
0.103803ZEC
1XMR
0.520881ZEC
2.5XMR
1.3029ZEC

The rate floats with the market until your XMR deposit confirms.

XMR to ZEC at the market rate, before fees

XMRZEC, market rate, before fees
0.05 XMR0.026311 ZEC
0.1 XMR0.052623 ZEC
0.2 XMR0.105246 ZEC
0.5 XMR0.263114 ZEC
1 XMR0.526228 ZEC
2.5 XMR1.3156 ZEC
10 XMR5.2623 ZEC
25 XMR13.1557 ZEC

Market prices of $606.2300 per XMR and $1,152.03 per ZEC on 2 Nov 2026. The box above shows the amount after all fees.

XMR to ZEC price chart, market rate before fees

XMR/ZEC

Loading chart...

How do I exchange XMR to ZEC?

  1. Pick XMR and ZEC

    Pick XMR in “You send” and ZEC in “You get”, then enter the amount. The box shows how much ZEC you get after all fees, and the minimum for this pair.

  2. Paste your Zcash address

    Paste the Zcash address that should receive the ZEC: it starts with t1 or t3 for a transparent address. Wallets that work: Zodl (formerly Zashi), Zkool or Zingo. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

  3. Send XMR on Monero

    Send exactly the amount shown from your own Monero wallet to the one-time deposit address, on the Monero network.

  4. Receive ZEC

    Your ZEC is paid out once your XMR deposit confirms, and Zcash then confirms it in about 10–20 minutes. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Follow each step on the status page with your swap ID.

Monero to Zcash: two privacy models, one swap

XMR to ZEC goes straight from one privacy coin to the other, with no Bitcoin step and no account. Monero hides the sender, the receiver and the amount of every transaction. Zcash gives the same protection only to shielded transfers; its transparent addresses work like Bitcoin's. People make this swap to hold both coins or to pay someone who takes ZEC.

Your XMR deposit hides the sender and the amount on the Monero chain. It is usually credited within about 20 minutes, and most swaps pay the ZEC within 20 to 60 minutes. The payout lands at a transparent t-address, so the amount received is public until you move it into your wallet's shielded pool. Zcash adds a block about every 75 seconds, so that shielding step confirms quickly.

Tips for this swap

  • Copy the transparent receiving address (t1 or t3) from Zodl (formerly Zashi), Zkool or Zingo, not the shielded u1 address the wallet offers first.
  • Shield the ZEC before you use it. Spending straight from the t-address links the payout to wherever the coins go next.
  • Enter a Monero address from your own wallet as the refund address; Monero needs no payment ID.

Can I swap Monero to Zcash without KYC?

Yes. Neither side asks you to register: an XMR to ZEC swap needs no account, email or ID. Paste a t1 or t3 address for the ZEC, a Monero address for refunds, and send the XMR at the floating rate shown.

Is ZEC as private as XMR after the swap?

Only once it is shielded. Transfers between shielded Zcash addresses hide the sender, the receiver and the amount, much as Monero does for every transfer. ZEC left at a transparent address is as visible as Bitcoin.

Common mistakes with XMR to ZEC

  • Sending XMR from a wallet that is not fully synced.
  • Pasting a unified (u1...) address instead of a transparent t1 or t3 address.
  • Reusing an old t-address that already links to other activity.

XMR to ZEC: questions and answers

Can you swap Monero to Zcash?
Yes. Pick XMR and ZEC in the box above, paste your Zcash address and send the XMR; the ZEC goes straight to your wallet, with no account. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit.
Where can I exchange XMR for ZEC?
On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send XMR and receive ZEC at the rate shown before you send.
Can I convert Monero to Zcash anonymously?
GhostSwap asks for no account, email or ID. Your XMR deposit is private on the Monero blockchain; the ZEC payout is public on Zcash, so receive it at a new address that has no history.
Is XMR illegal in the USA?
No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.
Why is XMR being delisted?
Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our Monero delistings tracker lists each one with its date and source.
Which Zcash address do I use to receive ZEC?
A transparent address that starts with t1 or t3. Unified (u1...) and shielded (zs...) addresses cannot receive the payout. In Zodl, Zkool or Zingo, open Receive and copy the transparent address.
How do I make the ZEC private after it arrives?
Shield it: in Zodl, Zkool or Zingo, move the balance from the transparent address into the shielded pool. After that the sender, receiver and amount are hidden.
How can I swap Monero to Zcash?
Pick XMR and ZEC, paste your transparent Zcash address and send the XMR; the ZEC is sent after 10 Monero confirmations. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit.
How long does it take to swap XMR to ZEC on GhostSwap?
Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. The XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the ZEC is sent to your wallet, and Zcash confirms the payout in about 10–20 minutes.
How much is 1 XMR in ZEC?
At 2 Nov 2026, 23:07 UTC, 1 XMR swapped to about 0.520881 ZEC on GhostSwap, after the service fee. The minimum for this pair is about 0.05 XMR. The Monero network fee for sending the XMR is paid separately, in XMR. The rate floats with the market until your XMR deposit confirms.

What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today

What is Zcash? Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Zcash price today