XRP to XMR: Exchange XRP for Monero Without KYC

Send XRP on XRP Ledger and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your XRP history.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XRP
XRP
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-4.08%
Market Cap:
$88.89B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP
Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR

Data by CoinGecko

XRP to XMR Exchange Rate

1 XRP = 0.002528 XMR

The 1 XRP to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to XMR swap at a glance

Everything that is specific to swapping XRP to Monero on GhostSwap.

XRPYou send · XRP Ledger network
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your XRP history. It is a cross-chain swap from XRP Ledger to Monero, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XMR is sent
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 XRP ≈ 0.002528 XMR1 XMR ≈ 395.5035 XRP · market prices, 8 Oct 2026
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 8 Oct 2026Reverse: XMR to XRP

XRP to Monero: stepping off the XRP Ledger's open history

XRP to XMR is used by XRP holders who want some of their funds where explorers cannot read them. On the XRP Ledger every payment, balance and trust line can be looked up on explorers such as XRPSCAN, and an account address usually stays the same for years. Monero hides the sender, receiver and amount of each transfer, and GhostSwap swaps between the two with no account.

The XRP Ledger closes a new ledger every few seconds, so the deposit confirms within seconds and the swap itself usually takes 5 to 15 minutes. After the XMR is sent, your Monero wallet shows it as spendable after about 10 confirmations, roughly 20 minutes. If the deposit details show a Destination Tag next to the address, include it in the payment, because it ties the XRP to your swap.

Tips for this swap

  • Send XRP from Xaman or a Ledger and enter your r-address as the refund address. Exchange withdrawals come from the exchange's shared accounts, so a refund sent back there may not be credited to you.
  • Every XRP account holds back a base reserve, plus a little more for each trust line or open offer, and that XRP cannot be sent. Plan the amount around the spendable balance your wallet shows.
  • Monero wallets such as Feather or Cake Wallet show a fresh subaddress (95 characters, starting with 8) on their receive screen; paste that as the payout address.

Can I convert XRP to Monero without KYC?

Yes. A standard swap asks for no account, email or ID, only your Monero address and the XRP deposit. Check the floating rate first; if the swap cannot complete, the XRP goes back to the r-address you entered as the refund address.

Does the Monero side need a tag or payment ID?

No. Unlike XRP deposits, a Monero payout to your own wallet needs no tag or payment ID. Paste a standard address or a subaddress; an integrated address is accepted too.

No-KYC Monero exchange

Going the other way? Swap XMR to XRP

Other ways to get Monero (XMR)

BTC to XMRETH to XMRUSDT to XMRUSDT TRC20 to XMRUSDC to XMRSOL to XMRLTC to XMRZEC to XMRBNB to XMRDOGE to XMRTRX to XMRADA to XMR

More XRP swaps

XRP to ICPXRP to USDT BEP20XRP to ETHXRP to ADAXRP to USDCXRP to TRXXRP to BNBXRP to PYUSDXRP to USDT TRC20XRP to DOGEXRP to APEXRP to BTT

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

XRP to XMR Live Price Chart

XRP/XMR

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

XRP → XMR

Why Swap XRP for XMR?

Swapping XRP to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. XRP is transparent: all transactions publicly visible on the XRP Ledger.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your XRP history stays public on the XRP Ledger blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your XRP to XMR swap without KYC, sign-ups, or personal data collection. The XRP you send is still visible on the XRP Ledger blockchain; the privacy starts once the XMR is in your wallet.

Exchange XRP for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 5–15 minutes after you send your XRP.

XRP

Convert XRP to Monero

XRPXMR at market price
25XRP0.063211XMR
50XRP0.126421XMR
250XRP0.632106XMR
500XRP1.2642XMR
5,000XRP12.6421XMR

At market prices of $1.4100 per XRP and $557.6600 per XMR (8 Oct 2026), 250 XRP is worth about 0.632106 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

XMR

Convert Monero to XRP

XMRXRP at market price
0.054XMR21.3572XRP
0.1XMR39.5504XRP
0.2XMR79.1007XRP
0.5XMR197.7518XRP
1XMR395.5035XRP
2.5XMR988.7589XRP
10XMR3,955.04XRP
25XMR9,887.59XRP

Going the other way, 1 XMR is worth about 395.5035 XRP at the same prices.

How to Exchange XRP to Monero

Line Vector
Select Crypto Currency

Select XRP and XMR

Pick XRP in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive Monero

Your XMR is usually paid out 5–15 minutes after you send your XRP, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XRP to XMR: questions and answers

Everything you need to know about exchanging XRP to XMR on GhostSwap.

How long does it take to swap XRP to XMR on GhostSwap?
Most XRP to XMR swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
What are the fees for converting XRP to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.
Can I track my XRP to XMR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com).
Is it safe to exchange XRP for XMR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.
Can my XRP to XMR swap be traced?
Your XRP transaction to GhostSwap is visible on the XRP Ledger blockchain since XRP is transparent: all transactions publicly visible on the XRP Ledger. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping XRP to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
How does a cross-chain XRP to XMR swap work?
XRP lives on XRP Ledger and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees.
What happens if my XRP to XMR exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XRP to other coins

Easily swap XRP with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XRP
to
BTC
XRP
to
ETH
XRP
to
SOL
XRP
to
BNB
XRP
to
ADA
XRP
to
DOGE
XRP
to
TRX
XRP
to
LINK
XRP
to
USDC
XRP
to
USDT
XRP
to
USDT TRC20
XRP
to
USDC BEP20
XRP
to
USDC SOL
XRP
to
USDT BEP20
XRP
to
USDT SOL
XRP
to
USDT AVAX
XRP
to
USDT Polygon
XRP
to
PYUSD
XRP
to
FDUSD
XRP
to
XMR
XRP
to
ZEC
XRP
to
DASH
XRP
to
SHIB
XRP
to
AVAX
XRP
to
SUI
XRP
to
PEPE
XRP
to
BCH
XRP
to
DOT
XRP
to
LTC
XRP
to
UNI
XRP
to
CRO
XRP
to
XLM
XRP
to
ICP
XRP
to
WIF
XRP
to
ETC
XRP
to
POL
XRP
to
ATOM
XRP
to
NEAR BEP20
XRP
to
NEAR
XRP
to
APT
XRP
to
ARB
XRP
to
OP
XRP
to
FIL
XRP
to
ALGO
XRP
to
BONK
XRP
to
INJ
XRP
to
VET
XRP
to
HBAR
XRP
to
KAS
XRP
to
ZRX
XRP
to
AAVE
XRP
to
APE
XRP
to
BABYDOGE
XRP
to
BEAMX
XRP
to
BOME
XRP
to
BRETT
XRP
to
BTT
XRP
to
DEGEN
XRP
to
DRIFT
XRP
to
ELON
XRP
to
FLOKI
XRP
to
IMX
XRP
to
JUP
XRP
to
MEW
XRP
to
NOT
XRP
to
ORCA
XRP
to
PONKE
XRP
to
POPCAT
XRP
to
RAY
XRP
to
RENDER
XRP
to
SAND
XRP
to
SUNDOG
XRP
to
TAO
XRP
to
THETA
XRP
to
TIA