RLUSD to XRP: Exchange Ripple USD for XRP Without KYC

Send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It turns a dollar balance into XRP in one step.

10–25 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

RLUSD

You Get

XRP

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

RLUSD

Ripple USD

Price:

$1.00

24h Change:

-0.01%

Market Cap:

$2.35B

Volume (24h):

$198.36M

Circulating Supply:

2.35B RLUSD

XRP

Price:

$1.38

24h Change:

4.09%

Market Cap:

$87.39B

Volume (24h):

$1.94B

Circulating Supply:

63.13B XRP

Data by CoinGecko

RLUSD to XRP Exchange Rate

1 RLUSD = 0.724638 XRP

The 1 Ripple USD to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RLUSD to XRP swap at a glance

Everything that is specific to swapping Ripple USD to XRP on GhostSwap.

Ripple USD (RLUSD)You send · ERC-20 token on Ethereum

XRPYou receive · XRP Ledger network

It turns a dollar balance into XRP in one step. It is a cross-chain swap from Ethereum to XRP Ledger, with no bridge and no wrapped tokens.

Swap time

10–25 minuntil your XRP is sent

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageRLUSD on Etherscan · XRP on XRPSCAN

Your XRP address

XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.

Reference rate

1 RLUSD ≈ 0.724638 XRP1 XRP ≈ 1.3800 RLUSD · market prices, 21 Oct 2026

Destination Tag for XRP

Only for exchange accountsPersonal wallets leave it empty.

Send RLUSDAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XRPSent to your address; XRP Ledger confirms in a few seconds

Facts checked 21 Oct 2026Reverse: XRP to RLUSD

RLUSD to XRP Live Price Chart

RLUSD/XRP

Loading chart...

Reference market prices, updated live

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

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Why Swap RLUSD for XRP?

Converting Ripple USD to XRP on GhostSwap gets you XRP without signing up for a centralized exchange or completing KYC verification. Your RLUSD converts to XRP directly, with no identity requirements.

Get XRP without an exchange account

Get XRP without creating exchange accounts or submitting ID documents.

About XRP

XRP is used for fast cross-border payments and remittances. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 10–25 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange RLUSD for XRP on GhostSwap. XRP transaction fees are negligible, typically a fraction of a cent.

Convert Ripple USD to XRP

RLUSD	XRP at market price
25RLUSD	18.1159XRP
50RLUSD	36.2319XRP
100RLUSD	72.4638XRP
250RLUSD	181.1594XRP
500RLUSD	362.3188XRP
1,000RLUSD	724.6377XRP
5,000RLUSD	3,623.19XRP
10,000RLUSD	7,246.38XRP

At market prices of $1.0000 per RLUSD and $1.3800 per XRP (21 Oct 2026), 500 RLUSD is worth about 362.3188 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert XRP to Ripple USD

XRP	RLUSD at market price
25XRP	34.5000RLUSD
50XRP	69.0000RLUSD
250XRP	345.0000RLUSD
500XRP	690.0000RLUSD
5,000XRP	6,900.00RLUSD

Going the other way, 250 XRP is worth about 345.0000 RLUSD at the same prices.

How to Exchange Ripple USD to XRP

Select RLUSD and XRP

Pick RLUSD in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum RLUSD for this pair.

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the Ethereum address you send RLUSD from; a refund, if ever needed, goes there.

Send Ripple USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive XRP

Your XRP is usually paid out 10–25 minutes after you send your RLUSD, and XRP Ledger then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

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RLUSD to XRP: questions and answers

Everything you need to know about exchanging RLUSD to XRP on GhostSwap.

How long does it take to swap RLUSD to XRP on GhostSwap?

Most RLUSD to XRP swaps are paid out within 10–25 minutes: the RLUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes.

How much is 1 RLUSD in XRP?

1 RLUSD is worth about 0.724638 XRP at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The rate floats with the market until your RLUSD deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange RLUSD to XRP?

No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send RLUSD from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Ripple USD to XRP?

The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD.

What wallet should I use to receive XRP?

To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed.

What format is the XRP address?

Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.

Do I need a Destination Tag to receive XRP?

Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.

Can I track my RLUSD to XRP swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RLUSD payment on Etherscan (https://etherscan.io) and your incoming XRP on XRPSCAN (https://xrpscan.com).

Is it safe to exchange RLUSD for XRP on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your RLUSD deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed.

Why swap RLUSD to XRP?

Converting Ripple USD to XRP moves dollar-pegged funds into XRP. XRP is used for fast cross-border payments and remittances. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.

What happens if my RLUSD to XRP exchange fails?

If a swap cannot be completed, the RLUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.