ZEC to PYUSD: Exchange Zcash for PayPal USD Without KYC

Exchange ZEC to PYUSD: send Zcash (ZEC) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Send the ZEC from a transparent t-address; the PYUSD arrives as an ordinary transfer on Ethereum.

Updated 19 October 2026

  • 20–60 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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ZEC
ZEC
PYUSD
PYUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Zcash Logo
ZEC
Zcash
Price:
$1,211.03
24h Change:
-9.35%
Market Cap:
$20.58B
Volume (24h):
$1.14B
Circulating Supply:
17.00M ZEC
PayPal USD Logo
PYUSD
PayPal USD
Price:
$1.00
24h Change:
-0.01%
Market Cap:
$3.04B
Volume (24h):
$57.77M
Circulating Supply:
3.04B PYUSD

Data by CoinGecko

ZEC to PYUSD Exchange Rate

1 ZEC = 1,211.03 PYUSD

The 1 Zcash to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ZEC to PYUSD swap at a glance

Everything that is specific to swapping Zcash to PayPal USD on GhostSwap.

Zcash (ZEC)You send · Zcash network
PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

The PYUSD arrives as an ordinary transfer on Ethereum, while the ZEC you send stays private on its own chain. It is a cross-chain swap from Zcash to Ethereum, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your PYUSD is sent
Network fee
Paid in ZECby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageZEC on Blockchair · PYUSD on Etherscan
Your PYUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 ZEC ≈ 1,211.03 PYUSD1 PYUSD ≈ 0.000826 ZEC · market prices, 22 Oct 2026
Minimum
About 0.025 ZECThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send ZECAbout 10–20 minutes to confirm on Zcash
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 22 Oct 2026Reverse: PYUSD to ZEC

How much PYUSD do I get for ZEC?

GhostSwap quotes at 22 Oct 2026, 23:40 UTC. What lands in your wallet: service fee and PYUSD network fee already deducted.

After all fees
0.1ZEC
119.5717PYUSD
0.5ZEC
599.0251PYUSD
1ZEC
1,198.28PYUSD
2.5ZEC
2,995.72PYUSD

The rate floats with the market until your ZEC deposit confirms. The minimum for this pair is about 0.025 ZEC. Enter any amount in the exchange box above for a live quote; no account needed.

ZEC to PYUSD at the market rate, before fees

ZECPYUSD, market rate, before fees
0.025 ZEC30.2758 PYUSD
0.05 ZEC60.5515 PYUSD
0.1 ZEC121.1030 PYUSD
0.2 ZEC242.2060 PYUSD
0.5 ZEC605.5150 PYUSD
1 ZEC1,211.03 PYUSD
5 ZEC6,055.15 PYUSD
10 ZEC12,110.30 PYUSD

Market prices of $1,211.03 per ZEC and $1.0000 per PYUSD on 22 Oct 2026. The box above shows the amount after all fees.

ZEC to PYUSD price chart, market rate before fees

ZEC/PYUSD

Loading chart...

How do I exchange ZEC to PYUSD?

  1. Pick ZEC and PYUSD

    Pick ZEC in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get after all fees, and the minimum for this pair.

  2. Paste your Ethereum address

    Paste the Ethereum address that should receive the PYUSD: it starts with 0x followed by 40 hexadecimal characters. Wallets that work: MetaMask, Rabby or a Ledger. Then enter the Zcash address you send ZEC from; a refund, if ever needed, goes there.

  3. Send ZEC on Zcash

    Send exactly the amount shown from your own Zcash wallet to the one-time deposit address, on the Zcash network.

  4. Receive PYUSD

    Your PYUSD is usually paid out 20–60 minutes after you send your ZEC, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Common mistakes with ZEC to PYUSD

  • Sending from a shielded balance instead of a transparent t-address.
  • Reusing an old t-address that already links to other activity.
  • Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
  • Pasting an address from another network: the PYUSD address starts with 0x followed by 40 hexadecimal characters.

ZEC to PYUSD: questions and answers

Everything you need to know about exchanging ZEC to PYUSD on GhostSwap.

Can I send ZEC from a shielded balance?
Send from a transparent address. If your ZEC is shielded, unshield the amount to a new t-address first, then send.
How long does it take to swap ZEC to PYUSD on GhostSwap?
Most ZEC to PYUSD swaps are paid out within 20–60 minutes: the ZEC deposit needs about 10–20 minutes to confirm on Zcash, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 ZEC in PYUSD?
At 22 Oct 2026, 23:40 UTC, 1 ZEC swapped to about 1,198.28 PYUSD on GhostSwap, after the service fee. The minimum for this pair is about 0.025 ZEC. The rate floats with the market until your ZEC deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange ZEC to PYUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send ZEC from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Zcash to PayPal USD?
The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, the Zcash network fee for your deposit is paid in ZEC by your wallet.
What wallet should I use to receive PYUSD?
To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the PYUSD address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.
Can I track my ZEC to PYUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ZEC payment on Blockchair (https://blockchair.com/zcash) and your incoming PYUSD on Etherscan (https://etherscan.io).
Is it safe to exchange ZEC for PYUSD on GhostSwap?
GhostSwap has no accounts and no stored balance: your ZEC deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Will my PYUSD be linked to my ZEC?
Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Coins sent from a private balance keep their history out of public view. The PYUSD you receive will appear as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your ZEC holdings. GhostSwap requires no KYC, so there's no account linking the two.

What is Zcash? Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Zcash price today

What is PayPal USD? PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S.

More ZEC and PYUSD pages

Reverse: PYUSD to ZECZcash exchange: all ZEC routesPYUSD to XMRBTC to PYUSDPYUSD to BTCPYUSD to ETHUSDC to PYUSDZEC to XMRWill Zcash be banned?Zcash price today