ADA to XMR: Exchange Cardano for Monero Without KYC

Send Cardano (ADA) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ADA history.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
ADA
ADA
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Cardano Logo
ADA
Cardano
Price:
$0.2519
24h Change:
-2.11%
Market Cap:
$9.46B
Volume (24h):
$475.30M
Circulating Supply:
37.55B ADA
Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR

Data by CoinGecko

ADA to XMR Exchange Rate

1 ADA = 0.000452 XMR

The 1 Cardano to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ADA to XMR swap at a glance

Everything that is specific to swapping Cardano to Monero on GhostSwap.

Cardano (ADA)You send · Cardano network
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ADA history. It is a cross-chain swap from Cardano to Monero, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your XMR is sent
Network fee
Paid in ADAby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageADA on Cardanoscan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 ADA ≈ 0.000452 XMR1 XMR ≈ 2,213.90 ADA · market prices, 8 Oct 2026
  1. Send ADAA few minutes (blocks about every 20 seconds) to confirm on Cardano
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 8 Oct 2026Reverse: XMR to ADA

Swapping ADA for XMR while the rest of your wallet stays staked

ADA to XMR suits Cardano holders who want a private balance next to their staked one. Cardano is a public ledger: Cardanoscan shows a wallet's payments, the pool it delegates to and its rewards history. Monero transfers hide the sender, receiver and amount, and GhostSwap makes the swap with no account or ID.

Delegating ADA never locks it, so you can send straight from a staked wallet and the rest stays with your pool. Cardano produces a block roughly every 20 seconds, so the ADA deposit is normally confirmed a few minutes after you send it; plan on 10 to 25 minutes for the whole swap. Received XMR then needs about 10 confirmations, roughly 20 minutes, before your Monero wallet lets you spend it.

Tips for this swap

  • Use Eternl, Lace or VESPR to send the ADA, and put that wallet's addr1 address in the refund field.
  • Staking rewards sit in a separate reward balance. Withdraw them in your wallet first if you want them in the swap; Cardano now requires a vote delegation (a DRep, Abstain or No Confidence) on your stake key before rewards can be withdrawn.
  • Paste a Monero address starting with 4 or 8; generating a fresh subaddress for every swap means no two payouts share an address.

Is ADA to XMR possible without an account?

Yes. You enter your Monero payout address and your addr1 refund address; there is no account, email or ID. The floating rate is shown before you send the ADA.

Do I lose staking rewards by swapping?

Only on the ADA you send. The ADA left in the wallet stays delegated with no unbonding, but rewards follow stake snapshots, so the smaller balance earns less from a later snapshot onward.

ADA to XMR Live Price Chart

ADA/XMR

Loading chart...

Reference market prices, updated live

ADA

What is Cardano?

Cardano (ADA) is a third-generation blockchain platform built on peer-reviewed research and formal verification methods. Developed by Ethereum co-founder Charles Hoskinson, Cardano takes a methodical, academic approach to solving blockchain scalability, interoperability, and sustainability. ADA is used for staking, governance voting, and paying transaction fees on the network. Cardano's Ouroboros proof-of-stake consensus protocol is one of the most energy-efficient in the industry. The platform supports smart contracts through Plutus and continues to expand its DeFi and real-world application ecosystem.

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

ADA → XMR

Why Swap ADA for XMR?

Swapping Cardano to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. Cardano is transparent: all transactions visible on Cardanoscan.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your ADA history stays public on the Cardano blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your ADA to XMR swap without KYC, sign-ups, or personal data collection. The ADA you send is still visible on the Cardano blockchain; the privacy starts once the XMR is in your wallet.

Exchange ADA for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 10–25 minutes after you send your ADA.

ADA

Convert Cardano to Monero

ADAXMR at market price
100ADA0.045169XMR
250ADA0.112923XMR
500ADA0.225845XMR
1,000ADA0.451691XMR
2,500ADA1.1292XMR
5,000ADA2.2585XMR
25,000ADA11.2923XMR
50,000ADA22.5845XMR

At market prices of $0.251890 per ADA and $557.6600 per XMR (8 Oct 2026), 2,500 ADA is worth about 1.1292 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

XMR

Convert Monero to Cardano

XMRADA at market price
0.05XMR110.6951ADA
0.1XMR221.3903ADA
0.2XMR442.7806ADA
0.5XMR1,106.95ADA
1XMR2,213.90ADA
2.5XMR5,534.76ADA
10XMR22,139.03ADA
25XMR55,347.57ADA

Going the other way, 1 XMR is worth about 2,213.90 ADA at the same prices.

How to Exchange Cardano to Monero

Line Vector
Select Crypto Currency

Select ADA and XMR

Pick ADA in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum ADA for this pair.

Select Wallet Address
Line Vector

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the Cardano address you send ADA from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Cardano

Send exactly the amount shown from your own Cardano wallet to the one-time deposit address.

Receive Crypto

Receive Monero

Your XMR is usually paid out 10–25 minutes after you send your ADA, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

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ADA to XMR: questions and answers

Everything you need to know about exchanging ADA to XMR on GhostSwap.

How long does it take to swap ADA to XMR on GhostSwap?
Most ADA to XMR swaps are paid out within 10–25 minutes: the ADA deposit needs a few minutes (blocks about every 20 seconds) to confirm on Cardano, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
What are the fees for converting Cardano to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the Cardano network fee for your deposit is paid in ADA by your wallet.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.
Can I track my ADA to XMR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ADA payment on Cardanoscan (https://cardanoscan.io).
Is it safe to exchange ADA for XMR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your ADA deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.
Can my ADA to XMR swap be traced?
Your ADA transaction to GhostSwap is visible on the Cardano blockchain since Cardano is transparent: all transactions visible on Cardanoscan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping ADA to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
How does a cross-chain ADA to XMR swap work?
Cardano lives on Cardano and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your ADA on Cardano and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees.
What happens if my ADA to XMR exchange fails?
If a swap cannot be completed, the ADA is refunded to the Cardano address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.