A BTC to XMR swap converts Bitcoin into Monero in a single cross-chain transaction. On GhostSwap this happens without an account, without an email, and without identity verification: you supply a Monero receiving address, send your BTC, and the swap routes through a non-custodial engine that never holds your funds. It is a direct crypto-to-crypto conversion, not a trade inside a centralised exchange account.
TL;DR: Enter an amount, paste your XMR receiving address, send BTC to the deposit address, and receive Monero — no signup, no KYC. Typical completion is around 8 minutes.
A BTC to XMR swap is a cross-chain conversion of Bitcoin (BTC) into Monero (XMR). Unlike a centralised exchange trade, a non-custodial swap creates no account and holds no balance — funds pass through and settle straight to your wallet.
How a BTC to XMR swap works on GhostSwap
GhostSwap is a no-KYC crypto exchange. There is no account, no email, and no identity verification to swap BTC to XMR. You provide a Monero receiving address; GhostSwap generates a one-time Bitcoin deposit address; your BTC arrives, converts, and the Monero settles to your wallet. Funds are non-custodial — they pass through and are never held by GhostSwap.
Pricing is floating-rate from aggregated liquidity across leading crypto markets. "Floating rate" means the exact amount of XMR you receive is set at the moment your BTC deposit is detected on-chain — not at the moment you click. For most swaps the difference is small, but there is no fixed-rate lock before your funds arrive.
GhostSwap supports 1,600+ pairs across roughly 200 assets, so BTC → XMR is a standard, well-supported route.
Swap BTC to XMR in 5 steps
- Pick the pair — Select BTC as the send asset and XMR as the receive asset in the swap widget, then enter how much Bitcoin you want to convert.
- Enter your Monero address — Paste the XMR receiving address where your Monero should land. Check it character by character; Monero addresses are long and a single wrong character means funds cannot be recovered.
- Add a refund address — Supply a Bitcoin refund address. If the swap cannot complete, your BTC returns here automatically. Skipping this means arranging a refund manually.
- Send your BTC — Send Bitcoin to the one-time deposit address GhostSwap shows you. The rate locks when the deposit is detected on-chain.
- Receive XMR — Once BTC confirms and the conversion runs, Monero settles to your address. No further action needed.
You can start a swap directly from the GhostSwap swap widget — no account required.
BTC to XMR: swap vs centralised exchange
| Feature | GhostSwap BTC → XMR | Centralised exchange |
|---|---|---|
| Account / KYC | None required | Required |
| Email / signup | Not needed | Needed |
| Custody | Non-custodial pass-through | Funds held in exchange account |
| Pricing | Floating-rate from aggregated liquidity | Order book / desk quote |
| Supported pairs | 1,600+ across ~200 assets | Varies |
| Typical completion | ~8 minutes (p50) | Varies by withdrawal queue |
What to expect on timing and rates
Completion time depends on Bitcoin network confirmation plus the conversion step. Typical (p50) completion is around 8 minutes; the p95 is around 30 minutes when the Bitcoin network is congested. If your swap runs long, the most common cause is slow BTC confirmation, not the conversion itself.
Because pricing floats, the XMR estimate you see when you enter an amount is indicative. The final amount is set when your BTC deposit is detected. If BTC/XMR moves sharply while your deposit confirms, the output reflects that movement.
FAQ
Q: Do I need an account to swap BTC to XMR?
A: No. GhostSwap requires no account, no email, and no identity verification to swap. You supply a Monero receiving address and a Bitcoin refund address; funds pass through non-custodially and are never held by GhostSwap.
Q: How long does a BTC to XMR swap take?
A: Typical completion is around 8 minutes (p50). During Bitcoin network congestion it can extend toward 30 minutes (p95). Most delays come from BTC confirmation time rather than the conversion step.
Q: What does floating-rate pricing mean for my swap?
A: The XMR amount is set when your BTC deposit is detected on-chain, not when you click. Floating-rate pricing comes from aggregated liquidity across leading crypto markets. There is no fixed-rate lock before funds arrive.
Q: What happens if my swap can't complete?
A: Your BTC returns to the refund address you provided. This is why supplying a refund address is recommended — without one, a manual refund has to be arranged.
Start your BTC to XMR swap
Enter an amount, paste your Monero address, and send — no account, no KYC. See live rates on the BTC to XMR swap page or start from the GhostSwap swap widget.
New to buying crypto without an account? See how to buy crypto.
