FDUSD to XRP: Exchange First Digital USD for XRP Without KYC

Send First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It turns a dollar balance into XRP in one step.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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FDUSD
FDUSD
XRP
XRP


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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First Digital USD Logo
FDUSD
First Digital USD
Price:
$0.9973
24h Change:
-0.14%
Market Cap:
$324.06M
Volume (24h):
$147.87M
Circulating Supply:
324.95M FDUSD
XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-3.80%
Market Cap:
$89.01B
Volume (24h):
$2.51B
Circulating Supply:
63.09B XRP

Data by CoinGecko

FDUSD to XRP Exchange Rate

1 FDUSD = 0.707274 XRP

The 1 First Digital USD to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

FDUSD to XRP swap at a glance

Everything that is specific to swapping First Digital USD to XRP on GhostSwap.

First Digital USD (FDUSD)You send · BEP-20 token on BNB Smart Chain
XRPYou receive · XRP Ledger network

It turns a dollar balance into XRP in one step. It is a cross-chain swap from BNB Smart Chain to XRP Ledger, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XRP is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageFDUSD on BscScan · XRP on XRPSCAN
Your XRP address
XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.
Reference rate
1 FDUSD ≈ 0.707274 XRP1 XRP ≈ 1.4139 FDUSD · market prices, 8 Oct 2026
Destination Tag for XRP
Only for exchange accountsPersonal wallets leave it empty.
  1. Send FDUSDUnder a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XRPSent to your address; XRP Ledger confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XRP to FDUSD

Going the other way? Swap XRP to FDUSD

Other ways to get XRP (XRP)

BTC to XRPETH to XRPUSDT to XRPUSDT TRC20 to XRPUSDC to XRPSOL to XRPLTC to XRPXMR to XRPZEC to XRPBNB to XRPDOGE to XRPTRX to XRPFIL to XRPFLIP to XRP

More FDUSD swaps

FDUSD to USDT AVAXFDUSD to ZECFDUSD to ZRXFDUSD to AAVEFDUSD to ADAFDUSD to ALGOFDUSD to APEFDUSD to APTFDUSD to ARBFDUSD to ATOMFDUSD to AVAXFDUSD to BABYDOGE

FDUSD to XRP Live Price Chart

FDUSD/XRP

Loading chart...

Reference market prices, updated live

FDUSD

What is First Digital USD?

First Digital USD (FDUSD) is a stablecoin pegged 1:1 to the U.S. Dollar, issued by First Digital Trust. It aims to provide a secure and regulated digital asset for transactions and payments. FDUSD operates on multiple blockchain networks, facilitating interoperability.

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

FDUSD → XRP

Why Swap FDUSD for XRP?

Converting First Digital USD to XRP on GhostSwap gets you XRP without signing up for a centralized exchange or completing KYC verification. Your FDUSD converts to XRP directly, with no identity requirements.

Get XRP without an exchange account

Get XRP without creating exchange accounts or submitting ID documents.

About XRP

XRP is used for fast cross-border payments and remittances. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 5–15 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange FDUSD for XRP on GhostSwap. XRP transaction fees are negligible, typically a fraction of a cent.

FDUSD

Convert First Digital USD to XRP

FDUSDXRP at market price
25FDUSD17.6818XRP
50FDUSD35.3637XRP
100FDUSD70.7274XRP
250FDUSD176.8184XRP
500FDUSD353.6369XRP
1,000FDUSD707.2738XRP
5,000FDUSD3,536.37XRP
10,000FDUSD7,072.74XRP

At market prices of $0.997256 per FDUSD and $1.4100 per XRP (8 Oct 2026), 500 FDUSD is worth about 353.6369 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

XRP

Convert XRP to First Digital USD

XRPFDUSD at market price
25XRP35.3470FDUSD
50XRP70.6940FDUSD
250XRP353.4699FDUSD
500XRP706.9398FDUSD
5,000XRP7,069.40FDUSD

Going the other way, 250 XRP is worth about 353.4699 FDUSD at the same prices.

