USDC to XTZ: Exchange USD Coin for Tezos Without KYC

Send USD Coin (USDC, an ERC-20 token on Ethereum) and receive Tezos (XTZ) in your own wallet, with no account and no KYC. It turns a dollar balance into Tezos in one step.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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USDC
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⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$0.9998
24h Change:
0.01%
Market Cap:
$72.36B
Volume (24h):
$14.49B
Circulating Supply:
72.38B USDC
Tezos Logo
XTZ
Tezos
Price:
$0.3188
24h Change:
2.03%
Market Cap:
$350.49M
Volume (24h):
$4.90M
Circulating Supply:
1.10B XTZ

Data by CoinGecko

USDC to XTZ Exchange Rate

1 USDC = 3.1362 XTZ

The 1 USD Coin (USDC) on Ethereum to Tezos reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC to XTZ swap at a glance

Everything that is specific to swapping USD Coin to Tezos on GhostSwap.

USD Coin (USDC)You send · ERC-20 token on Ethereum
Tezos (XTZ)You receive · Tezos network

It turns a dollar balance into Tezos in one step. It is a cross-chain swap from Ethereum to Tezos, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your XTZ is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC on Etherscan · XTZ on TzKT
Your XTZ address
Tezos addressIt starts with tz1, tz2 or tz3. Wallets: Temple or Kukai.
Reference rate
1 USDC ≈ 3.1362 XTZ1 XTZ ≈ 0.318862 USDC · market prices, 21 Oct 2026
  1. Send USDCAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XTZSent to your address; Tezos confirms in a few minutes
Facts checked 21 Oct 2026Reverse: XTZ to USDC

USDC to XTZ Live Price Chart

USDC/XTZ

Loading chart...

Reference market prices, updated live

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

XTZ

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization.

USDC → XTZ

Why Swap USDC for XTZ?

Converting USD Coin (USDC) on Ethereum to Tezos on GhostSwap gets you XTZ without signing up for a centralized exchange or completing KYC verification. Your USDC converts to XTZ directly, with no identity requirements.

Get Tezos without an exchange account

Get Tezos without creating exchange accounts or submitting ID documents.

About Tezos

Tezos is the native coin of its own blockchain. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 10–25 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange USDC for XTZ on GhostSwap. Tezos network fees are paid in XTZ.

USDC

Convert USD Coin (USDC) on Ethereum to Tezos

USDCXTZ at market price
25USDC78.4038XTZ
50USDC156.8076XTZ
100USDC313.6153XTZ
250USDC784.0382XTZ
500USDC1,568.08XTZ
1,000USDC3,136.15XTZ
5,000USDC15,680.76XTZ
10,000USDC31,361.53XTZ

At market prices of $0.999793 per USDC and $0.318796 per XTZ (21 Oct 2026), 500 USDC is worth about 1,568.08 XTZ. Your exact amount, after network fees, is shown in the exchange box before you send.

XTZ

Convert Tezos to USD Coin (USDC) on Ethereum

XTZUSDC at market price
100XTZ31.8862USDC
250XTZ79.7155USDC
1,000XTZ318.8620USDC
2,500XTZ797.1550USDC
25,000XTZ7,971.55USDC

Going the other way, 1,000 XTZ is worth about 318.8620 USDC at the same prices.

How to Exchange USD Coin to Tezos

Line Vector
Select Crypto Currency

Select USDC and XTZ

Pick USDC in “You send” and XTZ in “You get”, then enter the amount. The box shows how much XTZ you get and the minimum USDC for this pair.

Select Wallet Address
Line Vector

Enter Tezos Address

Paste the Tezos address that should receive the XTZ (it starts with tz1, tz2 or tz3). Then enter the Ethereum address you send USDC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Tezos

Your XTZ is usually paid out 10–25 minutes after you send your USDC, and Tezos then confirms it in a few minutes. Follow each step on the status page with your swap ID.

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USDC to XTZ: questions and answers

Everything you need to know about exchanging USDC to XTZ on GhostSwap.

How long does it take to swap USDC to XTZ on GhostSwap?
Most USDC to XTZ swaps are paid out within 10–25 minutes: the USDC deposit needs about 2–5 minutes to confirm on Ethereum, then the XTZ is sent to your wallet, and Tezos confirms the payout in a few minutes. Busy networks can add a few minutes.
How much is 1 USDC in XTZ?
1 USDC is worth about 3.1362 XTZ at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XTZ network fee. The rate floats with the market until your USDC deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDC to XTZ?
No. GhostSwap has no accounts: you paste the Tezos address that should receive the XTZ, send USDC from your own wallet, and the XTZ goes straight to that address. No email, phone number or ID upload.
What are the fees for converting USD Coin to Tezos?
The GhostSwap fee is already included in the rate in the exchange box, so the XTZ amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDC.
What wallet should I use to receive XTZ?
To receive Tezos from your swap, we recommend using Temple or Kukai. Make sure your wallet supports the Tezos network before starting the exchange. Double-check your XTZ address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XTZ address?
Use a Tezos address: it starts with tz1, tz2 or tz3. Copy it from your wallet and paste it; never type it by hand.
Can I track my USDC to XTZ swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC payment on Etherscan (https://etherscan.io) and your incoming XTZ on TzKT (https://tzkt.io).
Is it safe to exchange USDC for XTZ on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC deposit is converted and the XTZ is sent straight to the Tezos address you enter, so check that address twice, Tezos transfers cannot be reversed.
Why swap USDC to XTZ?
Converting USD Coin to Tezos moves dollar-pegged funds into Tezos. Tezos is the native coin of its own blockchain. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDC to XTZ exchange fails?
If a swap cannot be completed, the USDC is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.