ATOM to PYUSD: Exchange Cosmos for PayPal USD Without KYC

Send Cosmos (ATOM) on Cosmos Hub and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into PYUSD locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
Crypto Exchange
Buy Crypto
ATOM
ATOM
PYUSD
PYUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Cosmos Logo
ATOM
Cosmos
Price:
$1.80
24h Change:
5.80%
Market Cap:
$969.25M
Volume (24h):
$59.37M
Circulating Supply:
537.67M ATOM
PayPal USD Logo
PYUSD
PayPal USD
Price:
$1.00
24h Change:
0.03%
Market Cap:
$3.04B
Volume (24h):
$49.87M
Circulating Supply:
3.04B PYUSD

Data by CoinGecko

ATOM to PYUSD Exchange Rate

1 ATOM = 1.8000 PYUSD

The 1 Cosmos to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ATOM to PYUSD swap at a glance

Everything that is specific to swapping Cosmos to PayPal USD on GhostSwap.

Cosmos (ATOM)You send · Cosmos Hub network
PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

Swapping into PYUSD locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Cosmos Hub to Ethereum, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your PYUSD is sent
Network fee
Paid in ATOMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageATOM on Mintscan · PYUSD on Etherscan
Your PYUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 ATOM ≈ 1.8000 PYUSD1 PYUSD ≈ 0.555556 ATOM · market prices, 23 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send ATOMUnder a minute to confirm on Cosmos Hub
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 23 Oct 2026Reverse: PYUSD to ATOM

Going the other way? Swap PYUSD to ATOM

Other ways to get PayPal USD (PYUSD)

BTC to PYUSDETH to PYUSDUSDT to PYUSDUSDT TRC20 to PYUSDUSDC to PYUSDSOL to PYUSDLTC to PYUSDXMR to PYUSDZEC to PYUSDBNB to PYUSDXRP to PYUSDDOGE to PYUSDAVAX to PYUSDAXS to PYUSD

More ATOM swaps

ATOM to XMRATOM to QNTATOM to RAYATOM to RENDERATOM to RLUSDATOM to SANDATOM to SHIBATOM to SOLATOM to SUIATOM to SUNDOGATOM to SUSHIATOM to TAO

ATOM to PYUSD Live Price Chart

ATOM/PYUSD

Loading chart...

Reference market prices, updated live

ATOM

What is Cosmos?

Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly. ATOM is used for staking, governance, and securing the Cosmos Hub, the central chain that coordinates the network. Many major projects including Osmosis, Celestia, and dYdX have been built using Cosmos SDK technology.

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

ATOM → PYUSD

Why Swap ATOM for PYUSD?

Swapping Cosmos to PayPal USD on GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

PayPal USD is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Cosmos.

Stay in crypto

No need to cash out to a bank account. Your PYUSD is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts ATOM to PYUSD directly.

No identity verification needed

Your Cosmos to PayPal USD conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange ATOM for PYUSD on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your ATOM.

ATOM

Convert Cosmos to PayPal USD

ATOMPYUSD at market price
10ATOM18.0000PYUSD
25ATOM45.0000PYUSD
50ATOM90.0000PYUSD
100ATOM180.0000PYUSD
250ATOM450.0000PYUSD
500ATOM900.0000PYUSD
2,500ATOM4,500.00PYUSD
5,000ATOM9,000.00PYUSD

At market prices of $1.8000 per ATOM and $1.0000 per PYUSD (23 Oct 2026), 250 ATOM is worth about 450.0000 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

PYUSD

Convert PayPal USD to Cosmos

PYUSDATOM at market price
25PYUSD13.8889ATOM
50PYUSD27.7778ATOM
100PYUSD55.5556ATOM
250PYUSD138.8889ATOM
500PYUSD277.7778ATOM
1,000PYUSD555.5556ATOM
5,000PYUSD2,777.78ATOM
10,000PYUSD5,555.56ATOM

Going the other way, 500 PYUSD is worth about 277.7778 ATOM at the same prices.

How to Exchange Cosmos to PayPal USD

Line Vector
Select Crypto Currency

Select ATOM and PYUSD

Pick ATOM in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum ATOM for this pair.

Select Wallet Address
Line Vector

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the Cosmos Hub address you send ATOM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Cosmos

Send exactly the amount shown from your own Cosmos Hub wallet to the one-time deposit address.

Receive Crypto

Receive PayPal USD

Your PYUSD is usually paid out 5–15 minutes after you send your ATOM, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

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XMR
SOL
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XMR
XMR
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SHIB
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DOGE
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SHIB

ATOM to PYUSD: questions and answers

Everything you need to know about exchanging ATOM to PYUSD on GhostSwap.

How long does it take to swap ATOM to PYUSD on GhostSwap?
Most ATOM to PYUSD swaps are paid out within 5–15 minutes: the ATOM deposit needs under a minute to confirm on Cosmos Hub, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 ATOM in PYUSD?
1 ATOM is worth about 1.8000 PYUSD at the market rate, before fees (market prices, 23 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The rate floats with the market until your ATOM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange ATOM to PYUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send ATOM from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Cosmos to PayPal USD?
The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, the Cosmos Hub network fee for your deposit is paid in ATOM by your wallet.
What wallet should I use to receive PYUSD?
To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the PYUSD address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.
Can I track my ATOM to PYUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ATOM payment on Mintscan (https://www.mintscan.io/cosmos) and your incoming PYUSD on Etherscan (https://etherscan.io).
Is it safe to exchange ATOM for PYUSD on GhostSwap?
GhostSwap has no accounts and no stored balance: your ATOM deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap ATOM to PYUSD?
Converting Cosmos to PayPal USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my ATOM to PYUSD exchange fails?
If a swap cannot be completed, the ATOM is refunded to the Cosmos Hub address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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