XTZ to PYUSD: Exchange Tezos for PayPal USD Without KYC

Send Tezos (XTZ) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into PYUSD locks in a dollar value without selling on a centralized exchange.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XTZ

You Get

PYUSD

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XTZ

Tezos

Price:

$0.3163

24h Change:

1.09%

Market Cap:

$347.76M

Volume (24h):

$4.86M

Circulating Supply:

1.10B XTZ

PYUSD

PayPal USD

Price:

$1.00

24h Change:

-0.01%

Market Cap:

$2.92B

Volume (24h):

$52.47M

Circulating Supply:

2.92B PYUSD

Data by CoinGecko

XTZ to PYUSD Exchange Rate

1 XTZ = 0.316335 PYUSD

The 1 Tezos to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XTZ to PYUSD swap at a glance

Everything that is specific to swapping Tezos to PayPal USD on GhostSwap.

Tezos (XTZ)You send · Tezos network

PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

Swapping into PYUSD locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Tezos to Ethereum, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your PYUSD is sent

Network fee

Paid in XTZby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXTZ on TzKT · PYUSD on Etherscan

Your PYUSD address

Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.

Reference rate

1 XTZ ≈ 0.316335 PYUSD1 PYUSD ≈ 3.1612 XTZ · market prices, 21 Oct 2026

Send XTZA few minutes to confirm on Tezos
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes

Facts checked 21 Oct 2026Reverse: PYUSD to XTZ

XTZ to PYUSD Live Price Chart

XTZ/PYUSD

Loading chart...

Reference market prices, updated live

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization.

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

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Why Swap XTZ for PYUSD?

Swapping Tezos to PayPal USD on GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

PayPal USD is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Tezos.

Stay in crypto

No need to cash out to a bank account. Your PYUSD is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XTZ to PYUSD directly.

No identity verification needed

Your Tezos to PayPal USD conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XTZ for PYUSD on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XTZ.

Convert Tezos to PayPal USD

XTZ	PYUSD at market price
100XTZ	31.6335PYUSD
250XTZ	79.0838PYUSD
1,000XTZ	316.3350PYUSD
2,500XTZ	790.8375PYUSD
25,000XTZ	7,908.38PYUSD

At market prices of $0.316335 per XTZ and $1.0000 per PYUSD (21 Oct 2026), 1,000 XTZ is worth about 316.3350 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert PayPal USD to Tezos

PYUSD	XTZ at market price
25PYUSD	79.0301XTZ
50PYUSD	158.0603XTZ
100PYUSD	316.1206XTZ
250PYUSD	790.3014XTZ
500PYUSD	1,580.60XTZ
1,000PYUSD	3,161.21XTZ
5,000PYUSD	15,806.03XTZ
10,000PYUSD	31,612.06XTZ

Going the other way, 500 PYUSD is worth about 1,580.60 XTZ at the same prices.

How to Exchange Tezos to PayPal USD

Select XTZ and PYUSD

Pick XTZ in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum XTZ for this pair.

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the Tezos address you send XTZ from; a refund, if ever needed, goes there.

Send Tezos

Send exactly the amount shown from your own Tezos wallet to the one-time deposit address.

Receive PayPal USD

Your PYUSD is usually paid out 5–15 minutes after you send your XTZ, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

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XTZ to PYUSD: questions and answers

Everything you need to know about exchanging XTZ to PYUSD on GhostSwap.

How long does it take to swap XTZ to PYUSD on GhostSwap?

Most XTZ to PYUSD swaps are paid out within 5–15 minutes: the XTZ deposit needs a few minutes to confirm on Tezos, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.

How much is 1 XTZ in PYUSD?

1 XTZ is worth about 0.316335 PYUSD at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The rate floats with the market until your XTZ deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange XTZ to PYUSD?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send XTZ from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Tezos to PayPal USD?

The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, the Tezos network fee for your deposit is paid in XTZ by your wallet.

What wallet should I use to receive PYUSD?

To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.

What format is the PYUSD address?

Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.

Can I track my XTZ to PYUSD swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XTZ payment on TzKT (https://tzkt.io) and your incoming PYUSD on Etherscan (https://etherscan.io).

Is it safe to exchange XTZ for PYUSD on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XTZ deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.

Why swap XTZ to PYUSD?

Converting Tezos to PayPal USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.

What happens if my XTZ to PYUSD exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.