XMR to ZEC: Exchange Monero for Zcash Without KYC

Send Monero (XMR) and receive Zcash (ZEC) in your own wallet, with no account and no KYC. It is a cross-chain swap from Monero to Zcash, with no bridge and no wrapped tokens.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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XMR
XMR
ZEC
ZEC


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Monero Logo
XMR
Monero
Price:
$523.75
24h Change:
-0.21%
Market Cap:
$9.86B
Volume (24h):
$128.70M
Circulating Supply:
18.82M XMR
Zcash Logo
ZEC
Zcash
Price:
$1,209.60
24h Change:
5.71%
Market Cap:
$20.54B
Volume (24h):
$1.02B
Circulating Supply:
16.98M ZEC

Data by CoinGecko

XMR to ZEC Exchange Rate

1 XMR = 0.432994 ZEC

The 1 Monero to Zcash reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to ZEC swap at a glance

Everything that is specific to swapping Monero to Zcash on GhostSwap.

Monero (XMR)You send · Monero network
Zcash (ZEC)You receive · Zcash network

It is a cross-chain swap from Monero to Zcash, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your ZEC is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageZEC on Blockchair
Your ZEC address
Zcash addressIt starts with t1 or t3 for a transparent address. Wallets: Zodl (formerly Zashi), Zkool or Zingo.
Reference rate
1 XMR ≈ 0.432994 ZEC1 ZEC ≈ 2.3095 XMR · market prices, 9 Oct 2026
Minimum
About 0.058 XMRThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive ZECSent to your address; Zcash confirms in about 10–20 minutes
Facts checked 9 Oct 2026Reverse: ZEC to XMR

How much ZEC do you get for XMR?

GhostSwap quotes at 9 Oct 2026, 18:56 UTC. What lands in your wallet: service fee and ZEC network fee already deducted.

Fees included
0.2XMR
0.084086ZEC
1XMR
0.422034ZEC
5XMR
2.1117ZEC

The rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.058 XMR. Enter any amount in the exchange box above for a live quote; no account needed.

Monero to Zcash: two privacy models, one swap

XMR to ZEC goes straight from one privacy coin to the other, with no Bitcoin step and no account. Monero hides the sender, the receiver and the amount of every transaction. Zcash gives the same protection only to shielded transfers; its transparent addresses work like Bitcoin's. People make this swap to hold both coins or to pay someone who takes ZEC.

Your XMR deposit hides the sender and the amount on the Monero chain. It is usually credited within about 20 minutes, and most swaps pay the ZEC within 20 to 60 minutes. The payout lands at a transparent t-address, so the amount received is public until you move it into your wallet's shielded pool. Zcash adds a block about every 75 seconds, so that shielding step confirms quickly.

Tips for this swap

  • Copy the transparent receiving address (t1 or t3) from Zodl (formerly Zashi), Zkool or Zingo, not the shielded u1 address the wallet offers first.
  • Shield the ZEC before you use it. Spending straight from the t-address links the payout to wherever the coins go next.
  • Enter a Monero address from your own wallet as the refund address; Monero needs no payment ID.

Can I swap Monero to Zcash without KYC?

Yes. Neither side asks you to register: an XMR to ZEC swap needs no account, email or ID. Paste a t1 or t3 address for the ZEC, a Monero address for refunds, and send the XMR at the floating rate shown.

Is ZEC as private as XMR after the swap?

Only once it is shielded. Transfers between shielded Zcash addresses hide the sender, the receiver and the amount, much as Monero does for every transfer. ZEC left at a transparent address is as visible as Bitcoin.

No-KYC Monero exchange

Going the other way? Swap ZEC to XMR

Other ways to get Zcash (ZEC)

BTC to ZECETH to ZECUSDT to ZECUSDT TRC20 to ZECUSDC to ZECSOL to ZECLTC to ZECBNB to ZECXRP to ZECDOGE to ZECTRX to ZECADA to ZEC

More XMR swaps

XMR to BTCXMR to ETHXMR to USDT TRC20XMR to USDTXMR to USDCXMR to ADAXMR to BNBXMR to USDT BEP20XMR to ELONXMR to BCHXMR to SHIBXMR to BRETT

Live prices: Monero price today · Zcash price today

Coin guides: No-KYC Zcash exchange · No-KYC Monero exchange

Paying someone? Private Send pays them in BTC, USDT or any coin from your Monero, without showing them your wallet.

XMR to ZEC Live Price Chart

XMR/ZEC

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

ZEC

What is Zcash?

Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Unlike Monero where privacy is mandatory, Zcash gives users the choice between transparent transactions (publicly visible, like Bitcoin) and shielded transactions (fully private — hiding sender, receiver, and amount). This flexibility lets Zcash users choose a shielded transfer when they want privacy and a transparent one when they do not. ZEC has been instrumental in advancing cryptographic research that now underpins many Layer 2 scaling solutions.

XMR → ZEC

Why Swap XMR for ZEC?

Converting Monero to Zcash on GhostSwap moves your funds from XMR into ZEC without KYC or account creation. Monero is used for private digital payments. Zcash is used for optional privacy-shielded transactions using zero-knowledge proofs.

Two different networks

XMR runs on Monero and ZEC on Zcash; GhostSwap swaps between them in one step.

About Zcash

Zcash is used for optional privacy-shielded transactions using zero-knowledge proofs.

