RAY to USDC: Exchange Raydium for USD Coin Without KYC

Send Raydium (RAY, an SPL token on Solana) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDC locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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RAY
RAY
USDC
USDC


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Raydium Logo
RAY
Raydium
Price:
$2.48
24h Change:
14.05%
Market Cap:
$668.27M
Volume (24h):
$225.32M
Circulating Supply:
269.86M RAY
USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$0.9996
24h Change:
-0.02%
Market Cap:
$73.58B
Volume (24h):
$24.07B
Circulating Supply:
73.61B USDC

Data by CoinGecko

RAY to USDC Exchange Rate

1 RAY = 2.4809 USDC

The 1 Raydium to USD Coin (USDC) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RAY to USDC swap at a glance

Everything that is specific to swapping Raydium to USD Coin on GhostSwap.

Raydium (RAY)You send · SPL token on Solana
USD Coin (USDC)You receive · ERC-20 token on Ethereum

Swapping into USDC locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Solana to Ethereum, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your USDC is sent
Network fee
Paid in SOLkeep a little SOL too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageRAY on Solscan · USDC on Etherscan
Your USDC address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 RAY ≈ 2.4809 USDC1 USDC ≈ 0.403080 RAY · market prices, 8 Oct 2026
  1. Send RAYUnder a minute to confirm on Solana
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDCSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: USDC to RAY

RAY to USDC Live Price Chart

RAY/USDC

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Reference market prices, updated live

RAY

What is Raydium?

Raydium (RAY) is an automated market maker (AMM) and liquidity provider built on the Solana blockchain for the Serum decentralized exchange (DEX). It offers fast transactions and low fees. RAY tokens are used for staking, governance, and earning rewards within the platform.

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

RAY → USDC

Why Swap RAY for USDC?

Swapping Raydium to USD Coin (USDC) on Ethereum with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on Ethereum is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Raydium.

Stay in crypto

No need to cash out to a bank account. Your USDC is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts RAY to USDC directly.

No identity verification needed

Your Raydium to USD Coin (USDC) on Ethereum conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange RAY for USDC on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your RAY.

RAY

Convert Raydium to USD Coin (USDC) on Ethereum

RAYUSDC at market price
10RAY24.8090USDC
25RAY62.0224USDC
50RAY124.0448USDC
100RAY248.0896USDC
250RAY620.2239USDC
500RAY1,240.45USDC
2,500RAY6,202.24USDC
5,000RAY12,404.48USDC

At market prices of $2.4800 per RAY and $0.999639 per USDC (8 Oct 2026), 250 RAY is worth about 620.2239 USDC. Your exact amount, after network fees, is shown in the exchange box before you send.

USDC

Convert USD Coin (USDC) on Ethereum to Raydium

USDCRAY at market price
25USDC10.0770RAY
50USDC20.1540RAY
100USDC40.3080RAY
250USDC100.7701RAY
500USDC201.5401RAY
1,000USDC403.0802RAY
5,000USDC2,015.40RAY
10,000USDC4,030.80RAY

Going the other way, 500 USDC is worth about 201.5401 RAY at the same prices.

How to Exchange Raydium to USD Coin

Line Vector
Select Crypto Currency

Select RAY and USDC

Pick RAY in “You send” and USDC in “You get”, then enter the amount. The box shows how much USDC you get and the minimum RAY for this pair.

Select Wallet Address
Line Vector

Enter USD Coin Address

Paste the Ethereum address that should receive the USDC (it starts with 0x followed by 40 hexadecimal characters). Then enter the Solana address you send RAY from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Raydium

Send exactly the amount shown from your own Solana wallet to the one-time deposit address. Keep a little SOL in that wallet for the network fee.

Receive Crypto

Receive USD Coin

Your USDC is usually paid out 5–15 minutes after you send your RAY, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

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RAY to USDC: questions and answers

Everything you need to know about exchanging RAY to USDC on GhostSwap.

How long does it take to swap RAY to USDC on GhostSwap?
Most RAY to USDC swaps are paid out within 5–15 minutes: the RAY deposit needs under a minute to confirm on Solana, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 RAY in USDC?
1 RAY is worth about 2.4809 USDC at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC network fee. The rate floats with the market until your RAY deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange RAY to USDC?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the USDC, send RAY from your own wallet, and the USDC goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Raydium to USD Coin?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending RAY.
What wallet should I use to receive USDC?
To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.
Can I track my RAY to USDC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RAY payment on Solscan (https://solscan.io) and your incoming USDC on Etherscan (https://etherscan.io).
Is it safe to exchange RAY for USDC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your RAY deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap RAY to USDC?
Converting Raydium to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my RAY to USDC exchange fails?
If a swap cannot be completed, the RAY is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.