FDUSD to XMR: Exchange First Digital USD for Monero Without KYC

Exchange FDUSD to XMR: send First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your FDUSD history.

Updated 26 October 2026

  • 5–15 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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FDUSD
FDUSD
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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First Digital USD Logo
FDUSD
First Digital USD
Price:
$0.9957
24h Change:
-0.14%
Market Cap:
$299.12M
Volume (24h):
$204.56M
Circulating Supply:
300.40M FDUSD
Monero Logo
XMR
Monero
Price:
$606.22
24h Change:
3.60%
Market Cap:
$11.41B
Volume (24h):
$193.22M
Circulating Supply:
18.82M XMR

Data by CoinGecko

FDUSD to XMR Exchange Rate

1 FDUSD = 0.001643 XMR

The 1 First Digital USD to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

FDUSD to XMR swap at a glance

Everything that is specific to swapping First Digital USD to Monero on GhostSwap.

First Digital USD (FDUSD)You send · BEP-20 token on BNB Smart Chain
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your FDUSD history. It is a cross-chain swap from BNB Smart Chain to Monero, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XMR is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageFDUSD on BscScan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 FDUSD ≈ 0.001643 XMR1 XMR ≈ 608.8093 FDUSD · market prices, 30 Oct 2026
  1. Send FDUSDUnder a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 30 Oct 2026Reverse: XMR to FDUSD

How much XMR do I get for FDUSD?

Enter any amount in the box above for a live quote, after all fees.

FDUSD to XMR at the market rate, before fees

FDUSDXMR, market rate, before fees
25 FDUSD0.041064 XMR
50 FDUSD0.082128 XMR
100 FDUSD0.164255 XMR
250 FDUSD0.410638 XMR
500 FDUSD0.821275 XMR
1,000 FDUSD1.6426 XMR
5,000 FDUSD8.2128 XMR
10,000 FDUSD16.4255 XMR

Market prices of $0.995747 per FDUSD and $606.2200 per XMR on 30 Oct 2026. The box above shows the amount after all fees.

FDUSD to XMR price chart, market rate before fees

FDUSD/XMR

Loading chart...

How do I exchange FDUSD to XMR?

  1. Pick FDUSD and XMR

    Pick FDUSD in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get after all fees, and the minimum for this pair.

  2. Paste your Monero address

    Paste the Monero address that should receive the XMR: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets that work: Feather, Cake Wallet or Monero GUI. Then enter the BNB Smart Chain address you send FDUSD from; a refund, if ever needed, goes there.

  3. Send FDUSD on BNB Smart Chain

    Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address, on the BNB Smart Chain network (as a). Keep a little BNB in that wallet for the network fee.

  4. Receive XMR

    Your XMR is usually paid out 5–15 minutes after you send your FDUSD, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Common mistakes with FDUSD to XMR

  • Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
  • A BNB Smart Chain wallet with no BNB for the network fee.
  • Sending FDUSD on a different network than BNB Smart Chain.
  • A Monero address typed by hand (it is 95 characters): copy and paste it.

FDUSD to XMR: questions and answers

Everything you need to know about exchanging FDUSD to XMR on GhostSwap.

Can you swap First Digital USD to Monero?
Yes. Pick FDUSD and XMR in the box above, paste your Monero address and send the FDUSD; the XMR goes straight to your wallet in about 5 to 15 minutes, with no account.
Where can I exchange FDUSD for XMR?
On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send FDUSD and receive XMR at the rate shown before you send.
Can I convert First Digital USD to Monero anonymously?
GhostSwap asks for no account, email or ID. Your FDUSD deposit is still visible on the BNB Smart Chain blockchain; the XMR you receive is private by default, and no account ties the two together.
Is XMR illegal in the USA?
No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.
Why is XMR being delisted?
Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our Monero delistings tracker lists each one with its date and source.
How long does it take to swap FDUSD to XMR on GhostSwap?
Most FDUSD to XMR swaps are paid out within 5–15 minutes: the FDUSD deposit needs under a minute to confirm on BNB Smart Chain, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
How much is 1 FDUSD in XMR?
1 FDUSD is worth about 0.001643 XMR at the market rate, before fees (market prices, 30 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XMR network fee. The rate floats with the market until your FDUSD deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting First Digital USD to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending FDUSD.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

What is First Digital USD? First Digital USD (FDUSD) is a stablecoin pegged 1:1 to the U.S.

What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today

More FDUSD and XMR pages

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