XRP to BTC: Exchange XRP for Bitcoin Without KYC

Send XRP on XRP Ledger and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Bitcoin, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XRP

You Get

BTC

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XRP

Price:

$1.41

24h Change:

-4.37%

Market Cap:

$88.79B

Volume (24h):

$2.50B

Circulating Supply:

63.09B XRP

BTC

Bitcoin

Price:

$82,949.00

24h Change:

-1.38%

Market Cap:

$1.67T

Volume (24h):

$37.72B

Circulating Supply:

20.10M BTC

Data by CoinGecko

XRP to BTC Exchange Rate

1 XRP = 0.00001700 BTC

The 1 XRP to Bitcoin reference rate at market prices, before fees.

Live market rate

XRP to BTC swap at a glance

Send XRP from Xaman or a Ledger.

XRPYou send · XRP Ledger network

Bitcoin (BTC)You receive · Bitcoin network

Swap time

5–15 minuntil your BTC is sent

Network fee

Paid in XRPby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXRP on XRPSCAN · BTC on mempool.space

Your BTC address

Bitcoin addressIt starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet.

Reference rate

1 XRP ≈ 0.0000169984 BTC1 BTC ≈ 58,829.08 XRP · market prices, 8 Oct 2026

Minimum

About 22 XRP

Deposit Destination Tag

Include it if shownCopy the Destination Tag from the deposit screen exactly.

Send XRPA few seconds to confirm on XRP Ledger
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive BTCSent to your address; Bitcoin confirms in 10–30 minutes (1–3 confirmations)

Facts checked 8 Oct 2026Reverse: BTC to XRP

How much BTC do you get for XRP?

GhostSwap quotes at 8 Oct 2026, 07:22 UTC, after the service fee and the cost of sending the BTC to your wallet.

Fees included

50XRP

0.000832BTC

500XRP

0.008361BTC

1,000XRP

0.016727BTC

The rate floats with the market until your XRP deposit confirms.

XRP to Bitcoin: seconds to settle, then Bitcoin's 10-minute blocks

XRP to BTC moves value from the XRP Ledger, where payments settle in seconds, to Bitcoin, the original proof-of-work coin, capped at 21 million. People use it to hold BTC in a wallet they control, often a hardware wallet, or to pay someone who only accepts Bitcoin. GhostSwap pays the BTC to the address you enter, without an account.

Your XRP deposit is final within seconds, so the swap itself usually takes 5 to 15 minutes. After that the BTC payout waits for a Bitcoin block, which arrives about every 10 minutes on average, and some services want several confirmations before they credit it. If GhostSwap shows a Destination Tag with the deposit address, include it in the XRP payment so the deposit is matched to your swap.

Tips for this swap

Bitcoin addresses starting with bc1q (SegWit), bc1p (Taproot), 3 or 1 can all receive the payout. Sparrow, Electrum and hardware wallets offer a fresh one for every receive.
Use a new Bitcoin address for each swap; reusing one makes your payment history easy to link on the public chain.
Send the XRP from Xaman or a Ledger and enter that r-address as the refund address, not an exchange withdrawal address.

Can I convert XRP to Bitcoin without KYC or an account?

Yes. No account, email or ID is asked for in a standard XRP to BTC swap. Paste your Bitcoin address, check the floating rate and send the XRP; a swap that cannot complete is refunded to your XRP sender address.

Why does the BTC take longer to confirm than the XRP?

The XRP Ledger closes a new ledger every 3 to 5 seconds, while Bitcoin produces a block about every 10 minutes and block times vary. The payout shows in your wallet as soon as it is broadcast, then gains a confirmation with each block.

How to buy Bitcoin anonymously

XRP to BTC Live Price Chart

XRP/BTC

Loading chart...

Reference market prices, updated live

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. Many holders keep BTC as a long-term store of value. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset.

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Why Swap XRP for BTC?

Converting XRP to Bitcoin on GhostSwap moves your funds from XRP into BTC without KYC or account creation. XRP is used for fast cross-border payments and remittances.

Two different networks

XRP runs on XRP Ledger and BTC on Bitcoin; GhostSwap swaps between them in one step.

About Bitcoin

Bitcoin is used for peer-to-peer payments and as a long-term store of value.

Convert XRP to Bitcoin

XRP	BTC at market price
25XRP	0.000425BTC
50XRP	0.000850BTC
250XRP	0.004250BTC
500XRP	0.008499BTC
5,000XRP	0.084992BTC

At market prices of $1.4100 per XRP and $82,949.00 per BTC (8 Oct 2026), 250 XRP is worth about 0.004250 BTC.

Convert Bitcoin to XRP

BTC	XRP at market price
0.00037BTC	21.7668XRP
0.0005BTC	29.4145XRP
0.001BTC	58.8291XRP
0.002BTC	117.6582XRP
0.005BTC	294.1454XRP
0.01BTC	588.2908XRP
0.05BTC	2,941.45XRP
0.1BTC	5,882.91XRP

Going the other way, 0.005 BTC is worth about 294.1454 XRP at the same prices.

How to Exchange XRP to Bitcoin

Select XRP and BTC

Pick XRP in “You send” and BTC in “You get”, then enter the amount.

Enter Bitcoin Address

Paste the Bitcoin address that should receive the BTC. Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Bitcoin

Your BTC arrives on Bitcoin. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other XRP and BTC pairs.

XRP to BTC: questions and answers

How long does it take to swap XRP to BTC on GhostSwap?

Most XRP to BTC swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the BTC is sent to your wallet, and Bitcoin confirms the payout in 10–30 minutes (1–3 confirmations).

How much is 1 XRP in BTC?

1 XRP is worth about 0.0000169984 BTC at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BTC network fee. The minimum for this pair is about 22 XRP. The XRP Ledger network fee for sending the XRP is paid separately, in XRP. The rate floats with the market until your XRP deposit confirms.

Can I send XRP straight to my BTC address?

No. XRP moves on XRP Ledger and BTC on Bitcoin, so XRP can only be sent to an XRP Ledger address. To swap, send the XRP to the one-time deposit address GhostSwap shows, and the BTC is paid to the Bitcoin address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive BTC?

Use a Bitcoin address from a wallet you control, such as Sparrow, Electrum or a hardware wallet. The address starts with bc1, 3 or 1. GhostSwap never holds your funds: the BTC is sent straight to the address you enter.

What happens if my XRP to BTC exchange fails?

If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address.