RLUSD to PYUSD: Exchange Ripple USD for PayPal USD Without KYC

Send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum.

10–25 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

RLUSD

You Get

PYUSD

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

RLUSD

Ripple USD

Price:

$1.00

24h Change:

0.01%

Market Cap:

$2.36B

Volume (24h):

$202.82M

Circulating Supply:

2.36B RLUSD

PYUSD

PayPal USD

Price:

$1.00

24h Change:

0.04%

Market Cap:

$2.88B

Volume (24h):

$55.24M

Circulating Supply:

2.88B PYUSD

Data by CoinGecko

RLUSD to PYUSD Exchange Rate

1 RLUSD = 0.999001 PYUSD

The 1 Ripple USD to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RLUSD to PYUSD swap at a glance

Everything that is specific to swapping Ripple USD to PayPal USD on GhostSwap.

Ripple USD (RLUSD)You send · ERC-20 token on Ethereum

PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Both coins live on Ethereum, so you only need a little ETH to pay the deposit fee.

Swap time

10–25 minuntil your PYUSD is sent

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageRLUSD on Etherscan

Your PYUSD address

Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.

Reference rate

1 RLUSD ≈ 0.999001 PYUSD1 PYUSD ≈ 1.0010 RLUSD · market prices, 21 Oct 2026

Send RLUSDAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes

Facts checked 21 Oct 2026Reverse: PYUSD to RLUSD

RLUSD to PYUSD Live Price Chart

RLUSD/PYUSD

Loading chart...

Reference market prices, updated live

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

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Why Swap RLUSD for PYUSD?

Converting Ripple USD to PayPal USD on GhostSwap moves your funds from RLUSD into PYUSD without KYC or account creation. Ripple USD is a stablecoin on Ethereum. PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal.

One network

Both coins run on Ethereum.

About PayPal USD

PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal.

No KYC or exchange accounts

GhostSwap processes your RLUSD to PYUSD swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange RLUSD for PYUSD on GhostSwap. Most swaps are paid out within 10–25 minutes after you send, with no registration and no verification for standard swaps.

Convert Ripple USD to PayPal USD

RLUSD	PYUSD at market price
25RLUSD	24.9750PYUSD
50RLUSD	49.9500PYUSD
100RLUSD	99.9001PYUSD
250RLUSD	249.7502PYUSD
500RLUSD	499.5005PYUSD
1,000RLUSD	999.0010PYUSD
5,000RLUSD	4,995.00PYUSD
10,000RLUSD	9,990.01PYUSD

At market prices of $1.0000 per RLUSD and $1.0010 per PYUSD (21 Oct 2026), 500 RLUSD is worth about 499.5005 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert PayPal USD to Ripple USD

PYUSD	RLUSD at market price
25PYUSD	25.0250RLUSD
50PYUSD	50.0500RLUSD
100PYUSD	100.1000RLUSD
250PYUSD	250.2500RLUSD
500PYUSD	500.5000RLUSD
1,000PYUSD	1,001.00RLUSD
5,000PYUSD	5,005.00RLUSD
10,000PYUSD	10,010.00RLUSD

Going the other way, 500 PYUSD is worth about 500.5000 RLUSD at the same prices.

How to Exchange Ripple USD to PayPal USD

Select RLUSD and PYUSD

Pick RLUSD in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum RLUSD for this pair.

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the Ethereum address you send RLUSD from; a refund, if ever needed, goes there.

Send Ripple USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive PayPal USD

Your PYUSD is usually paid out 10–25 minutes after you send your RLUSD, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

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RLUSD to PYUSD: questions and answers

Everything you need to know about exchanging RLUSD to PYUSD on GhostSwap.

How long does it take to swap RLUSD to PYUSD on GhostSwap?

Most RLUSD to PYUSD swaps are paid out within 10–25 minutes: the RLUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.

How much is 1 RLUSD in PYUSD?

1 RLUSD is worth about 0.999001 PYUSD at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The rate floats with the market until your RLUSD deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange RLUSD to PYUSD?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send RLUSD from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Ripple USD to PayPal USD?

The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD.

What wallet should I use to receive PYUSD?

To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.

What format is the PYUSD address?

Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.

Can I track my RLUSD to PYUSD swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RLUSD payment on Etherscan (https://etherscan.io).

Is it safe to exchange RLUSD for PYUSD on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your RLUSD deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.

What happens if my RLUSD to PYUSD exchange fails?

If a swap cannot be completed, the RLUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.