USDT BEP20 to XMR: Exchange Tether (BEP20) for Monero Without KYC

Send Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDT BEP20 history.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDT (BEP20)
USDT (BEP20)
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Tether Binance Smart Chain Logo
USDT (BEP20)
Tether (USDT) on BNB Smart Chain
Price:
$0.9994
24h Change:
0.03%
Market Cap:
$184.13B
Volume (24h):
$48.50B
Circulating Supply:
184.25B USDT (BEP20)
Monero Logo
XMR
Monero
Price:
$532.58
24h Change:
0.13%
Market Cap:
$10.02B
Volume (24h):
$111.55M
Circulating Supply:
18.82M XMR

Data by CoinGecko

USDT (BEP20) to XMR Exchange Rate

1 USDT (BEP20) = 0.001876 XMR

The 1 Tether (USDT) on BNB Smart Chain to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDT BEP20 to XMR swap at a glance

Everything that is specific to swapping Tether to Monero on GhostSwap.

Tether (USDT BEP20)You send · BEP-20 token on BNB Smart Chain
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDT BEP20 history. It is a cross-chain swap from BNB Smart Chain to Monero, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XMR is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDT BEP20 on BscScan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 USDT BEP20 ≈ 0.001876 XMR1 XMR ≈ 532.9200 USDT BEP20 · market prices, 12 Oct 2026
Minimum
About 31 USDT BEP20The exact minimum and maximum are shown in the exchange box before you send.
  1. Send USDT BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 12 Oct 2026Reverse: XMR to USDT BEP20

How much XMR do you get for USDT BEP20?

GhostSwap quotes at 12 Oct 2026, 13:23 UTC. What lands in your wallet: service fee and XMR network fee already deducted.

Fees included
100USDT BEP20
0.183694XMR
500USDT BEP20
0.921622XMR
2,500USDT BEP20
4.6152XMR

The rate floats with the market until your USDT BEP20 deposit confirms. The minimum for this pair is about 31 USDT BEP20. Enter any amount in the exchange box above for a live quote; no account needed.

USDT (BSC) to Monero: what to know before you swap

This pair swaps Tether on BNB Smart Chain (BEP20) into Monero. BSC transfers confirm in seconds and fees are low; the XMR is paid to your Monero wallet with no account.

Send USDT on BNB Smart Chain only. For USDT on Tron or Ethereum, use the USDT TRC20 or ERC20 to XMR pairs.

Tips for this swap

  • BNB Smart Chain addresses start with 0x. The sending wallet needs a little BNB for gas.
  • Monero addresses are 95 characters long and start with 4 (standard) or 8 (subaddress). Paste the address; never type it by hand.
  • Received XMR becomes spendable after 10 Monero confirmations, about 20 minutes.

Can I swap USDT to XMR without KYC?

Yes. There is no account, email or ID upload. Enter your Monero address and send the USDT deposit.

Which USDT network is cheapest for buying XMR?

Tron (TRC20) and BNB Smart Chain both have low fees; Ethereum (ERC20) usually costs more.

No-KYC Monero exchange

Going the other way? Swap XMR to USDT BEP20

Other ways to get Monero (XMR)

BTC to XMRETH to XMRUSDT to XMRUSDT TRC20 to XMRUSDC to XMRSOL to XMRLTC to XMRZEC to XMRBNB to XMRXRP to XMRDOGE to XMRTRX to XMR

More USDT BEP20 swaps

USDT BEP20 to ONDOUSDT BEP20 to ETHUSDT BEP20 to APEUSDT BEP20 to USDT SOLUSDT BEP20 to XRPUSDT BEP20 to SOLUSDT BEP20 to IMXUSDT BEP20 to BTCUSDT BEP20 to XTZUSDT BEP20 to PAXGUSDT BEP20 to USDCUSDT BEP20 to AXS

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

USDT BEP20 to XMR Live Price Chart

USDT (BEP20)/XMR

Loading chart...

Reference market prices, updated live

USDTBSC

What is Tether (USDT) on BNB Smart Chain?

Tether (USDT (BEP20)) is the Tether stablecoin operating on the Binance Smart Chain (BSC). Pegged 1:1 to the U.S. Dollar, USDT on BSC offers faster transaction times and lower fees compared to Ethereum. It provides a stable medium of exchange within the BSC DeFi ecosystem.

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

USDTBSC → XMR

Why Swap USDT BEP20 for XMR?

Swapping Tether (USDT) on BNB Smart Chain to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. Tether (USDT) on BNB Smart Chain is transparent: transfers are public on BscScan.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your USDT (BEP20) history stays public on the BNB Smart Chain (BEP-20) blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your USDT (BEP20) to XMR swap without KYC, sign-ups, or personal data collection. The USDT (BEP20) you send is still visible on the BNB Smart Chain (BEP-20) blockchain; the privacy starts once the XMR is in your wallet.

Exchange USDT (BEP20) for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 5–15 minutes after you send your USDT (BEP20).

