RAY to PYUSD: Exchange Raydium for PayPal USD Without KYC

Send Raydium (RAY, an SPL token on Solana) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into PYUSD locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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RAY
RAY
PYUSD
PYUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Raydium Logo
RAY
Raydium
Price:
$2.50
24h Change:
11.78%
Market Cap:
$674.17M
Volume (24h):
$219.92M
Circulating Supply:
269.86M RAY
PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.02%
Market Cap:
$2.88B
Volume (24h):
$102.44M
Circulating Supply:
2.89B PYUSD

Data by CoinGecko

RAY to PYUSD Exchange Rate

1 RAY = 2.5020 PYUSD

The 1 Raydium to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RAY to PYUSD swap at a glance

Everything that is specific to swapping Raydium to PayPal USD on GhostSwap.

Raydium (RAY)You send · SPL token on Solana
PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

Swapping into PYUSD locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Solana to Ethereum, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your PYUSD is sent
Network fee
Paid in SOLkeep a little SOL too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageRAY on Solscan · PYUSD on Etherscan
Your PYUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 RAY ≈ 2.5020 PYUSD1 PYUSD ≈ 0.399687 RAY · market prices, 8 Oct 2026
  1. Send RAYUnder a minute to confirm on Solana
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: PYUSD to RAY

Going the other way? Swap PYUSD to RAY

Other ways to get PayPal USD (PYUSD)

BTC to PYUSDETH to PYUSDUSDT to PYUSDUSDT TRC20 to PYUSDUSDC to PYUSDSOL to PYUSDLTC to PYUSDXMR to PYUSDZEC to PYUSDBNB to PYUSDXRP to PYUSDDOGE to PYUSDRENDER to PYUSDRLUSD to PYUSD

More RAY swaps

RAY to CRORAY to TAORAY to USDT BEP20RAY to QNTRAY to RENDERRAY to RLUSDRAY to SANDRAY to SHIBRAY to SOLRAY to SUIRAY to SUNDOGRAY to SUSHI

RAY to PYUSD Live Price Chart

RAY/PYUSD

Loading chart...

Reference market prices, updated live

RAY

What is Raydium?

Raydium (RAY) is an automated market maker (AMM) and liquidity provider built on the Solana blockchain for the Serum decentralized exchange (DEX). It offers fast transactions and low fees. RAY tokens are used for staking, governance, and earning rewards within the platform.

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

RAY → PYUSD

Why Swap RAY for PYUSD?

Swapping Raydium to PayPal USD on GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

PayPal USD is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Raydium.

Stay in crypto

No need to cash out to a bank account. Your PYUSD is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts RAY to PYUSD directly.

No identity verification needed

Your Raydium to PayPal USD conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange RAY for PYUSD on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your RAY.

RAY

Convert Raydium to PayPal USD

RAYPYUSD at market price
10RAY25.0196PYUSD
25RAY62.5490PYUSD
50RAY125.0980PYUSD
100RAY250.1959PYUSD
250RAY625.4898PYUSD
500RAY1,250.98PYUSD
2,500RAY6,254.90PYUSD
5,000RAY12,509.80PYUSD

At market prices of $2.5000 per RAY and $0.999217 per PYUSD (8 Oct 2026), 250 RAY is worth about 625.4898 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

PYUSD

Convert PayPal USD to Raydium

PYUSDRAY at market price
25PYUSD9.9922RAY
50PYUSD19.9843RAY
100PYUSD39.9687RAY
250PYUSD99.9217RAY
500PYUSD199.8434RAY
1,000PYUSD399.6868RAY
5,000PYUSD1,998.43RAY
10,000PYUSD3,996.87RAY

Going the other way, 500 PYUSD is worth about 199.8434 RAY at the same prices.

How to Exchange Raydium to PayPal USD

Line Vector
Select Crypto Currency

Select RAY and PYUSD

Pick RAY in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum RAY for this pair.

Select Wallet Address
Line Vector

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the Solana address you send RAY from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Raydium

Send exactly the amount shown from your own Solana wallet to the one-time deposit address. Keep a little SOL in that wallet for the network fee.

Receive Crypto

Receive PayPal USD

Your PYUSD is usually paid out 5–15 minutes after you send your RAY, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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ETH
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BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
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ZEC
ETH
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ZEC
SOL
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ZEC
to
USDT
USDT
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ZEC
ZEC
to
BTC
ETH
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XRP
BTC
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DOGE
DOGE
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USDT
BTC
to
LTC
SHIB
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PEPE
PEPE
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USDT
SHIB
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USDT
BONK
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USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

RAY to PYUSD: questions and answers

Everything you need to know about exchanging RAY to PYUSD on GhostSwap.

How long does it take to swap RAY to PYUSD on GhostSwap?
Most RAY to PYUSD swaps are paid out within 5–15 minutes: the RAY deposit needs under a minute to confirm on Solana, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 RAY in PYUSD?
1 RAY is worth about 2.5020 PYUSD at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The rate floats with the market until your RAY deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange RAY to PYUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send RAY from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Raydium to PayPal USD?
The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending RAY.
What wallet should I use to receive PYUSD?
To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the PYUSD address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.
Can I track my RAY to PYUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RAY payment on Solscan (https://solscan.io) and your incoming PYUSD on Etherscan (https://etherscan.io).
Is it safe to exchange RAY for PYUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your RAY deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap RAY to PYUSD?
Converting Raydium to PayPal USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my RAY to PYUSD exchange fails?
If a swap cannot be completed, the RAY is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap RAY to other coins

RAY
to
BTC
RAY
to
ETH
RAY
to
SOL
RAY
to
BNB
RAY
to
XRP
RAY
to
ADA
RAY
to
DOGE
RAY
to
TRX
RAY
to
LINK
RAY
to
USDC
RAY
to
USDT
RAY
to
USDT TRC20
RAY
to
USDC BEP20
RAY
to
USDC SOL
RAY
to
USDT BEP20
RAY
to
USDT SOL
RAY
to
USDT AVAX
RAY
to
USDT Polygon
RAY
to
PYUSD
RAY
to
FDUSD
RAY
to
XMR
RAY
to
ZEC
RAY
to
DASH
RAY
to
SHIB
RAY
to
AVAX
RAY
to
SUI
RAY
to
PEPE
RAY
to
BCH
RAY
to
DOT
RAY
to
LTC
RAY
to
UNI
RAY
to
CRO
RAY
to
XLM
RAY
to
ICP
RAY
to
WIF
RAY
to
ETC
RAY
to
POL
RAY
to
ATOM
RAY
to
NEAR BEP20
RAY
to
NEAR
RAY
to
APT
RAY
to
ARB
RAY
to
OP
RAY
to
FIL
RAY
to
ALGO
RAY
to
BONK
RAY
to
INJ
RAY
to
VET
RAY
to
HBAR
RAY
to
KAS
RAY
to
ZRX
RAY
to
AAVE
RAY
to
APE
RAY
to
BABYDOGE
RAY
to
BEAMX
RAY
to
BOME
RAY
to
BRETT
RAY
to
BTT
RAY
to
DEGEN
RAY
to
DRIFT
RAY
to
ELON
RAY
to
FLOKI
RAY
to
IMX
RAY
to
JUP
RAY
to
MEW
RAY
to
NOT
RAY
to
ORCA
RAY
to
PONKE
RAY
to
POPCAT
RAY
to
RENDER
RAY
to
SAND
RAY
to
SUNDOG
RAY
to
TAO
RAY
to
THETA
RAY
to
TIA