NEAR BEP20 to XRP: Exchange NEAR (BEP20) for XRP Without KYC

Send NEAR (NEAR BEP20, a BEP-20 token on BNB Smart Chain) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from BNB Smart Chain to XRP Ledger, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

NEAR

You Get

XRP

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

NEAR

NEAR Protocol

Price:

$4.96

24h Change:

-8.63%

Market Cap:

$6.49B

Volume (24h):

$1.36B

Circulating Supply:

1.31B NEAR

XRP

Price:

$1.52

24h Change:

1.41%

Market Cap:

$96.03B

Volume (24h):

$2.83B

Circulating Supply:

63.09B XRP

Data by CoinGecko

NEAR to XRP Exchange Rate

1 NEAR = 3.2632 XRP

The 1 NEAR Protocol to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

NEAR BEP20 to XRP swap at a glance

Everything that is specific to swapping NEAR to XRP on GhostSwap.

NEAR (NEAR BEP20)You send · BEP-20 token on BNB Smart Chain

XRPYou receive · XRP Ledger network

It is a cross-chain swap from BNB Smart Chain to XRP Ledger, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your XRP is sent

Network fee

Paid in BNBkeep a little BNB too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageNEAR BEP20 on BscScan · XRP on XRPSCAN

Your XRP address

XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.

Reference rate

1 NEAR BEP20 ≈ 3.2632 XRP1 XRP ≈ 0.306452 NEAR BEP20 · market prices, 2 Oct 2026

Destination Tag for XRP

Only for exchange accountsPersonal wallets leave it empty.

Send NEAR BEP20Under a minute to confirm on BNB Smart Chain
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XRPSent to your address; XRP Ledger confirms in a few seconds

Facts checked 2 Oct 2026

NEAR BEP20 to XRP Live Price Chart

NEAR/XRP

Loading chart...

Reference market prices, updated live

What is NEAR Protocol?

NEAR Protocol is a scalable, developer-friendly blockchain platform that uses a unique sharding technology called Nightshade to achieve high throughput without sacrificing decentralization. NEAR offers human-readable account names instead of long wallet addresses, making it more accessible for everyday users. The platform supports smart contracts written in Rust and JavaScript, lowering the barrier for Web2 developers entering Web3. NEAR has also expanded into AI and data availability through its ecosystem projects. Exchange NEAR on GhostSwap to swap between NEAR Protocol tokens and hundreds of other cryptocurrencies — no KYC, no sign-up, instant processing.

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable. Exchange XRP on GhostSwap to move quickly between XRP and hundreds of other digital assets without identity verification or account creation.

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Why Swap NEAR BEP20 for XRP?

Converting NEAR Protocol to XRP on GhostSwap upgrades your transaction speed and cuts your fees significantly — without needing KYC or a centralized exchange. Where NEAR Protocol transactions take under a minute on BNB Smart Chain, XRP confirms in 3–5 seconds. If you need faster, cheaper crypto transactions, swapping NEAR to XRP is a direct path to better performance.

Dramatically faster confirmations

Go from under a minute on BNB Smart Chain on BNB Smart Chain to 3–5 seconds on XRP Ledger — a major upgrade in transaction speed.

Significantly lower transaction fees

BNB Smart Chain network fees are paid in BNB. After swapping, XRP transaction fees are negligible, typically a fraction of a cent — making XRP far more practical for frequent use.

Access fast cross-border payments and remittances

XRP opens the door to fast cross-border payments and remittances, giving you capabilities beyond what NEAR Protocol offers natively.

No accounts or verification

GhostSwap converts your NEAR to XRP without sign-ups, KYC, or personal data. Just a wallet address and your deposit.

Exchange NEAR for XRP on GhostSwap and start transacting on the XRP Ledger network. XRP transaction fees are negligible, typically a fraction of a cent.

Convert NEAR Protocol to XRP

NEAR	XRP
5NEAR	16.3158XRP
10NEAR	32.6316XRP
25NEAR	81.5789XRP
50NEAR	163.1579XRP
100NEAR	326.3158XRP
250NEAR	815.7895XRP
1,000NEAR	3,263.16XRP
2,500NEAR	8,157.89XRP

At market prices of $4.9600 per NEAR and $1.5200 per XRP (2 Oct 2026), 100 NEAR is worth about 326.3158 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert XRP to NEAR Protocol

XRP	NEAR
25XRP	7.6613NEAR
50XRP	15.3226NEAR
250XRP	76.6129NEAR
500XRP	153.2258NEAR
2,500XRP	766.1290NEAR
5,000XRP	1,532.26NEAR

Going the other way, 500 XRP is worth about 153.2258 NEAR at the same prices.

How to Exchange NEAR (BEP20) to XRP

Select NEAR BEP20 and XRP

Pick NEAR BEP20 in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum NEAR BEP20 for this pair.

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account.

Send NEAR (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive XRP

Your XRP arrives on XRP Ledger, usually 5–15 minutes after you send. Follow each step on the status page with your swap ID.

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NEAR BEP20 to XRP: questions and answers

Everything you need to know about exchanging NEAR to XRP on GhostSwap.

How long does it take to swap NEAR BEP20 to XRP on GhostSwap?

Most NEAR BEP20 to XRP swaps finish in 5–15 minutes. Your NEAR BEP20 deposit needs under a minute to confirm on BNB Smart Chain; after that the XRP is sent to your wallet and XRP Ledger confirms it in a few seconds. Busy networks can add a few minutes.

Do I need KYC or an account to exchange NEAR BEP20 to XRP?

No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send NEAR BEP20 from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.

What are the fees for converting NEAR (BEP20) to XRP?

The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending NEAR BEP20.

What wallet should I use to receive XRP?

To receive XRP from your swap, we recommend using Xaman (formerly Xumm), Trust Wallet, or a Ledger hardware wallet. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming — cryptocurrency transactions cannot be reversed.

What format is the XRP address?

Use a XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.

Do I need a Destination Tag to receive XRP?

Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.

Can I track my NEAR BEP20 to XRP swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR BEP20 payment on BscScan (https://bscscan.com) and your incoming XRP on XRPScan (https://xrpscan.com).

Is it safe to exchange NEAR BEP20 for XRP on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR BEP20 deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice — XRP Ledger transfers cannot be reversed.

How does a cross-chain NEAR BEP20 to XRP swap work?

NEAR (BEP20) lives on BNB Smart Chain and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR BEP20 on BNB Smart Chain and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees.

What happens if my NEAR BEP20 to XRP exchange fails?

If a swap cannot be completed, the NEAR BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap NEAR BEP20 to other coins

Easily swap NEAR (BEP20) with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks