XRP to LTC: Exchange XRP for Litecoin Without KYC

Send XRP on XRP Ledger and receive Litecoin (LTC) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Litecoin, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XRP

You Get

LTC

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XRP

Price:

$1.40

24h Change:

-0.44%

Market Cap:

$88.40B

Volume (24h):

$670.79M

Circulating Supply:

63.13B XRP

LTC

Litecoin

Price:

$63.87

24h Change:

-0.21%

Market Cap:

$4.96B

Volume (24h):

$182.58M

Circulating Supply:

77.70M LTC

Data by CoinGecko

XRP to LTC Exchange Rate

1 XRP = 0.021920 LTC

The 1 XRP to Litecoin reference rate at market prices, before fees.

Live market rate

XRP to LTC swap at a glance

Send XRP from Xaman or a Ledger.

XRPYou send · XRP Ledger network

Litecoin (LTC)You receive · Litecoin network

Swap time

5–15 minuntil your LTC is sent

Network fee

Paid in XRPby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXRP on XRPSCAN · LTC on Blockchair

Your LTC address

Litecoin addressIt starts with ltc1, L or M. Wallets: Nexus Wallet, Exodus or a Ledger.

Reference rate

1 XRP ≈ 0.021920 LTC1 LTC ≈ 45.6214 XRP · market prices, 11 Oct 2026

Minimum

About 22 XRP

Deposit Destination Tag

Include it if shownCopy the Destination Tag from the deposit screen exactly.

Send XRPA few seconds to confirm on XRP Ledger
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive LTCSent to your address; Litecoin confirms in about 10 minutes (blocks every 2.5 minutes)

Facts checked 11 Oct 2026Reverse: LTC to XRP

How much LTC do you get for XRP?

GhostSwap quotes at 11 Oct 2026, 15:36 UTC, after the service fee and the cost of sending the LTC to your wallet.

Fees included

50XRP

1.0804LTC

500XRP

10.8153LTC

1,000XRP

21.6303LTC

The rate floats with the market until your XRP deposit confirms.

XRP to Litecoin: from an XRP Ledger account to UTXO payments

XRP to LTC suits people who hold XRP but need Litecoin, for example to pay a merchant or service that takes LTC but not XRP. The networks work differently: the XRP Ledger is account-based, every account keeps a reserve and exchanges tell customers apart with Destination Tags, while Litecoin follows Bitcoin's model of unspent outputs, with no reserve and no tag. GhostSwap pays the LTC to the Litecoin address you enter, with no account.

The XRP Ledger closes a ledger every 3 to 5 seconds, so the deposit is confirmed almost at once and most swaps finish in 5 to 15 minutes. Litecoin blocks arrive about every 2.5 minutes, so the payout soon gets its first confirmation. Copy the Destination Tag along with the deposit address if one is shown; a payment without it may not be credited to your swap.

Tips for this swap

Take a receive address from Nexus Wallet, Exodus or a Ledger; it starts with ltc1, L or M. In a multi-coin wallet, copy the Litecoin address, not the XRP one.
Send from Xaman or a Ledger and give that r-address as the refund address.
Part of every XRP balance is locked as the account reserve, a little more for each trust line, so check the spendable amount in Xaman before you enter what to send.

Can I swap XRP to LTC without KYC?

Yes. The swap needs no account, email or ID, only your addresses. Paste your Litecoin address, check the floating rate shown before you send and transfer the XRP, adding the deposit's Destination Tag when there is one; refunds go back to your XRP sender address.

Does the Litecoin payout need a tag or memo?

No. Litecoin has no memo or tag field, so the address alone identifies the wallet, including an exchange deposit address. Only the XRP side of this swap can involve a tag.

Swap 1,600+ coins on our no-KYC crypto exchange

XRP to LTC Live Price Chart

XRP/LTC

Loading chart...

Reference market prices, updated live

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

What is Litecoin?

Litecoin (LTC) is one of the oldest and most established cryptocurrencies, created in 2011 as a faster and lighter alternative to Bitcoin. With 2.5-minute block times (4x faster than BTC) and significantly lower fees, Litecoin is well-suited for everyday payments and quick transfers. LTC was also one of the first major cryptocurrencies to activate SegWit and the Lightning Network, and more recently adopted MimbleWimble Extension Blocks for optional transaction privacy. Litecoin's long track record and wide exchange support make it one of the most liquid digital assets available.

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Why Swap XRP for LTC?

Converting XRP to Litecoin on GhostSwap moves your funds from XRP into LTC without KYC or account creation. XRP is used for fast cross-border payments and remittances.

Two different networks

XRP runs on XRP Ledger and LTC on Litecoin; GhostSwap swaps between them in one step.

About Litecoin

Litecoin is used for fast, low-cost everyday payments.

Convert XRP to Litecoin

XRP	LTC at market price
25XRP	0.547988LTC
50XRP	1.0960LTC
250XRP	5.4799LTC
500XRP	10.9598LTC
5,000XRP	109.5976LTC

At market prices of $1.4000 per XRP and $63.8700 per LTC (11 Oct 2026), 250 XRP is worth about 5.4799 LTC.

Convert Litecoin to XRP

LTC	XRP at market price
0.5LTC	22.8107XRP
1LTC	45.6214XRP
2.5LTC	114.0536XRP
5LTC	228.1071XRP
10LTC	456.2143XRP
25LTC	1,140.54XRP
100LTC	4,562.14XRP
250LTC	11,405.36XRP

Going the other way, 10 LTC is worth about 456.2143 XRP at the same prices.

How to Exchange XRP to Litecoin

Select XRP and LTC

Pick XRP in “You send” and LTC in “You get”, then enter the amount.

Enter Litecoin Address

Paste the Litecoin address that should receive the LTC. Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Litecoin

Your LTC arrives on Litecoin. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other XRP and LTC pairs.

XRP to LTC: questions and answers

How long does it take to swap XRP to LTC on GhostSwap?

Most XRP to LTC swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the LTC is sent to your wallet, and Litecoin confirms the payout in about 10 minutes (blocks every 2.5 minutes).

How much is 1 XRP in LTC?

1 XRP is worth about 0.021920 LTC at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the LTC network fee. The minimum for this pair is about 22 XRP. The XRP Ledger network fee for sending the XRP is paid separately, in XRP. The rate floats with the market until your XRP deposit confirms.

Can I send XRP straight to my LTC address?

No. XRP moves on XRP Ledger and LTC on Litecoin, so XRP can only be sent to an XRP Ledger address. To swap, send the XRP to the one-time deposit address GhostSwap shows, and the LTC is paid to the Litecoin address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive LTC?

Use a Litecoin address from a wallet you control, such as Nexus Wallet, Exodus or a Ledger. The address starts with ltc1, L or M. GhostSwap never holds your funds: the LTC is sent straight to the address you enter.

What happens if my XRP to LTC exchange fails?

If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address.