No KYC or exchange accounts

GhostSwap processes your XMR to ZEC swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XMR for ZEC on GhostSwap. Most swaps are paid out within 20–60 minutes after you send, with no registration and no verification for standard swaps.

XMR

Convert Monero to Zcash

XMRZEC at market price
0.058XMR0.025114ZEC
0.1XMR0.043299ZEC
0.2XMR0.086599ZEC
0.5XMR0.216497ZEC
1XMR0.432994ZEC
2.5XMR1.0825ZEC
10XMR4.3299ZEC
25XMR10.8249ZEC

At market prices of $523.7500 per XMR and $1,209.60 per ZEC (9 Oct 2026), 1 XMR is worth about 0.432994 ZEC. Your exact amount, after network fees, is shown in the exchange box before you send.

ZEC

Convert Zcash to Monero

ZECXMR at market price
0.025ZEC0.057737XMR
0.05ZEC0.115475XMR
0.1ZEC0.230950XMR
0.2ZEC0.461900XMR
0.5ZEC1.1547XMR
1ZEC2.3095XMR
5ZEC11.5475XMR
10ZEC23.0950XMR

Going the other way, 0.5 ZEC is worth about 1.1547 XMR at the same prices.

How to Exchange Monero to Zcash

Line Vector
Select Crypto Currency

Select XMR and ZEC

Pick XMR in “You send” and ZEC in “You get”, then enter the amount. The box shows how much ZEC you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter Zcash Address

Paste the Zcash address that should receive the ZEC (it starts with t1 or t3 for a transparent address). Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive Zcash

Your ZEC is usually paid out 20–60 minutes after you send your XMR, and Zcash then confirms it in about 10–20 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XMR to ZEC: questions and answers

Everything you need to know about exchanging XMR to ZEC on GhostSwap.

How long does it take to swap XMR to ZEC on GhostSwap?
Most XMR to ZEC swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the ZEC is sent to your wallet, and Zcash confirms the payout in about 10–20 minutes. Busy networks can add a few minutes.
How much ZEC do I get for 5 XMR?
At 9 Oct 2026, 18:56 UTC, 5 XMR swapped to about 2.1117 ZEC on GhostSwap, after the service fee and the ZEC network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
What are the fees for converting Monero to Zcash?
The GhostSwap fee is already included in the rate in the exchange box, so the ZEC amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive ZEC?
To receive Zcash from your swap, we recommend using Zodl (formerly Zashi), Zkool or Zingo. All three can move ZEC into the shielded pool. Make sure your wallet supports the Zcash network before starting the exchange. Double-check your ZEC address before confirming, cryptocurrency transactions cannot be reversed.
What format is the ZEC address?
Use a Zcash address: it starts with t1 or t3 for a transparent address. Copy it from your wallet and paste it; never type it by hand.
Can I track my XMR to ZEC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming ZEC on Blockchair (https://blockchair.com/zcash).
Is it safe to exchange XMR for ZEC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the ZEC is sent straight to the Zcash address you enter, so check that address twice, Zcash transfers cannot be reversed.
How does a cross-chain XMR to ZEC swap work?
Monero lives on Monero and Zcash on Zcash, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native ZEC on Zcash, so you never hold a wrapped token or pay bridge fees.
What happens if my XMR to ZEC exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XMR to other coins

Easily swap Monero with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XMR
to
BTC
XMR
to
ETH
XMR
to
SOL
XMR
to
BNB
XMR
to
XRP
XMR
to
ADA
XMR
to
DOGE
XMR
to
TRX
XMR
to
LINK
XMR
to
USDC
XMR
to
USDT
XMR
to
USDT TRC20
XMR
to
USDC BEP20
XMR
to
USDC SOL
XMR
to
USDT BEP20
XMR
to
USDT SOL
XMR
to
USDT AVAX
XMR
to
USDT Polygon
XMR
to
PYUSD
XMR
to
FDUSD
XMR
to
ZEC
XMR
to
DASH
XMR
to
SHIB
XMR
to
AVAX
XMR
to
SUI
XMR
to
PEPE
XMR
to
BCH
XMR
to
DOT
XMR
to
LTC
XMR
to
UNI
XMR
to
CRO
XMR
to
XLM
XMR
to
ICP
XMR
to
WIF
XMR
to
ETC
XMR
to
POL
XMR
to
ATOM
XMR
to
NEAR BEP20
XMR
to
NEAR
XMR
to
APT
XMR
to
ARB
XMR
to
OP
XMR
to
FIL
XMR
to
ALGO
XMR
to
BONK
XMR
to
INJ
XMR
to
VET
XMR
to
HBAR
XMR
to
KAS
XMR
to
ZRX
XMR
to
AAVE
XMR
to
APE
XMR
to
BABYDOGE
XMR
to
BEAMX
XMR
to
BOME
XMR
to
BRETT
XMR
to
BTT
XMR
to
DEGEN
XMR
to
DRIFT
XMR
to
ELON
XMR
to
FLOKI
XMR
to
IMX
XMR
to
JUP
XMR
to
MEW
XMR
to
NOT
XMR
to
ORCA
XMR
to
PONKE
XMR
to
POPCAT
XMR
to
RAY
XMR
to
RENDER
XMR
to
SAND
XMR
to
SUNDOG
XMR
to
TAO
XMR
to
THETA
XMR
to
TIA