PYUSD to RLUSD: Exchange PayPal USD for Ripple USD Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Ripple USD (RLUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum.

within minutes
No account · No KYC
Paid to your wallet
Fees included in quote

You Send

PYUSD

You Get

RLUSD

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

How to Exchange?

PYUSD

PayPal USD

Price:

$0.9996

24h Change:

-0.02%

Market Cap:

$2.66B

Volume (24h):

$67.03M

Circulating Supply:

2.66B PYUSD

RLUSD

Ripple USD

Price:

$0.9997

24h Change:

-0.02%

Market Cap:

$2.70B

Volume (24h):

$162.32M

Circulating Supply:

2.70B RLUSD

Data by CoinGecko

PYUSD to RLUSD Exchange Rate

1 PYUSD = 0.999926 RLUSD

The 1 PayPal USD to Ripple USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to RLUSD swap at a glance

Everything that is specific to swapping PayPal USD to Ripple USD on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum

Ripple USD (RLUSD)You receive · ERC-20 token on Ethereum

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Both coins live on Ethereum, so you only need a little ETH to pay the deposit fee.

Swap time

within minutesdepends on network confirmations

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID

Tracking

Live status pagePYUSD on Etherscan

Your RLUSD address

Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.

Reference rate

1 PYUSD ≈ 0.999926 RLUSD1 RLUSD ≈ 1.0001 PYUSD · market prices, 12 Nov 2026

Send PYUSDAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive RLUSDSent to your address; Ethereum confirms in about 2–5 minutes

Facts checked 12 Nov 2026

PYUSD to RLUSD Live Price Chart

PYUSD/RLUSD

Loading chart...

Reference market prices, updated live

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

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Why Swap PYUSD for RLUSD?

Converting PayPal USD to Ripple USD on GhostSwap moves your funds from PYUSD into RLUSD without KYC or account creation. PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal. Ripple USD is a stablecoin on Ethereum.

One network

Both coins run on Ethereum.

About Ripple USD

Ripple USD is a stablecoin on Ethereum.

No KYC or exchange accounts

GhostSwap processes your PYUSD to RLUSD swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange PYUSD for RLUSD on GhostSwap. Most swaps finish within minutes, with no registration and no verification.

Convert PayPal USD to Ripple USD

PYUSD	RLUSD at market price
25PYUSD	24.9981RLUSD
50PYUSD	49.9963RLUSD
100PYUSD	99.9926RLUSD
250PYUSD	249.9815RLUSD
500PYUSD	499.9630RLUSD
1,000PYUSD	999.9260RLUSD
5,000PYUSD	4,999.63RLUSD
10,000PYUSD	9,999.26RLUSD

At market prices of $0.999632 per PYUSD and $0.999706 per RLUSD (12 Nov 2026), 500 PYUSD is worth about 499.9630 RLUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert Ripple USD to PayPal USD

RLUSD	PYUSD at market price
25RLUSD	25.0019PYUSD
50RLUSD	50.0037PYUSD
100RLUSD	100.0074PYUSD
250RLUSD	250.0185PYUSD
500RLUSD	500.0370PYUSD
1,000RLUSD	1,000.07PYUSD
5,000RLUSD	5,000.37PYUSD
10,000RLUSD	10,000.74PYUSD

Going the other way, 500 RLUSD is worth about 500.0370 PYUSD at the same prices.

How to Exchange PayPal USD to Ripple USD

Select PYUSD and RLUSD

Pick PYUSD in “You send” and RLUSD in “You get”, then enter the amount. The box shows how much RLUSD you get and the minimum PYUSD for this pair.

Enter Ripple USD Address

Paste the Ethereum address that should receive the RLUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Ripple USD

Your RLUSD is paid out once your PYUSD deposit confirms, and Ethereum then confirms it in about 2–5 minutes. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Follow each step on the status page with your swap ID.

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PYUSD to RLUSD: questions and answers

Everything you need to know about exchanging PYUSD to RLUSD on GhostSwap.

How long does it take to swap PYUSD to RLUSD on GhostSwap?

Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Your PYUSD deposit needs about 2–5 minutes to confirm on Ethereum; after that the RLUSD is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.

How much is 1 PYUSD in RLUSD?

1 PYUSD is worth about 0.999926 RLUSD at the market rate, before fees (market prices, 12 Nov 2026). GhostSwap's quote in the exchange box already includes the service fee and the RLUSD network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange PYUSD to RLUSD?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the RLUSD, send PYUSD from your own wallet, and the RLUSD goes straight to that address. No email, phone number or ID upload.

What are the fees for converting PayPal USD to Ripple USD?

The GhostSwap fee is already included in the rate in the exchange box, so the RLUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.

What wallet should I use to receive RLUSD?

To receive Ripple USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your RLUSD address before confirming, cryptocurrency transactions cannot be reversed.

What format is the RLUSD address?

Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending RLUSD to an address on another network can lose the coins.

Can I track my PYUSD to RLUSD swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io).

Is it safe to exchange PYUSD for RLUSD on GhostSwap?

GhostSwap has no accounts and no stored balance: your PYUSD deposit is converted and the RLUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.

What happens if my PYUSD to RLUSD exchange fails?

If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.