NEAR BEP20 to XRP: Exchange NEAR (BEP20) for XRP Without KYC

Send NEAR (NEAR BEP20, a BEP-20 token on BNB Smart Chain) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from BNB Smart Chain to XRP Ledger, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
NEAR
NEAR
XRP
XRP


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

NEAR Protocol Logo
NEAR
NEAR Protocol
Price:
$5.34
24h Change:
7.90%
Market Cap:
$7.00B
Volume (24h):
$1.32B
Circulating Supply:
1.31B NEAR
XRP Logo
XRP
XRP
Price:
$1.38
24h Change:
4.09%
Market Cap:
$87.39B
Volume (24h):
$1.94B
Circulating Supply:
63.13B XRP

Data by CoinGecko

NEAR to XRP Exchange Rate

1 NEAR = 3.8696 XRP

The 1 NEAR Protocol to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

NEAR BEP20 to XRP swap at a glance

Everything that is specific to swapping NEAR to XRP on GhostSwap.

NEAR (NEAR BEP20)You send · BEP-20 token on BNB Smart Chain
XRPYou receive · XRP Ledger network

It is a cross-chain swap from BNB Smart Chain to XRP Ledger, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XRP is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageNEAR BEP20 on BscScan · XRP on XRPSCAN
Your XRP address
XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.
Reference rate
1 NEAR BEP20 ≈ 3.8696 XRP1 XRP ≈ 0.258427 NEAR BEP20 · market prices, 21 Oct 2026
Destination Tag for XRP
Only for exchange accountsPersonal wallets leave it empty.
  1. Send NEAR BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XRPSent to your address; XRP Ledger confirms in a few seconds
Facts checked 21 Oct 2026Reverse: XRP to NEAR BEP20

NEAR BEP20 to XRP Live Price Chart

NEAR/XRP

Loading chart...

Reference market prices, updated live

NEAR

What is NEAR Protocol?

NEAR Protocol is a scalable, developer-friendly blockchain platform that uses a unique sharding technology called Nightshade to achieve high throughput without sacrificing decentralization. NEAR offers human-readable account names instead of long wallet addresses, making it more accessible for everyday users. The platform supports smart contracts written in Rust and JavaScript, lowering the barrier for Web2 developers entering Web3. NEAR has also expanded into AI and data availability through its ecosystem projects.

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

NEAR → XRP

Why Swap NEAR BEP20 for XRP?

Converting NEAR Protocol to XRP on GhostSwap moves your funds to XRP Ledger without needing KYC or a centralized exchange. Where NEAR Protocol transactions take under a minute on BNB Smart Chain, XRP confirms in 3–5 seconds.

Confirmation times

From under a minute on BNB Smart Chain to 3–5 seconds on XRP Ledger.

Network fees

BNB Smart Chain network fees are paid in BNB. After swapping, XRP transaction fees are negligible, typically a fraction of a cent.

Access fast cross-border payments and remittances

XRP opens the door to fast cross-border payments and remittances, giving you capabilities beyond what NEAR Protocol offers natively.

No accounts or verification

GhostSwap converts your NEAR to XRP without sign-ups, KYC, or personal data. Just a wallet address and your deposit.

Exchange NEAR for XRP on GhostSwap and start transacting on the XRP Ledger network. XRP transaction fees are negligible, typically a fraction of a cent.

NEAR

Convert NEAR Protocol to XRP

NEARXRP at market price
5NEAR19.3478XRP
10NEAR38.6957XRP
25NEAR96.7391XRP
50NEAR193.4783XRP
100NEAR386.9565XRP
250NEAR967.3913XRP
1,000NEAR3,869.57XRP
2,500NEAR9,673.91XRP

At market prices of $5.3400 per NEAR and $1.3800 per XRP (21 Oct 2026), 100 NEAR is worth about 386.9565 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

XRP

Convert XRP to NEAR Protocol

XRPNEAR at market price
25XRP6.4607NEAR
50XRP12.9213NEAR
250XRP64.6067NEAR
500XRP129.2135NEAR
5,000XRP1,292.13NEAR

Going the other way, 250 XRP is worth about 64.6067 NEAR at the same prices.

How to Exchange NEAR (BEP20) to XRP

Line Vector
Select Crypto Currency

Select NEAR BEP20 and XRP

Pick NEAR BEP20 in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum NEAR BEP20 for this pair.

Select Wallet Address
Line Vector

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the BNB Smart Chain address you send NEAR BEP20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send NEAR (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive XRP

Your XRP is usually paid out 5–15 minutes after you send your NEAR BEP20, and XRP Ledger then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

NEAR BEP20 to XRP: questions and answers

Everything you need to know about exchanging NEAR to XRP on GhostSwap.

How long does it take to swap NEAR BEP20 to XRP on GhostSwap?
Most NEAR BEP20 to XRP swaps are paid out within 5–15 minutes: the NEAR BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 NEAR BEP20 in XRP?
1 NEAR BEP20 is worth about 3.8696 XRP at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The rate floats with the market until your NEAR BEP20 deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange NEAR BEP20 to XRP?
No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send NEAR BEP20 from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.
What are the fees for converting NEAR (BEP20) to XRP?
The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending NEAR BEP20.
What wallet should I use to receive XRP?
To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XRP address?
Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.
Do I need a Destination Tag to receive XRP?
Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.
Can I track my NEAR BEP20 to XRP swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR BEP20 payment on BscScan (https://bscscan.com) and your incoming XRP on XRPSCAN (https://xrpscan.com).
Is it safe to exchange NEAR BEP20 for XRP on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR BEP20 deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed.
How does a cross-chain NEAR BEP20 to XRP swap work?
NEAR (BEP20) lives on BNB Smart Chain and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR BEP20 on BNB Smart Chain and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees.
What happens if my NEAR BEP20 to XRP exchange fails?
If a swap cannot be completed, the NEAR BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.