USDC to PYUSD: Exchange USD Coin for PayPal USD Without KYC

Send USD Coin (USDC, an ERC-20 token on Ethereum) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDC
USDC
PYUSD
PYUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$0.9997
24h Change:
0.00%
Market Cap:
$72.89B
Volume (24h):
$11.40B
Circulating Supply:
72.91B USDC
PayPal USD Logo
PYUSD
PayPal USD
Price:
$1.00
24h Change:
0.04%
Market Cap:
$2.92B
Volume (24h):
$59.14M
Circulating Supply:
2.92B PYUSD

Data by CoinGecko

USDC to PYUSD Exchange Rate

1 USDC = 0.999713 PYUSD

The 1 USD Coin (USDC) on Ethereum to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC to PYUSD swap at a glance

Everything that is specific to swapping USD Coin to PayPal USD on GhostSwap.

USD Coin (USDC)You send · ERC-20 token on Ethereum
PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Both coins live on Ethereum, so you only need a little ETH to pay the deposit fee.

Swap time
10–25 minuntil your PYUSD is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC on Etherscan
Your PYUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 USDC ≈ 0.999713 PYUSD1 PYUSD ≈ 1.0003 USDC · market prices, 12 Oct 2026
  1. Send USDCAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 12 Oct 2026Reverse: PYUSD to USDC

Going the other way? Swap PYUSD to USDC

Other ways to get PayPal USD (PYUSD)

BTC to PYUSDETH to PYUSDUSDT to PYUSDUSDT TRC20 to PYUSDSOL to PYUSDLTC to PYUSDXMR to PYUSDZEC to PYUSDBNB to PYUSDXRP to PYUSDDOGE to PYUSDTRX to PYUSDUSDC BEP20 to PYUSDUSDC SOL to PYUSD

More USDC swaps

USDC to XMRUSDC to XRPUSDC to TRXUSDC to ADAUSDC to USDT TRC20USDC to JUPUSDC to ETHUSDC to BNBUSDC to HBARUSDC to XLMUSDC to QNTUSDC to RAY

USDC to PYUSD Live Price Chart

USDC/PYUSD

Loading chart...

Reference market prices, updated live

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

USDC → PYUSD

Why Swap USDC for PYUSD?

Converting USD Coin (USDC) on Ethereum to PayPal USD on GhostSwap moves your funds from USDC into PYUSD without KYC or account creation. USD Coin (USDC) on Ethereum is used for trading, payments, and DeFi. PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal.

One network

Both coins run on Ethereum.

About PayPal USD

PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal.

No KYC or exchange accounts

GhostSwap processes your USDC to PYUSD swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange USDC for PYUSD on GhostSwap. Most swaps are paid out within 10–25 minutes after you send, with no registration and no verification for standard swaps.

USDC

Convert USD Coin (USDC) on Ethereum to PayPal USD

USDCPYUSD at market price
25USDC24.9928PYUSD
50USDC49.9857PYUSD
100USDC99.9713PYUSD
250USDC249.9283PYUSD
500USDC499.8565PYUSD
1,000USDC999.7130PYUSD
5,000USDC4,998.57PYUSD
10,000USDC9,997.13PYUSD

At market prices of $0.999713 per USDC and $1.0000 per PYUSD (12 Oct 2026), 500 USDC is worth about 499.8565 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

PYUSD

Convert PayPal USD to USD Coin (USDC) on Ethereum

PYUSDUSDC at market price
25PYUSD25.0072USDC
50PYUSD50.0144USDC
100PYUSD100.0287USDC
250PYUSD250.0718USDC
500PYUSD500.1435USDC
1,000PYUSD1,000.29USDC
5,000PYUSD5,001.44USDC
10,000PYUSD10,002.87USDC

Going the other way, 500 PYUSD is worth about 500.1435 USDC at the same prices.

How to Exchange USD Coin to PayPal USD

Line Vector
Select Crypto Currency

Select USDC and PYUSD

Pick USDC in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum USDC for this pair.

Select Wallet Address
Line Vector

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the Ethereum address you send USDC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive PayPal USD

Your PYUSD is usually paid out 10–25 minutes after you send your USDC, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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DOGE
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SHIB

USDC to PYUSD: questions and answers

Everything you need to know about exchanging USDC to PYUSD on GhostSwap.

How long does it take to swap USDC to PYUSD on GhostSwap?
Most USDC to PYUSD swaps are paid out within 10–25 minutes: the USDC deposit needs about 2–5 minutes to confirm on Ethereum, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 USDC in PYUSD?
1 USDC is worth about 0.999713 PYUSD at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The rate floats with the market until your USDC deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDC to PYUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send USDC from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting USD Coin to PayPal USD?
The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDC.
What wallet should I use to receive PYUSD?
To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the PYUSD address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.
Can I track my USDC to PYUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC payment on Etherscan (https://etherscan.io).
Is it safe to exchange USDC for PYUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
What happens if my USDC to PYUSD exchange fails?
If a swap cannot be completed, the USDC is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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