ADA to XMR: Exchange Cardano for Monero Without KYC
Exchange ADA to XMR: send Cardano (ADA) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ADA history.
Updated 19 October 2026
- 10–25 min
- No account · No KYC
- Paid to your wallet
- Fees included in quote
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Data by CoinGecko
ADA to XMR Exchange Rate
The 1 Cardano to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.
ADA to XMR swap at a glance
Everything that is specific to swapping Cardano to Monero on GhostSwap.
Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ADA history. It is a cross-chain swap from Cardano to Monero, with no bridge and no wrapped tokens.
- Send ADAA few minutes (blocks about every 20 seconds) to confirm on Cardano
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
How much XMR do I get for ADA?
GhostSwap quotes at 22 Oct 2026, 22:54 UTC. What lands in your wallet: service fee and XMR network fee already deducted.
500ADA2,500ADA10,000ADAThe rate floats with the market until your ADA deposit confirms. The minimum for this pair is about 130 ADA. Enter any amount in the exchange box above for a live quote; no account needed.
ADA to XMR at the market rate, before fees
| ADA | XMR, market rate, before fees |
|---|---|
| 130 ADA | 0.046370 XMR |
| 250 ADA | 0.089173 XMR |
| 500 ADA | 0.178346 XMR |
| 1,000 ADA | 0.356692 XMR |
| 2,500 ADA | 0.891731 XMR |
| 5,000 ADA | 1.7835 XMR |
| 25,000 ADA | 8.9173 XMR |
| 50,000 ADA | 17.8346 XMR |
Market prices of $0.211918 per ADA and $594.1200 per XMR on 22 Oct 2026. The box above shows the amount after all fees.
ADA to XMR price chart, market rate before fees
ADA/XMR
How do I exchange ADA to XMR?
Pick ADA and XMR
Pick ADA in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get after all fees, and the minimum for this pair.
Paste your Monero address
Paste the Monero address that should receive the XMR: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets that work: Feather, Cake Wallet or Monero GUI. Then enter the Cardano address you send ADA from; a refund, if ever needed, goes there.
Send ADA on Cardano
Send exactly the amount shown from your own Cardano wallet to the one-time deposit address, on the Cardano network.
Receive XMR
Your XMR is usually paid out 10–25 minutes after you send your ADA, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.
Swapping ADA for XMR while the rest of your wallet stays staked
ADA to XMR suits Cardano holders who want a private balance next to their staked one. Cardano is a public ledger: Cardanoscan shows a wallet's payments, the pool it delegates to and its rewards history. Monero transfers hide the sender, receiver and amount, and GhostSwap makes the swap with no account or ID.
Delegating ADA never locks it, so you can send straight from a staked wallet and the rest stays with your pool. Cardano produces a block roughly every 20 seconds, so the ADA deposit is normally confirmed a few minutes after you send it; plan on 10 to 25 minutes for the whole swap. Received XMR then needs about 10 confirmations, roughly 20 minutes, before your Monero wallet lets you spend it.
Tips for this swap
- Use Eternl, Lace or VESPR to send the ADA, and put that wallet's addr1 address in the refund field.
- Staking rewards sit in a separate reward balance. Withdraw them in your wallet first if you want them in the swap; Cardano now requires a vote delegation (a DRep, Abstain or No Confidence) on your stake key before rewards can be withdrawn.
- Paste a Monero address starting with 4 or 8; generating a fresh subaddress for every swap means no two payouts share an address.
Is ADA to XMR possible without an account?
Yes. You enter your Monero payout address and your addr1 refund address; there is no account, email or ID. The floating rate is shown before you send the ADA.
Do I lose staking rewards by swapping?
Only on the ADA you send. The ADA left in the wallet stays delegated with no unbonding, but rewards follow stake snapshots, so the smaller balance earns less from a later snapshot onward.
Common mistakes with ADA to XMR
- Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
- A Monero address typed by hand (it is 95 characters): copy and paste it.
ADA to XMR: questions and answers
Everything you need to know about exchanging ADA to XMR on GhostSwap.
What is Cardano? Cardano (ADA) is a third-generation blockchain platform built on peer-reviewed research and formal verification methods.
What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today