XMR to PYUSD: Exchange Monero for PayPal USD Without KYC

Send Monero (XMR) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. The PYUSD arrives as an ordinary transfer on Ethereum, while the XMR you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XMR
XMR
PYUSD
PYUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR
PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.03%
Market Cap:
$2.88B
Volume (24h):
$103.78M
Circulating Supply:
2.89B PYUSD

Data by CoinGecko

XMR to PYUSD Exchange Rate

1 XMR = 558.1171 PYUSD

The 1 Monero to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to PYUSD swap at a glance

Everything that is specific to swapping Monero to PayPal USD on GhostSwap.

Monero (XMR)You send · Monero network
PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

The PYUSD arrives as an ordinary transfer on Ethereum, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to Ethereum, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your PYUSD is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan
Your PYUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 XMR ≈ 558.1171 PYUSD1 PYUSD ≈ 0.001792 XMR · market prices, 8 Oct 2026
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: PYUSD to XMR

Going the other way? Swap PYUSD to XMR

Other ways to get PayPal USD (PYUSD)

BTC to PYUSDETH to PYUSDUSDT to PYUSDUSDT TRC20 to PYUSDUSDC to PYUSDSOL to PYUSDLTC to PYUSDZEC to PYUSDBNB to PYUSDXRP to PYUSDDOGE to PYUSDTRX to PYUSD

More XMR swaps

XMR to BTCXMR to ETHXMR to USDT TRC20XMR to USDTXMR to USDCXMR to ZECXMR to ADAXMR to BONKXMR to BCHXMR to DOGEXMR to USDC SOLXMR to PONKE

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

Paying someone? Private Send pays them in BTC, USDT or any coin from your Monero, without showing them your wallet.

XMR to PYUSD Live Price Chart

XMR/PYUSD

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

XMR → PYUSD

Why Swap XMR for PYUSD?

Converting Monero to PayPal USD on GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. Swapping XMR to PYUSD without KYC means there is no account or identity linking your private holdings to your new PayPal USD.

Access wider trading pairs and liquidity

PayPal USD is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your PYUSD arrives as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your XMR holdings. No KYC means no identity link.

About PayPal USD

PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your XMR to PYUSD swap needs no account or ID.

Exchange XMR for PYUSD on GhostSwap: your PayPal USD is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

XMR

Convert Monero to PayPal USD

XMRPYUSD at market price
0.05XMR27.9059PYUSD
0.1XMR55.8117PYUSD
0.2XMR111.6234PYUSD
0.5XMR279.0585PYUSD
1XMR558.1171PYUSD
2.5XMR1,395.29PYUSD
10XMR5,581.17PYUSD
25XMR13,952.93PYUSD

At market prices of $557.6600 per XMR and $0.999181 per PYUSD (8 Oct 2026), 1 XMR is worth about 558.1171 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

PYUSD

Convert PayPal USD to Monero

PYUSDXMR at market price
25PYUSD0.044793XMR
50PYUSD0.089587XMR
100PYUSD0.179174XMR
250PYUSD0.447935XMR
500PYUSD0.895869XMR
1,000PYUSD1.7917XMR
5,000PYUSD8.9587XMR
10,000PYUSD17.9174XMR

Going the other way, 500 PYUSD is worth about 0.895869 XMR at the same prices.

How to Exchange Monero to PayPal USD

Line Vector
Select Crypto Currency

Select XMR and PYUSD

Pick XMR in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive PayPal USD

Your PYUSD is usually paid out 20–60 minutes after you send your XMR, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XMR to PYUSD: questions and answers

Everything you need to know about exchanging XMR to PYUSD on GhostSwap.

How long does it take to swap XMR to PYUSD on GhostSwap?
Most XMR to PYUSD swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
Do I need KYC or an account to exchange XMR to PYUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send XMR from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Monero to PayPal USD?
The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive PYUSD?
To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the PYUSD address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.
Can I track my XMR to PYUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming PYUSD on Etherscan (https://etherscan.io).
Is it safe to exchange XMR for PYUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Will my PYUSD be linked to my XMR?
Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The PYUSD you receive will appear as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.
Why swap XMR to PYUSD?
Converting Monero to PayPal USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XMR to PYUSD exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XMR to other coins

Easily swap Monero with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XMR
to
BTC
XMR
to
ETH
XMR
to
SOL
XMR
to
BNB
XMR
to
XRP
XMR
to
ADA
XMR
to
DOGE
XMR
to
TRX
XMR
to
LINK
XMR
to
USDC
XMR
to
USDT
XMR
to
USDT TRC20
XMR
to
USDC BEP20
XMR
to
USDC SOL
XMR
to
USDT BEP20
XMR
to
USDT SOL
XMR
to
USDT AVAX
XMR
to
USDT Polygon
XMR
to
PYUSD
XMR
to
FDUSD
XMR
to
ZEC
XMR
to
DASH
XMR
to
SHIB
XMR
to
AVAX
XMR
to
SUI
XMR
to
PEPE
XMR
to
BCH
XMR
to
DOT
XMR
to
LTC
XMR
to
UNI
XMR
to
CRO
XMR
to
XLM
XMR
to
ICP
XMR
to
WIF
XMR
to
ETC
XMR
to
POL
XMR
to
ATOM
XMR
to
NEAR BEP20
XMR
to
NEAR
XMR
to
APT
XMR
to
ARB
XMR
to
OP
XMR
to
FIL
XMR
to
ALGO
XMR
to
BONK
XMR
to
INJ
XMR
to
VET
XMR
to
HBAR
XMR
to
KAS
XMR
to
ZRX
XMR
to
AAVE
XMR
to
APE
XMR
to
BABYDOGE
XMR
to
BEAMX
XMR
to
BOME
XMR
to
BRETT
XMR
to
BTT
XMR
to
DEGEN
XMR
to
DRIFT
XMR
to
ELON
XMR
to
FLOKI
XMR
to
IMX
XMR
to
JUP
XMR
to
MEW
XMR
to
NOT
XMR
to
ORCA
XMR
to
PONKE
XMR
to
POPCAT
XMR
to
RAY
XMR
to
RENDER
XMR
to
SAND
XMR
to
SUNDOG
XMR
to
TAO
XMR
to
THETA
XMR
to
TIA