PYUSD to XTZ: Exchange PayPal USD for Tezos Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Tezos (XTZ) in your own wallet, with no account and no KYC. It turns a dollar balance into Tezos in one step.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
XTZ
XTZ


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$1.00
24h Change:
-0.01%
Market Cap:
$2.92B
Volume (24h):
$52.47M
Circulating Supply:
2.92B PYUSD
Tezos Logo
XTZ
Tezos
Price:
$0.3163
24h Change:
1.09%
Market Cap:
$347.76M
Volume (24h):
$4.86M
Circulating Supply:
1.10B XTZ

Data by CoinGecko

PYUSD to XTZ Exchange Rate

1 PYUSD = 3.1612 XTZ

The 1 PayPal USD to Tezos reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to XTZ swap at a glance

Everything that is specific to swapping PayPal USD to Tezos on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
Tezos (XTZ)You receive · Tezos network

It turns a dollar balance into Tezos in one step. It is a cross-chain swap from Ethereum to Tezos, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your XTZ is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan · XTZ on TzKT
Your XTZ address
Tezos addressIt starts with tz1, tz2 or tz3. Wallets: Temple or Kukai.
Reference rate
1 PYUSD ≈ 3.1612 XTZ1 XTZ ≈ 0.316335 PYUSD · market prices, 21 Oct 2026
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XTZSent to your address; Tezos confirms in a few minutes
Facts checked 21 Oct 2026Reverse: XTZ to PYUSD

Going the other way? Swap XTZ to PYUSD

Other ways to get Tezos (XTZ)

BTC to XTZETH to XTZUSDT to XTZUSDT TRC20 to XTZUSDC to XTZSOL to XTZLTC to XTZXMR to XTZZEC to XTZBNB to XTZXRP to XTZDOGE to XTZQNT to XTZRAY to XTZ

More PYUSD swaps

PYUSD to SUIPYUSD to USDT BEP20PYUSD to ETHPYUSD to XAUTPYUSD to USDT AVAXPYUSD to USDT TRC20PYUSD to NOTPYUSD to SOLPYUSD to LTCPYUSD to BTCPYUSD to ZECPYUSD to ZRX

PYUSD to XTZ Live Price Chart

PYUSD/XTZ

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

XTZ

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization.

PYUSD → XTZ

Why Swap PYUSD for XTZ?

Converting PayPal USD to Tezos on GhostSwap gets you XTZ without signing up for a centralized exchange or completing KYC verification. Your PYUSD converts to XTZ directly, with no identity requirements.

Get Tezos without an exchange account

Get Tezos without creating exchange accounts or submitting ID documents.

About Tezos

Tezos is the native coin of its own blockchain. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 10–25 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange PYUSD for XTZ on GhostSwap. Tezos network fees are paid in XTZ.

PYUSD

Convert PayPal USD to Tezos

PYUSDXTZ at market price
25PYUSD79.0301XTZ
50PYUSD158.0603XTZ
100PYUSD316.1206XTZ
250PYUSD790.3014XTZ
500PYUSD1,580.60XTZ
1,000PYUSD3,161.21XTZ
5,000PYUSD15,806.03XTZ
10,000PYUSD31,612.06XTZ

At market prices of $1.0000 per PYUSD and $0.316335 per XTZ (21 Oct 2026), 500 PYUSD is worth about 1,580.60 XTZ. Your exact amount, after network fees, is shown in the exchange box before you send.

XTZ

Convert Tezos to PayPal USD

XTZPYUSD at market price
100XTZ31.6335PYUSD
250XTZ79.0838PYUSD
1,000XTZ316.3350PYUSD
2,500XTZ790.8375PYUSD
25,000XTZ7,908.38PYUSD

Going the other way, 1,000 XTZ is worth about 316.3350 PYUSD at the same prices.

How to Exchange PayPal USD to Tezos

Line Vector
Select Crypto Currency

Select PYUSD and XTZ

Pick PYUSD in “You send” and XTZ in “You get”, then enter the amount. The box shows how much XTZ you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter Tezos Address

Paste the Tezos address that should receive the XTZ (it starts with tz1, tz2 or tz3). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Tezos

Your XTZ is usually paid out 10–25 minutes after you send your PYUSD, and Tezos then confirms it in a few minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

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XMR
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XMR
to
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USDT
to
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XMR
to
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BTC
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DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
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PEPE
PEPE
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USDT
SHIB
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BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

PYUSD to XTZ: questions and answers

Everything you need to know about exchanging PYUSD to XTZ on GhostSwap.

How long does it take to swap PYUSD to XTZ on GhostSwap?
Most PYUSD to XTZ swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the XTZ is sent to your wallet, and Tezos confirms the payout in a few minutes. Busy networks can add a few minutes.
How much is 1 PYUSD in XTZ?
1 PYUSD is worth about 3.1612 XTZ at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XTZ network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange PYUSD to XTZ?
No. GhostSwap has no accounts: you paste the Tezos address that should receive the XTZ, send PYUSD from your own wallet, and the XTZ goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to Tezos?
The GhostSwap fee is already included in the rate in the exchange box, so the XTZ amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive XTZ?
To receive Tezos from your swap, we recommend using Temple or Kukai. Make sure your wallet supports the Tezos network before starting the exchange. Double-check your XTZ address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XTZ address?
Use a Tezos address: it starts with tz1, tz2 or tz3. Copy it from your wallet and paste it; never type it by hand.
Can I track my PYUSD to XTZ swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming XTZ on TzKT (https://tzkt.io).
Is it safe to exchange PYUSD for XTZ on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the XTZ is sent straight to the Tezos address you enter, so check that address twice, Tezos transfers cannot be reversed.
Why swap PYUSD to XTZ?
Converting PayPal USD to Tezos moves dollar-pegged funds into Tezos. Tezos is the native coin of its own blockchain. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my PYUSD to XTZ exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap PYUSD to other coins

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OP
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FIL
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INJ
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HBAR
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AAVE
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BEAMX
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BOME
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RENDER
PYUSD
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SAND
PYUSD
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SUNDOG
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TAO
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THETA
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TIA