XRP to FIL: Swap XRP to Native Filecoin Without an Account
To swap XRP to FIL, enter the XRP amount, paste your Filecoin address (it usually starts with f1) and the r-address you send from, then send XRP to the one-time deposit address, adding the Destination Tag if the deposit screen shows one. There is no account or ID step, and the FIL is paid natively on the Filecoin network to the address you entered.
- Within minutes
- No account · No KYC
- Paid to your wallet
- Fees included in quote
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Data by CoinGecko
XRP to FIL Exchange Rate
The 1 XRP to Filecoin reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.
XRP to FIL swap at a glance
Everything that is specific to swapping XRP to Filecoin on GhostSwap.
It is a cross-chain swap from XRP Ledger to Filecoin, with no bridge and no wrapped tokens.
- Send XRPA few seconds to confirm on XRP Ledger
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive FILSent to your address; Filecoin confirms in a few minutes
How much FIL do you get for XRP?
GhostSwap quotes at 12 Nov 2026, 03:10 UTC. What lands in your wallet: service fee and FIL network fee already deducted.
100XRP500XRP2,500XRPThe rate floats with the market until your XRP deposit confirms. The minimum for this pair is about 29 XRP. Enter any amount in the exchange box above for a live quote; no account needed.
From a payments ledger to a storage network
The XRP Ledger was built to move value quickly between accounts. Filecoin was built to pay for something else: storing data on a network of independent storage providers. FIL is the coin that pays for storage deals and for gas on Filecoin, and providers lock FIL as collateral to take part.
That gives this direction a practical logic. Someone who wants to pay for decentralized storage, run a small storage setup or simply hold FIL can start from XRP they already own, without signing up anywhere. The FIL comes back as the native coin on Filecoin, not a wrapped copy on another chain.
The two chains share almost nothing, so you will use two separate wallets. Your XRP sits in Xaman or a Ledger. Your FIL goes to Glif, a Ledger with the Filecoin app, or another wallet that supports the Filecoin network. Have both open before you start.
The XRP deposit: tag, reserve and your r-address
XRP accounts are identified by an address that starts with r. When you start the swap, the deposit screen shows the address to pay and, in some cases, a Destination Tag. If a tag is shown, copy it into the tag or memo field of your XRP wallet. Leave it off and the payment may not be linked to your swap. If no tag is shown, send without one.
Every XRP account also keeps a reserve that cannot be spent. If you try to send your whole balance, the wallet will stop you or the transaction will fail. Send an amount that leaves the reserve in place.
Use the r-address you are actually sending from as the sender address. If a swap cannot be completed, the coins are refunded to the sender address you entered. A withdrawal from a trading account comes from a shared address that usually needs its own tag, so a refund there may not reach you; send from your own wallet instead.
XRP ledgers close every few seconds, so the deposit is seen fast.
Getting the Filecoin address right
The FIL payout needs only an address: there is no tag or memo field on the Filecoin side. The address your wallet shows usually starts with f1. Copy it from the receive screen and paste it whole rather than typing it.
The commonest slip on this pair is clipboard confusion. You have just copied an r-address for the XRP side, and it is easy to paste that into the FIL field by accident. Check that the payout address starts with f before you confirm.
Glif and Ledger both work as the destination, and a brand-new address is fine; it does not need any FIL before the payout arrives. Once the payout is on chain, you can look the address up on Filfox to see the incoming transfer. Gas on Filecoin is paid in FIL, so the coins you receive also cover the cost of moving them on later.
XRP and FIL compared
| XRP (you send) | FIL (you receive) | |
|---|---|---|
| Chain | XRP Ledger | Filecoin |
| Address | Starts with r | Usually starts with f1 |
| Tag or memo | Destination Tag only if the deposit screen shows one | None |
| Confirmation | A few seconds | A few minutes |
| Fees paid in | XRP | FIL |
| Wallets | Xaman, Ledger | Glif, Ledger |
| Explorer | XRPSCAN | Filfox |
The tag row is the one to read twice. It applies only to the XRP deposit, and only when the deposit screen asks for it. Nothing like it exists on the Filecoin side. The confirmation row explains the pacing: the XRP side is done almost at once, and most of the wait is the FIL payout settling on Filecoin, which adds a new round of blocks every 30 seconds.
