XRP to RLUSD: Exchange XRP for Ripple USD Without KYC

Send XRP on XRP Ledger and receive Ripple USD (RLUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into RLUSD locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XRP
XRP
RLUSD
RLUSD


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XRP Logo
XRP
XRP
Price:
$1.52
24h Change:
1.28%
Market Cap:
$96.15B
Volume (24h):
$2.87B
Circulating Supply:
63.09B XRP
Ripple USD Logo
RLUSD
Ripple USD
Price:
$1.0000
24h Change:
-0.02%
Market Cap:
$2.51B
Volume (24h):
$244.50M
Circulating Supply:
2.51B RLUSD

Data by CoinGecko

XRP to RLUSD Exchange Rate

1 XRP = 1.5201 RLUSD

The 1 XRP to Ripple USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to RLUSD swap at a glance

Everything that is specific to swapping XRP to Ripple USD on GhostSwap.

XRPYou send · XRP Ledger network
Ripple USD (RLUSD)You receive · ERC-20 token on Ethereum

Swapping into RLUSD locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from XRP Ledger to Ethereum, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your RLUSD is sent
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN · RLUSD on Etherscan
Your RLUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 XRP ≈ 1.5201 RLUSD1 RLUSD ≈ 0.657864 XRP · market prices, 2 Oct 2026
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive RLUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 2 Oct 2026Reverse: RLUSD to XRP

Going the other way? Swap RLUSD to XRP

Other ways to get Ripple USD (RLUSD)

BTC to RLUSDETH to RLUSDUSDT to RLUSDUSDT TRC20 to RLUSDUSDC to RLUSDSOL to RLUSDLTC to RLUSDXMR to RLUSDZEC to RLUSDBNB to RLUSDDOGE to RLUSDTRX to RLUSD

More XRP swaps

XRP to LINKXRP to BTCXRP to LTCXRP to BNBXRP to SOLXRP to USDT TRC20XRP to CROXRP to ZECXRP to XLMXRP to FILXRP to TRUMPXRP to TFUEL

XRP to RLUSD Live Price Chart

XRP/RLUSD

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable. Exchange XRP on GhostSwap to move quickly between XRP and hundreds of other digital assets without identity verification or account creation.

RLUSD

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

XRP → RLUSD

Why Swap XRP for RLUSD?

Swapping XRP to Ripple USD on GhostSwap lets you lock in your crypto gains by moving into a dollar-pegged stablecoin — all without KYC, account creation, or using a centralized exchange. When the market turns volatile, converting XRP to RLUSD protects your portfolio value while keeping your funds in the crypto ecosystem and ready for your next move.

Protect gains from market volatility

Ripple USD maintains a stable 1:1 peg to the US dollar, so your value is preserved regardless of what XRP does next.

Stay in crypto without the risk

No need to cash out to a bank account. Your RLUSD is in your own wallet, ready when you spot your next opportunity.

Skip the centralized exchange

Avoid exchange deposit/withdrawal delays, trading fees, and KYC requirements. GhostSwap converts XRP to RLUSD directly.

No identity verification needed

Your XRP to Ripple USD conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XRP for RLUSD on GhostSwap to hedge your position. Most swaps finish in 5–15 minutes after you send your XRP.

XRP

Convert XRP to Ripple USD

XRPRLUSD
25XRP38.0017RLUSD
50XRP76.0035RLUSD
250XRP380.0175RLUSD
500XRP760.0350RLUSD
2,500XRP3,800.17RLUSD
5,000XRP7,600.35RLUSD

At market prices of $1.5200 per XRP and $0.999954 per RLUSD (2 Oct 2026), 500 XRP is worth about 760.0350 RLUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

RLUSD

Convert Ripple USD to XRP

RLUSDXRP
25RLUSD16.4466XRP
50RLUSD32.8932XRP
100RLUSD65.7864XRP
250RLUSD164.4661XRP
500RLUSD328.9322XRP
1,000RLUSD657.8645XRP
5,000RLUSD3,289.32XRP
10,000RLUSD6,578.64XRP

Going the other way, 500 RLUSD is worth about 328.9322 XRP at the same prices.

