ZEC to XRP: Exchange Zcash for XRP Without KYC

Send Zcash (ZEC) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. The XRP arrives as an ordinary transfer on XRP Ledger, while the ZEC you send stays private on its own chain.

20–60 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

ZEC

You Get

XRP

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

ZEC

Zcash

Price:

$1,303.16

24h Change:

-6.95%

Market Cap:

$22.11B

Volume (24h):

$696.77M

Circulating Supply:

16.97M ZEC

XRP

Price:

$1.48

24h Change:

-4.00%

Market Cap:

$93.69B

Volume (24h):

$2.49B

Circulating Supply:

63.09B XRP

Data by CoinGecko

ZEC to XRP Exchange Rate

1 ZEC = 880.5135 XRP

The 1 Zcash to XRP reference rate at market prices, before fees.

Live market rate

ZEC to XRP swap at a glance

Send ZEC from Zodl (formerly Zashi), Zkool or Zingo.

Zcash (ZEC)You send · Zcash network

XRPYou receive · XRP Ledger network

It is a cross-chain swap from Zcash to XRP Ledger, with no bridge and no wrapped tokens.

Swap time

20–60 minuntil your XRP is sent

Network fee

Paid in ZECby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageZEC on Blockchair · XRP on XRPSCAN

Your XRP address

XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.

Reference rate

1 ZEC ≈ 880.5135 XRP1 XRP ≈ 0.001136 ZEC · market prices, 3 Oct 2026

Minimum

About 0.024 ZEC

Destination Tag for XRP

Only for exchange accountsPersonal wallets leave it empty.

Send ZECAbout 10–20 minutes to confirm on Zcash
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XRPSent to your address; XRP Ledger confirms in a few seconds

Facts checked 3 Oct 2026Reverse: XRP to ZEC

How much XRP do you get for ZEC?

GhostSwap quotes at 3 Oct 2026, 13:52 UTC, after the service fee and the cost of sending the XRP to your wallet.

Fees included

0.1ZEC

86.4938XRP

0.5ZEC

432.6937XRP

1ZEC

865.3858XRP

2.5ZEC

2,163.40XRP

The rate floats with the market until your ZEC deposit confirms.

Zcash to XRP: deposit from a t-address, receive to an r-address

ZEC to XRP takes Zcash and pays XRP on the XRP Ledger, a payments network whose ledgers close every few seconds. People use it to fund an exchange account, pay someone in XRP or rebalance out of ZEC. No account is needed; the XRP is paid to the r-address you give.

Zcash has transparent addresses (t1 or t3) and shielded ones (Sapling addresses starting with zs and unified addresses starting with u1). Send the deposit from a transparent address. If your ZEC is shielded, first move the amount to a t-address in a wallet that can spend from it, and wait for that transfer to confirm. Zcash adds a block about every 75 seconds and the deposit usually needs 10 to 20 minutes, so most swaps finish in 20 to 60 minutes; the XRP payout then settles within seconds.

Tips for this swap

Your XRP address starts with r; copy it from Xaman or a Ledger. Fill in the Destination Tag field only for an exchange address, using the tag that exchange gave you.
A new XRP address is activated by its first payment, which must cover the base reserve; that reserve then stays locked. Normal swap amounts are well above it.
Send the ZEC from a transparent t1 address and enter it as the sender address, so a refund can come back to you. Zkool lets you choose the transparent pool when sending; Zodl (formerly Zashi) spends only shielded ZEC, so it cannot send from a t-address.

Can I swap ZEC to XRP without KYC?

Yes. Standard swaps have no sign-up and ask for no email or ID. Enter your XRP address, check the floating rate shown before you send, and transfer the ZEC from your transparent address; if the swap cannot complete, the refund goes back to that address.

Is the XRP I receive private like shielded ZEC?

No. XRP Ledger payments are public: anyone can look up an r-address, its balance and its history on an explorer such as XRPSCAN. The ZEC deposit is public too, because it comes from a transparent address. Zcash privacy covers only ZEC that is held and spent in the shielded pool.

No-KYC Zcash exchange

ZEC to XRP Live Price Chart

ZEC/XRP

Loading chart...

Over the last 30 days, 1 ZEC was worth between 599.4001 and 1,151.16 XRP at the market rate, 913.6344 XRP on average, and the rate moved +48.12%.

