USDC to XMR: Exchange USD Coin for Monero Without KYC

Send USD Coin (USDC, an ERC-20 token on Ethereum) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDC history.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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USDC
USDC
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC
Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR

Data by CoinGecko

USDC to XMR Exchange Rate

1 USDC = 0.001793 XMR

The 1 USD Coin (USDC) on Ethereum to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC to XMR swap at a glance

Everything that is specific to swapping USD Coin to Monero on GhostSwap.

USD Coin (USDC)You send · ERC-20 token on Ethereum
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDC history. It is a cross-chain swap from Ethereum to Monero, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your XMR is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC on Etherscan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 USDC ≈ 0.001793 XMR1 XMR ≈ 557.8692 USDC · market prices, 8 Oct 2026
  1. Send USDCAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 8 Oct 2026Reverse: XMR to USDC

USDC to Monero: what to know before you swap

USDC to XMR swaps USD Coin on Ethereum into Monero. USDC balances are public and can be frozen by the issuer, while XMR is private by default. The swap needs no account; the XMR is paid to your own wallet.

The ERC20 deposit confirms within a minute or two; received XMR becomes spendable after 10 Monero confirmations, about 20 minutes.

Tips for this swap

  • Monero addresses are 95 characters long and start with 4 (standard) or 8 (subaddress). Paste the address; never type it by hand.
  • You need a little ETH in the sending wallet to pay gas.
  • Send USDC on Ethereum (ERC20). USDC on Solana is a separate coin in the exchange box.

Can I swap USDC to XMR without an account?

Yes. Choose USDC and XMR, paste your Monero address and send the USDC.

How long does USDC to XMR take?

Usually well under an hour. Received XMR becomes spendable after 10 Monero confirmations, about 20 minutes.

No-KYC Monero exchange

Going the other way? Swap XMR to USDC

Other ways to get Monero (XMR)

BTC to XMRETH to XMRUSDT to XMRUSDT TRC20 to XMRSOL to XMRLTC to XMRZEC to XMRBNB to XMRXRP to XMRDOGE to XMRTRX to XMRADA to XMR

More USDC swaps

USDC to AVAXUSDC to TRXUSDC to XRPUSDC to DOGEUSDC to USDTUSDC to ETHUSDC to JUPUSDC to ADAUSDC to HBARUSDC to ZECUSDC to USDT AVAXUSDC to ZRX

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

USDC to XMR Live Price Chart

USDC/XMR

Loading chart...

Reference market prices, updated live

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

USDC → XMR

Why Swap USDC for XMR?

Swapping USD Coin (USDC) on Ethereum to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. USD Coin (USDC) on Ethereum is transparent: visible on Etherscan.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your USDC history stays public on the Ethereum (ERC-20) blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your USDC to XMR swap without KYC, sign-ups, or personal data collection. The USDC you send is still visible on the Ethereum (ERC-20) blockchain; the privacy starts once the XMR is in your wallet.

Exchange USDC for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 10–25 minutes after you send your USDC.

USDC

Convert USD Coin (USDC) on Ethereum to Monero

USDCXMR at market price
25USDC0.044813XMR
50USDC0.089627XMR
100USDC0.179253XMR
250USDC0.448134XMR
500USDC0.896267XMR
1,000USDC1.7925XMR
5,000USDC8.9627XMR
10,000USDC17.9253XMR

At market prices of $0.999625 per USDC and $557.6600 per XMR (8 Oct 2026), 500 USDC is worth about 0.896267 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

XMR

Convert Monero to USD Coin (USDC) on Ethereum

XMRUSDC at market price
0.054XMR30.1249USDC
0.1XMR55.7869USDC
0.2XMR111.5738USDC
0.5XMR278.9346USDC
1XMR557.8692USDC
2.5XMR1,394.67USDC
10XMR5,578.69USDC
25XMR13,946.73USDC

Going the other way, 1 XMR is worth about 557.8692 USDC at the same prices.

How to Exchange USD Coin to Monero

Line Vector
Select Crypto Currency

Select USDC and XMR

Pick USDC in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum USDC for this pair.

Select Wallet Address
Line Vector

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the Ethereum address you send USDC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Monero

Your XMR is usually paid out 10–25 minutes after you send your USDC, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

USDC to XMR: questions and answers

Everything you need to know about exchanging USDC to XMR on GhostSwap.

What are the fees for converting USD Coin to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDC.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.
Can I track my USDC to XMR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC payment on Etherscan (https://etherscan.io).
Is it safe to exchange USDC for XMR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.
Can my USDC to XMR swap be traced?
Your USDC transaction to GhostSwap is visible on the Ethereum (ERC-20) blockchain since USD Coin is transparent: visible on Etherscan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping USDC to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
Why swap USDC to XMR?
Converting USD Coin to Monero moves dollar-pegged funds into Monero. Monero is used for private digital payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDC to XMR exchange fails?
If a swap cannot be completed, the USDC is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap USDC to other coins

Easily swap USD Coin with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

USDC
to
BTC
USDC
to
ETH
USDC
to
SOL
USDC
to
BNB
USDC
to
XRP
USDC
to
ADA
USDC
to
DOGE
USDC
to
TRX
USDC
to
LINK
USDC
to
USDT
USDC
to
USDT TRC20
USDC
to
USDC BEP20
USDC
to
USDC SOL
USDC
to
USDT BEP20
USDC
to
USDT SOL
USDC
to
USDT AVAX
USDC
to
USDT Polygon
USDC
to
PYUSD
USDC
to
FDUSD
USDC
to
XMR
USDC
to
ZEC
USDC
to
DASH
USDC
to
SHIB
USDC
to
AVAX
USDC
to
SUI
USDC
to
PEPE
USDC
to
BCH
USDC
to
DOT
USDC
to
LTC
USDC
to
UNI
USDC
to
CRO
USDC
to
XLM
USDC
to
ICP
USDC
to
WIF
USDC
to
ETC
USDC
to
POL
USDC
to
ATOM
USDC
to
NEAR BEP20
USDC
to
NEAR
USDC
to
APT
USDC
to
ARB
USDC
to
OP
USDC
to
FIL
USDC
to
ALGO
USDC
to
BONK
USDC
to
INJ
USDC
to
VET
USDC
to
HBAR
USDC
to
KAS
USDC
to
ZRX
USDC
to
AAVE
USDC
to
APE
USDC
to
BABYDOGE
USDC
to
BEAMX
USDC
to
BOME
USDC
to
BRETT
USDC
to
BTT
USDC
to
DEGEN
USDC
to
DRIFT
USDC
to
ELON
USDC
to
FLOKI
USDC
to
IMX
USDC
to
JUP
USDC
to
MEW
USDC
to
NOT
USDC
to
ORCA
USDC
to
PONKE
USDC
to
POPCAT
USDC
to
RAY
USDC
to
RENDER
USDC
to
SAND
USDC
to
SUNDOG
USDC
to
TAO
USDC
to
THETA
USDC
to
TIA