XRP to RLUSD: Exchange XRP for Ripple USD Without KYC

Send XRP on XRP Ledger and receive Ripple USD (RLUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into RLUSD locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XRP
XRP
RLUSD
RLUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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XRP Logo
XRP
XRP
Price:
$1.38
24h Change:
4.09%
Market Cap:
$87.39B
Volume (24h):
$1.94B
Circulating Supply:
63.13B XRP
Ripple USD Logo
RLUSD
Ripple USD
Price:
$1.00
24h Change:
-0.01%
Market Cap:
$2.35B
Volume (24h):
$198.36M
Circulating Supply:
2.35B RLUSD

Data by CoinGecko

XRP to RLUSD Exchange Rate

1 XRP = 1.3800 RLUSD

The 1 XRP to Ripple USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to RLUSD swap at a glance

Everything that is specific to swapping XRP to Ripple USD on GhostSwap.

XRPYou send · XRP Ledger network
Ripple USD (RLUSD)You receive · ERC-20 token on Ethereum

Swapping into RLUSD locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from XRP Ledger to Ethereum, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your RLUSD is sent
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN · RLUSD on Etherscan
Your RLUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 XRP ≈ 1.3800 RLUSD1 RLUSD ≈ 0.724638 XRP · market prices, 21 Oct 2026
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive RLUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 21 Oct 2026Reverse: RLUSD to XRP

Going the other way? Swap RLUSD to XRP

Other ways to get Ripple USD (RLUSD)

BTC to RLUSDETH to RLUSDUSDT to RLUSDUSDT TRC20 to RLUSDUSDC to RLUSDSOL to RLUSDLTC to RLUSDXMR to RLUSDZEC to RLUSDBNB to RLUSDDOGE to RLUSDTRX to RLUSDXTZ to RLUSDAAVE to RLUSD

More XRP swaps

XRP to LINKXRP to BTCXRP to LTCXRP to BNBXRP to SOLXRP to USDT TRC20XRP to CROXRP to ZECXRP to XLMXRP to FILXRP to SANDXRP to SHIB

XRP to RLUSD Live Price Chart

XRP/RLUSD

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

RLUSD

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

XRP → RLUSD

Why Swap XRP for RLUSD?

Swapping XRP to Ripple USD on GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

Ripple USD is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of XRP.

Stay in crypto

No need to cash out to a bank account. Your RLUSD is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XRP to RLUSD directly.

No identity verification needed

Your XRP to Ripple USD conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XRP for RLUSD on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XRP.

XRP

Convert XRP to Ripple USD

XRPRLUSD at market price
25XRP34.5000RLUSD
50XRP69.0000RLUSD
250XRP345.0000RLUSD
500XRP690.0000RLUSD
5,000XRP6,900.00RLUSD

At market prices of $1.3800 per XRP and $1.0000 per RLUSD (21 Oct 2026), 250 XRP is worth about 345.0000 RLUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

RLUSD

Convert Ripple USD to XRP

RLUSDXRP at market price
25RLUSD18.1159XRP
50RLUSD36.2319XRP
100RLUSD72.4638XRP
250RLUSD181.1594XRP
500RLUSD362.3188XRP
1,000RLUSD724.6377XRP
5,000RLUSD3,623.19XRP
10,000RLUSD7,246.38XRP

Going the other way, 500 RLUSD is worth about 362.3188 XRP at the same prices.

How to Exchange XRP to Ripple USD

Line Vector
Select Crypto Currency

Select XRP and RLUSD

Pick XRP in “You send” and RLUSD in “You get”, then enter the amount. The box shows how much RLUSD you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter Ripple USD Address

Paste the Ethereum address that should receive the RLUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive Ripple USD

Your RLUSD is usually paid out 5–15 minutes after you send your XRP, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
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ETH
ETH
to
BTC
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SOL
ETH
to
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BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
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ZEC
to
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ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XRP to RLUSD: questions and answers

Everything you need to know about exchanging XRP to RLUSD on GhostSwap.

How long does it take to swap XRP to RLUSD on GhostSwap?
Most XRP to RLUSD swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the RLUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 XRP in RLUSD?
1 XRP is worth about 1.3800 RLUSD at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the RLUSD network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XRP to RLUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the RLUSD, send XRP from your own wallet, and the RLUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting XRP to Ripple USD?
The GhostSwap fee is already included in the rate in the exchange box, so the RLUSD amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive RLUSD?
To receive Ripple USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your RLUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the RLUSD address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending RLUSD to an address on another network can lose the coins.
Can I track my XRP to RLUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming RLUSD on Etherscan (https://etherscan.io).
Is it safe to exchange XRP for RLUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the RLUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap XRP to RLUSD?
Converting XRP to Ripple USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XRP to RLUSD exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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