USDTBSC

Convert Tether (USDT) on BNB Smart Chain to Monero

USDT (BEP20)XMR at market price
31USDT (BEP20)0.058170XMR
50USDT (BEP20)0.093823XMR
100USDT (BEP20)0.187645XMR
250USDT (BEP20)0.469114XMR
500USDT (BEP20)0.938227XMR
1,000USDT (BEP20)1.8765XMR
5,000USDT (BEP20)9.3823XMR
10,000USDT (BEP20)18.7645XMR

At market prices of $0.999362 per USDT (BEP20) and $532.5800 per XMR (12 Oct 2026), 500 USDT (BEP20) is worth about 0.938227 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

XMR

Convert Monero to Tether (USDT) on BNB Smart Chain

XMRUSDT (BEP20) at market price
0.05XMR26.6460USDT (BEP20)
0.1XMR53.2920USDT (BEP20)
0.2XMR106.5840USDT (BEP20)
0.5XMR266.4600USDT (BEP20)
1XMR532.9200USDT (BEP20)
2.5XMR1,332.30USDT (BEP20)
10XMR5,329.20USDT (BEP20)
25XMR13,323.00USDT (BEP20)

Going the other way, 1 XMR is worth about 532.9200 USDT (BEP20) at the same prices.

How to Exchange Tether (BEP20) to Monero

Line Vector
Select Crypto Currency

Select USDT BEP20 and XMR

Pick USDT BEP20 in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum USDT BEP20 for this pair.

Select Wallet Address
Line Vector

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the BNB Smart Chain address you send USDT BEP20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Tether (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive Monero

Your XMR is usually paid out 5–15 minutes after you send your USDT BEP20, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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XMR
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USDT
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ZEC
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BTC
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DOGE
DOGE
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BTC
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LTC
SHIB
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PEPE
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SHIB
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BONK
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USDT
WIF
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USDT
POPCAT
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DOGE
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SHIB

USDT BEP20 to XMR: questions and answers

Everything you need to know about exchanging USDT (BEP20) to XMR on GhostSwap.

How long does it take to swap USDT BEP20 to XMR on GhostSwap?
Most USDT BEP20 to XMR swaps are paid out within 5–15 minutes: the USDT BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
How much XMR do I get for 2,500 USDT BEP20?
At 12 Oct 2026, 13:23 UTC, 2,500 USDT BEP20 swapped to about 4.6152 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
What are the fees for converting Tether (BEP20) to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDT BEP20.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.
Can I track my USDT BEP20 to XMR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT BEP20 payment on BscScan (https://bscscan.com).
Is it safe to exchange USDT BEP20 for XMR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT BEP20 deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.
Can my USDT BEP20 to XMR swap be traced?
Your USDT BEP20 transaction to GhostSwap is visible on the BNB Smart Chain (BEP-20) blockchain since Tether (BEP20) is transparent: transfers are public on BscScan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping USDT BEP20 to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
Why swap USDT BEP20 to XMR?
Converting Tether (BEP20) to Monero moves dollar-pegged funds into Monero. Monero is used for private digital payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDT BEP20 to XMR exchange fails?
If a swap cannot be completed, the USDT BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap USDT BEP20 to other coins

Easily swap Tether (BEP20) with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

USDT BEP20
to
BTC
USDT BEP20
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ETH
USDT BEP20
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SOL
USDT BEP20
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BNB
USDT BEP20
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XRP
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ADA
USDT BEP20
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DOGE
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TRX
USDT BEP20
to
LINK
USDT BEP20
to
USDC
USDT BEP20
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USDT
USDT BEP20
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USDT TRC20
USDT BEP20
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USDC BEP20
USDT BEP20
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USDC SOL
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USDT SOL
USDT BEP20
to
USDT AVAX
USDT BEP20
to
USDT Polygon
USDT BEP20
to
PYUSD
USDT BEP20
to
FDUSD
USDT BEP20
to
XMR
USDT BEP20
to
ZEC
USDT BEP20
to
DASH
USDT BEP20
to
SHIB
USDT BEP20
to
AVAX
USDT BEP20
to
SUI
USDT BEP20
to
PEPE
USDT BEP20
to
BCH
USDT BEP20
to
DOT
USDT BEP20
to
LTC
USDT BEP20
to
UNI
USDT BEP20
to
CRO
USDT BEP20
to
XLM
USDT BEP20
to
ICP
USDT BEP20
to
WIF
USDT BEP20
to
ETC
USDT BEP20
to
POL
USDT BEP20
to
ATOM
USDT BEP20
to
NEAR BEP20
USDT BEP20
to
NEAR
USDT BEP20
to
APT
USDT BEP20
to
ARB
USDT BEP20
to
OP
USDT BEP20
to
FIL
USDT BEP20
to
ALGO
USDT BEP20
to
BONK
USDT BEP20
to
INJ
USDT BEP20
to
VET
USDT BEP20
to
HBAR
USDT BEP20
to
KAS
USDT BEP20
to
ZRX
USDT BEP20
to
AAVE
USDT BEP20
to
APE
USDT BEP20
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BABYDOGE
USDT BEP20
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BEAMX
USDT BEP20
to
BOME
USDT BEP20
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BRETT
USDT BEP20
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BTT
USDT BEP20
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DEGEN
USDT BEP20
to
DRIFT
USDT BEP20
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ELON
USDT BEP20
to
FLOKI
USDT BEP20
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IMX
USDT BEP20
to
JUP
USDT BEP20
to
MEW
USDT BEP20
to
NOT
USDT BEP20
to
ORCA
USDT BEP20
to
PONKE
USDT BEP20
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POPCAT
USDT BEP20
to
RAY
USDT BEP20
to
RENDER
USDT BEP20
to
SAND
USDT BEP20
to
SUNDOG
USDT BEP20
to
TAO
USDT BEP20
to
THETA
USDT BEP20
to
TIA