ATOM to XLM: Exchange Cosmos for Stellar Without KYC

Send Cosmos (ATOM) on Cosmos Hub and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Cosmos Hub to Stellar, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
ATOM
ATOM
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Cosmos Logo
ATOM
Cosmos
Price:
$1.77
24h Change:
3.62%
Market Cap:
$945.85M
Volume (24h):
$52.76M
Circulating Supply:
534.86M ATOM
Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM

Data by CoinGecko

ATOM to XLM Exchange Rate

1 ATOM = 8.8942 XLM

The 1 Cosmos to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ATOM to XLM swap at a glance

Everything that is specific to swapping Cosmos to Stellar on GhostSwap.

Cosmos (ATOM)You send · Cosmos Hub network
Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from Cosmos Hub to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in ATOMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageATOM on Mintscan · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 ATOM ≈ 8.8942 XLM1 XLM ≈ 0.112433 ATOM · market prices, 8 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send ATOMUnder a minute to confirm on Cosmos Hub
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to ATOM

Going the other way? Swap XLM to ATOM

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMAVAX to XLMAXS to XLM

More ATOM swaps

ATOM to XMRATOM to XRPATOM to XTZATOM to ZECATOM to ZRXATOM to AAVEATOM to ADAATOM to ALGOATOM to APEATOM to APTATOM to ARBATOM to AVAX

ATOM to XLM Live Price Chart

ATOM/XLM

Loading chart...

Reference market prices, updated live

ATOM

What is Cosmos?

Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly. ATOM is used for staking, governance, and securing the Cosmos Hub — the central chain that coordinates the network. Many major projects including Osmosis, Celestia, and dYdX have been built using Cosmos SDK technology.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

ATOM → XLM

Why Swap ATOM for XLM?

Converting Cosmos to Stellar on GhostSwap moves your funds from ATOM into XLM without KYC or account creation. Cosmos is used for staking and governance of the Cosmos Hub. Stellar is used for fast, cheap cross-border payments.

Two different networks

ATOM runs on Cosmos Hub and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your ATOM to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange ATOM for XLM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

ATOM

Convert Cosmos to Stellar

ATOMXLM at market price
10ATOM88.9416XLM
25ATOM222.3540XLM
50ATOM444.7080XLM
100ATOM889.4160XLM
250ATOM2,223.54XLM
500ATOM4,447.08XLM
2,500ATOM22,235.40XLM
5,000ATOM44,470.80XLM

At market prices of $1.7700 per ATOM and $0.199007 per XLM (8 Oct 2026), 250 ATOM is worth about 2,223.54 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Cosmos

XLMATOM at market price
100XLM11.2433ATOM
250XLM28.1083ATOM
500XLM56.2167ATOM
1,000XLM112.4333ATOM
2,500XLM281.0833ATOM
5,000XLM562.1667ATOM
25,000XLM2,810.83ATOM
50,000XLM5,621.67ATOM

Going the other way, 2,500 XLM is worth about 281.0833 ATOM at the same prices.

How to Exchange Cosmos to Stellar

Line Vector
Select Crypto Currency

Select ATOM and XLM

Pick ATOM in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum ATOM for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Cosmos Hub address you send ATOM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Cosmos

Send exactly the amount shown from your own Cosmos Hub wallet to the one-time deposit address.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your ATOM, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

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ATOM to XLM: questions and answers

Everything you need to know about exchanging ATOM to XLM on GhostSwap.

How long does it take to swap ATOM to XLM on GhostSwap?
Most ATOM to XLM swaps are paid out within 5–15 minutes: the ATOM deposit needs under a minute to confirm on Cosmos Hub, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 ATOM in XLM?
1 ATOM is worth about 8.8942 XLM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your ATOM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange ATOM to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send ATOM from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Cosmos to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Cosmos Hub network fee for your deposit is paid in ATOM by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my ATOM to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ATOM payment on Mintscan (https://www.mintscan.io/cosmos) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange ATOM for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your ATOM deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
How does a cross-chain ATOM to XLM swap work?
Cosmos lives on Cosmos Hub and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your ATOM on Cosmos Hub and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my ATOM to XLM exchange fails?
If a swap cannot be completed, the ATOM is refunded to the Cosmos Hub address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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