How to Exchange XRP to Ripple USD

Line Vector
Select Crypto Currency

Select XRP and RLUSD

Pick XRP in “You send” and RLUSD in “You get”, then enter the amount. The box shows how much RLUSD you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter Ripple USD Address

Paste the Ethereum address that should receive the RLUSD (it starts with 0x followed by 40 hexadecimal characters).

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive Ripple USD

Your RLUSD arrives on Ethereum, usually 5–15 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XRP to RLUSD: questions and answers

Everything you need to know about exchanging XRP to RLUSD on GhostSwap.

How long does it take to swap XRP to RLUSD on GhostSwap?
Most XRP to RLUSD swaps finish in 5–15 minutes. Your XRP deposit needs a few seconds to confirm on XRP Ledger; after that the RLUSD is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.
Do I need KYC or an account to exchange XRP to RLUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the RLUSD, send XRP from your own wallet, and the RLUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting XRP to Ripple USD?
The GhostSwap fee is already included in the rate in the exchange box, so the RLUSD amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive RLUSD?
To receive Ripple USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your RLUSD address before confirming — cryptocurrency transactions cannot be reversed.
What format is the RLUSD address?
Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending RLUSD to an address on another network can lose the coins.
Can I track my XRP to RLUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPScan (https://xrpscan.com) and your incoming RLUSD on Etherscan (https://etherscan.io).
Is it safe to exchange XRP for RLUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the RLUSD is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.
Why swap XRP to RLUSD?
Converting XRP to Ripple USD lets you exit a volatile crypto position into a dollar-pegged stablecoin without using a centralized exchange or going through KYC. This is useful for locking in profits, protecting against market downturns, or preparing funds for future trades — all while maintaining your privacy.
What happens if my XRP to RLUSD exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XRP to other coins

Easily swap XRP with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XRP
to
BTC
XRP
to
ETH
XRP
to
SOL
XRP
to
BNB
XRP
to
ADA
XRP
to
DOGE
XRP
to
TRX
XRP
to
LINK
XRP
to
USDC
XRP
to
USDT
XRP
to
USDT TRC20
XRP
to
USDC BEP20
XRP
to
USDC SOL
XRP
to
USDT BEP20
XRP
to
USDT SOL
XRP
to
USDT AVAX
XRP
to
USDT Polygon
XRP
to
PYUSD
XRP
to
FDUSD
XRP
to
XMR
XRP
to
ZEC
XRP
to
DASH
XRP
to
SHIB
XRP
to
AVAX
XRP
to
SUI
XRP
to
PEPE
XRP
to
BCH
XRP
to
DOT
XRP
to
LTC
XRP
to
UNI
XRP
to
CRO
XRP
to
XLM
XRP
to
ICP
XRP
to
WIF
XRP
to
ETC
XRP
to
POL
XRP
to
ATOM
XRP
to
APT
XRP
to
ARB
XRP
to
OP
XRP
to
FIL
XRP
to
ALGO
XRP
to
BONK
XRP
to
INJ
XRP
to
VET
XRP
to
HBAR
XRP
to
KAS
XRP
to
ZRX
XRP
to
AAVE
XRP
to
APE
XRP
to
BABYDOGE
XRP
to
BEAMX
XRP
to
BOME
XRP
to
BRETT
XRP
to
BTT
XRP
to
DEGEN
XRP
to
DRIFT
XRP
to
ELON
XRP
to
FLOKI
XRP
to
IMX
XRP
to
JUP
XRP
to
MEW
XRP
to
NOT
XRP
to
ORCA
XRP
to
PONKE
XRP
to
POPCAT
XRP
to
RAY
XRP
to
RENDER
XRP
to
SAND
XRP
to
SUNDOG
XRP
to
TAO
XRP
to
THETA
XRP
to
TIA