Exchange PayPal USD to Ripple USD (PYUSD to RLUSD) Instantly Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Ripple USD (RLUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
PYUSD
PYUSD
RLUSD
RLUSD


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

PayPal USD Logo
PYUSD
PayPal USD
Price:
$1.00
24h Change:
0.04%
Market Cap:
$2.77B
Volume (24h):
$118.28M
Circulating Supply:
2.77B PYUSD
Ripple USD Logo
RLUSD
Ripple USD
Price:
$1.0000
24h Change:
0.00%
Market Cap:
$2.51B
Volume (24h):
$193.60M
Circulating Supply:
2.51B RLUSD

Data by CoinGecko

PYUSD to RLUSD Exchange Rate

1 PYUSD = 1.0000 RLUSD

The current 1 PayPal USD to Ripple USD reference rate, refreshed every 15 minutes. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to RLUSD swap at a glance

Everything that is specific to swapping PayPal USD to Ripple USD on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
Ripple USD (RLUSD)You receive · ERC-20 token on Ethereum

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Both coins live on Ethereum, so you only need a little ETH to pay the deposit fee.

Swap time
10–25 minuntil your RLUSD is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID
Tracking
Live status pagePYUSD on Etherscan
Your RLUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 PYUSD ≈ 1.0000 RLUSD1 RLUSD ≈ 0.999964 PYUSD · market prices, 1 Oct 2026
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive RLUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 1 Oct 2026Reverse: RLUSD to PYUSD

PYUSD to RLUSD Live Price Chart

PYUSD/RLUSD

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability. Swap PYUSD on GhostSwap to move between stablecoins and volatile crypto assets privately — no KYC, no account, no identity verification needed.

RLUSD

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

PYUSD → RLUSD

Why Swap PYUSD for RLUSD?

Converting PayPal USD to Ripple USD on GhostSwap lets you diversify your crypto portfolio across different blockchains and use cases — without KYC, account creation, or centralized exchange fees. PayPal USD is built for dollar-pegged payments issued by Paxos for PayPal, while Ripple USD serves a different purpose: the Ripple USD token on Ethereum. Holding both gives you exposure to fundamentally different areas of the crypto market.

Diversify across blockchains

Spread your holdings between Ethereum (ERC-20) and Ethereum to reduce single-chain risk and access different ecosystems.

Access the ripple usd token on ethereum

Ripple USD gives you exposure to the Ripple USD token on Ethereum — a fundamentally different value proposition than PayPal USD.

No KYC or exchange accounts

GhostSwap processes your PYUSD to RLUSD swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange PYUSD for RLUSD on GhostSwap — your Ripple USD arrives in about 2–5 minutes on Ethereum. No registration, no verification, Ethereum network fees are paid in ETH.

PYUSD

Convert PayPal USD to Ripple USD

PYUSDRLUSD
25PYUSD25.0009RLUSD
50PYUSD50.0018RLUSD
100PYUSD100.0036RLUSD
250PYUSD250.0090RLUSD
500PYUSD500.0180RLUSD
1,000PYUSD1,000.04RLUSD
5,000PYUSD5,000.18RLUSD
10,000PYUSD10,000.36RLUSD

At market prices of $1.0000 per PYUSD and $0.999964 per RLUSD (1 Oct 2026), 500 PYUSD is worth about 500.0180 RLUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

RLUSD

Convert Ripple USD to PayPal USD

RLUSDPYUSD
25RLUSD24.9991PYUSD
50RLUSD49.9982PYUSD
100RLUSD99.9964PYUSD
250RLUSD249.9910PYUSD
500RLUSD499.9820PYUSD
1,000RLUSD999.9640PYUSD
5,000RLUSD4,999.82PYUSD
10,000RLUSD9,999.64PYUSD

Going the other way, 500 RLUSD is worth about 499.9820 PYUSD at the same prices.

How to Exchange PayPal USD to Ripple USD

Line Vector
Select Crypto Currency

Select PYUSD and RLUSD

Pick PYUSD in “You send” and RLUSD in “You get”, then enter the amount. The box shows how much RLUSD you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter Ripple USD Address

Paste the Ethereum address that should receive the RLUSD (it starts with 0x followed by 40 hexadecimal characters).

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Ripple USD

Your RLUSD arrives on Ethereum, usually 10–25 minutes after you send. Follow each step on the status page with your swap ID.

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PYUSD to RLUSD: questions and answers

Everything you need to know about exchanging PYUSD to RLUSD on GhostSwap.

How long does it take to swap PYUSD to RLUSD on GhostSwap?
Most PYUSD to RLUSD swaps finish in 10–25 minutes. Your PYUSD deposit needs about 2–5 minutes to confirm on Ethereum; after that the RLUSD is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.
Do I need KYC or an account to exchange PYUSD to RLUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the RLUSD, send PYUSD from your own wallet, and the RLUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to Ripple USD?
The GhostSwap fee is already included in the rate in the exchange box, so the RLUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive RLUSD?
To receive Ripple USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your RLUSD address before confirming — cryptocurrency transactions cannot be reversed.
What format is the RLUSD address?
Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending RLUSD to an address on another network can lose the coins.
Can I track my PYUSD to RLUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io).
Is it safe to exchange PYUSD for RLUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the RLUSD is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.
What happens if my PYUSD to RLUSD exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.