How to Exchange First Digital USD to XRP

Line Vector
Select Crypto Currency

Select FDUSD and XRP

Pick FDUSD in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum FDUSD for this pair.

Select Wallet Address
Line Vector

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the BNB Smart Chain address you send FDUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send First Digital USD

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive XRP

Your XRP is usually paid out 5–15 minutes after you send your FDUSD, and XRP Ledger then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

FDUSD to XRP: questions and answers

Everything you need to know about exchanging FDUSD to XRP on GhostSwap.

How long does it take to swap FDUSD to XRP on GhostSwap?
Most FDUSD to XRP swaps are paid out within 5–15 minutes: the FDUSD deposit needs under a minute to confirm on BNB Smart Chain, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 FDUSD in XRP?
1 FDUSD is worth about 0.707274 XRP at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The rate floats with the market until your FDUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange FDUSD to XRP?
No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send FDUSD from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.
What are the fees for converting First Digital USD to XRP?
The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending FDUSD.
What wallet should I use to receive XRP?
To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XRP address?
Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.
Do I need a Destination Tag to receive XRP?
Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.
Can I track my FDUSD to XRP swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your FDUSD payment on BscScan (https://bscscan.com) and your incoming XRP on XRPSCAN (https://xrpscan.com).
Is it safe to exchange FDUSD for XRP on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your FDUSD deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed.
Why swap FDUSD to XRP?
Converting First Digital USD to XRP moves dollar-pegged funds into XRP. XRP is used for fast cross-border payments and remittances. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my FDUSD to XRP exchange fails?
If a swap cannot be completed, the FDUSD is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap FDUSD to other coins

FDUSD
to
BTC
FDUSD
to
ETH
FDUSD
to
SOL
FDUSD
to
BNB
FDUSD
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FDUSD
to
ADA
FDUSD
to
DOGE
FDUSD
to
TRX
FDUSD
to
LINK
FDUSD
to
USDC
FDUSD
to
USDT
FDUSD
to
USDT TRC20
FDUSD
to
USDC BEP20
FDUSD
to
USDC SOL
FDUSD
to
USDT BEP20
FDUSD
to
USDT SOL
FDUSD
to
USDT AVAX
FDUSD
to
USDT Polygon
FDUSD
to
PYUSD
FDUSD
to
XMR
FDUSD
to
ZEC
FDUSD
to
DASH
FDUSD
to
SHIB
FDUSD
to
AVAX
FDUSD
to
SUI
FDUSD
to
PEPE
FDUSD
to
BCH
FDUSD
to
DOT
FDUSD
to
LTC
FDUSD
to
UNI
FDUSD
to
CRO
FDUSD
to
XLM
FDUSD
to
ICP
FDUSD
to
WIF
FDUSD
to
ETC
FDUSD
to
POL
FDUSD
to
ATOM
FDUSD
to
NEAR BEP20
FDUSD
to
NEAR
FDUSD
to
APT
FDUSD
to
ARB
FDUSD
to
OP
FDUSD
to
FIL
FDUSD
to
ALGO
FDUSD
to
BONK
FDUSD
to
INJ
FDUSD
to
VET
FDUSD
to
HBAR
FDUSD
to
KAS
FDUSD
to
ZRX
FDUSD
to
AAVE
FDUSD
to
APE
FDUSD
to
BABYDOGE
FDUSD
to
BEAMX
FDUSD
to
BOME
FDUSD
to
BRETT
FDUSD
to
BTT
FDUSD
to
DEGEN
FDUSD
to
DRIFT
FDUSD
to
ELON
FDUSD
to
FLOKI
FDUSD
to
IMX
FDUSD
to
JUP
FDUSD
to
MEW
FDUSD
to
NOT
FDUSD
to
ORCA
FDUSD
to
PONKE
FDUSD
to
POPCAT
FDUSD
to
RAY
FDUSD
to
RENDER
FDUSD
to
SAND
FDUSD
to
SUNDOG
FDUSD
to
TAO
FDUSD
to
THETA
FDUSD
to
TIA