Quote and timing
The exchange box shows how much FIL you get after fees for the XRP you enter. Prices come from aggregated liquidity from leading crypto markets, and the rate floats with the market until your XRP deposit confirms. Look there for the XRP to FIL minimum and maximum too.
Your XRP wallet adds the ledger's own small network fee to the deposit, in XRP.The GhostSwap fee is already in the quote, so the FIL figure in the box is what arrives. The help page on fees has the details.
Your XRP deposit confirms within seconds. After that, most swaps finish within minutes, and Filecoin then confirms the payout in a few minutes. You never create an account, and no email or ID is asked for at any point.
Tracking and when to contact support
The status page for your swap ID shows each step: deposit seen, deposit confirmed, payout sent. You can check the XRP side yourself on XRPSCAN by searching your r-address or the transaction hash, and the FIL side on Filfox by searching your f1 address.
If XRPSCAN shows your payment as validated but the status page has not moved for a long time, the first thing to check is the tag. A deposit sent without a required Destination Tag is the usual cause on this pair. Either way, email support@ghostswap.io with the swap ID and the XRP transaction hash, and do not send the XRP again.
To go the other way later, FIL to XRP takes FIL from your Filecoin wallet and pays XRP to an r-address.
Common mistakes
- Skipping the Destination Tag even though the deposit screen lists one for your swap.
- Trying to send the full XRP balance, which the account reserve does not allow.
- Pasting the r-address you just copied into the FIL payout field.
- Sending from a trading-account withdrawal, so a refund would go to a shared address.
- Looking for a memo or tag field for the FIL payout; Filecoin needs only the address.
Going the other way? Swap FIL to XRP
More XRP swaps
XRP to FIL Live Price Chart
XRP/FIL
Reference market prices, updated live
Convert XRP to Filecoin
| XRP | FIL at market price |
|---|---|
| 29XRP | 40.5613FIL |
| 50XRP | 69.9332FIL |
| 100XRP | 139.8665FIL |
| 250XRP | 349.6662FIL |
| 500XRP | 699.3323FIL |
| 1,000XRP | 1,398.66FIL |
| 5,000XRP | 6,993.32FIL |
| 10,000XRP | 13,986.65FIL |
At market prices of $1.0510 per XRP and $0.751431 per FIL (12 Nov 2026), 500 XRP is worth about 699.3323 FIL. Your exact amount, after network fees, is shown in the exchange box before you send.
Convert Filecoin to XRP
| FIL | XRP at market price |
|---|---|
| 25FIL | 17.8742XRP |
| 50FIL | 35.7484XRP |
| 100FIL | 71.4968XRP |
| 250FIL | 178.7419XRP |
| 500FIL | 357.4838XRP |
| 1,000FIL | 714.9676XRP |
| 5,000FIL | 3,574.84XRP |
| 10,000FIL | 7,149.68XRP |
Going the other way, 500 FIL is worth about 357.4838 XRP at the same prices.
How to Exchange XRP to Filecoin
Select XRP and FIL
Pick XRP in “You send” and FIL in “You get”, then enter the amount. The box shows how much FIL you get and the minimum XRP for this pair.
Enter Filecoin Address
Paste the Filecoin address that should receive the FIL (it usually starts with f1). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.
Send XRP
Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.
Receive Filecoin
Your FIL is paid out once your XRP deposit confirms, and Filecoin then confirms it in a few minutes. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Follow each step on the status page with your swap ID.
XRP to FIL: questions and answers
Everything you need to know about exchanging XRP to FIL on GhostSwap.