Period	Low	High	Average	Change
24h	876.4277	941.3761	902.2713	-3.92%
7d	876.4277	1,105.02	979.9524	-9.10%
30d	599.4001	1,151.16	913.6344	+48.12%

XRP per 1 ZEC. Market rate from 15-minute (24 hours), hourly (7 days) and 4-hourly (30 days) samples up to 2 Oct 2026, 13:11 UTC and the current reference rate, before fees.

Reference market prices, updated live

What is Zcash?

Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Unlike Monero where privacy is mandatory, Zcash gives users the choice between transparent transactions (publicly visible, like Bitcoin) and shielded transactions (fully private — hiding sender, receiver, and amount). This flexibility lets Zcash users choose a shielded transfer when they want privacy and a transparent one when they do not. ZEC has been instrumental in advancing cryptographic research that now underpins many Layer 2 scaling solutions.

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

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Why Swap ZEC for XRP?

Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Coins sent from a private balance keep their history out of public view. Swapping ZEC to XRP without KYC means there is no account or identity linking your private holdings to your new XRP.

Maintain your privacy chain

Your XRP arrives as a fresh transaction on the XRP Ledger blockchain with no visible connection to your ZEC holdings. No KYC means no identity link.

About XRP

XRP is used for fast cross-border payments and remittances.

Convert Zcash to XRP

ZEC	XRP at market price
0.024ZEC	21.1323XRP
0.05ZEC	44.0257XRP
0.1ZEC	88.0514XRP
0.2ZEC	176.1027XRP
0.5ZEC	440.2568XRP
1ZEC	880.5135XRP
5ZEC	4,402.57XRP
10ZEC	8,805.14XRP

At market prices of $1,303.16 per ZEC and $1.4800 per XRP (3 Oct 2026), 0.5 ZEC is worth about 440.2568 XRP.

Convert XRP to Zcash

XRP	ZEC at market price
25XRP	0.028393ZEC
50XRP	0.056785ZEC
250XRP	0.283925ZEC
500XRP	0.567850ZEC
2,500XRP	2.8393ZEC
5,000XRP	5.6785ZEC

Going the other way, 500 XRP is worth about 0.567850 ZEC at the same prices.

How to Exchange Zcash to XRP

Select ZEC and XRP

Pick ZEC in “You send” and XRP in “You get”, then enter the amount.

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP. Add a Destination Tag only if that address belongs to an exchange account. Then enter the Zcash address you send ZEC from; a refund, if ever needed, goes there.

Send Zcash

Send exactly the amount shown from your own Zcash wallet to the one-time deposit address.

Receive XRP

Your XRP arrives on XRP Ledger. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other ZEC and XRP pairs.

ZEC to XRP: questions and answers

How long does it take to swap ZEC to XRP on GhostSwap?

Most ZEC to XRP swaps are paid out within 20–60 minutes: the ZEC deposit needs about 10–20 minutes to confirm on Zcash, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds.

How much is 1 ZEC in XRP?

At 3 Oct 2026, 13:52 UTC, 1 ZEC swapped to about 865.3858 XRP on GhostSwap, after the service fee. The minimum for this pair is about 0.024 ZEC. The Zcash network fee for sending the ZEC is paid separately, in ZEC. The rate floats with the market until your ZEC deposit confirms.

Can I send ZEC straight to my XRP address?

No. ZEC moves on Zcash and XRP on XRP Ledger, so ZEC can only be sent to a Zcash address. To swap, send the ZEC to the one-time deposit address GhostSwap shows, and the XRP is paid to the XRP Ledger address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive XRP?

Use an XRP Ledger address from a wallet you control, such as Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). The address starts with r. A Destination Tag is only needed if the XRP goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XRP is sent straight to the address you enter.

Is it legal to own and swap Zcash?

In most countries, yes: owning and swapping Zcash is not banned, although some centralized exchanges have stopped listing privacy coins in certain regions. Privacy is a legitimate need, and using privacy-enhancing tools is not illegal in itself. You are responsible for following the cryptocurrency rules where you live.

What happens if my ZEC to XRP exchange fails?

If a swap cannot be completed, the ZEC is refunded to the Zcash address you entered as the sender address.