USDT to XRP: Exchange Tether (ERC20) for XRP Without KYC

Send Tether (USDT, an ERC-20 token on Ethereum) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It turns a dollar balance into XRP in one step.

10–25 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

USDT (ERC20)

You Get

XRP

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

USDT (ERC20)

Tether (USDT) on Ethereum

Price:

$0.9996

24h Change:

-0.04%

Market Cap:

$184.02B

Volume (24h):

$72.47B

Circulating Supply:

184.09B USDT (ERC20)

XRP

Price:

$1.43

24h Change:

-4.80%

Market Cap:

$89.94B

Volume (24h):

$2.40B

Circulating Supply:

63.09B XRP

Data by CoinGecko

USDT (ERC20) to XRP Exchange Rate

1 USDT (ERC20) = 0.699041 XRP

The 1 Tether (USDT) on Ethereum to XRP reference rate at market prices, before fees.

Live market rate

USDT to XRP swap at a glance

Send USDT from MetaMask, Rabby or a Ledger.

Tether (USDT)You send · ERC-20 token on Ethereum

XRPYou receive · XRP Ledger network

It is a cross-chain swap from Ethereum to XRP Ledger, with no bridge and no wrapped tokens.

Swap time

10–25 minuntil your XRP is sent

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageUSDT on Etherscan · XRP on XRPSCAN

Your XRP address

XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.

Reference rate

1 USDT ≈ 0.699041 XRP1 XRP ≈ 1.4305 USDT · market prices, 7 Oct 2026

Minimum

About 31 USDT

Destination Tag for XRP

Only for exchange accountsPersonal wallets leave it empty.

Send USDTAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XRPSent to your address; XRP Ledger confirms in a few seconds

Facts checked 7 Oct 2026Reverse: XRP to USDT

How much XRP do you get for USDT?

GhostSwap quotes at 7 Oct 2026, 19:27 UTC, after the service fee and the cost of sending the XRP to your wallet.

Fees included

100USDT

68.7559XRP

500USDT

345.1446XRP

2,500USDT

1,727.08XRP

The rate floats with the market until your USDT deposit confirms.

USDT (ERC20) to XRP: what to know before you swap

USDT to XRP swaps Tether on Ethereum into XRP, a fast payments network where the ledger closes every few seconds. The XRP is paid to your own XRP address, with no account.

The ERC20 deposit confirms within a minute or two; the XRP payout then settles in seconds.

Tips for this swap

XRP addresses start with r.
Receiving to an exchange or shared wallet? Enter its Destination Tag in the Destination Tag field, or the XRP cannot be credited to you.
You need a little ETH in the sending wallet to pay gas for the USDT transfer.

Do I need a Destination Tag?

Only if the receiving address belongs to an exchange or service that asks for one. Personal wallets do not need it.

Can I swap USDT to XRP without KYC?

Yes. Paste your XRP address (plus tag if needed) and send the USDT.

Swap 1,600+ coins on our no-KYC crypto exchange

USDT to XRP Live Price Chart

USDT (ERC20)/XRP

Loading chart...

Reference market prices, updated live

What is Tether (USDT) on Ethereum?

Tether on Ethereum (USDT ERC-20) is the most widely used stablecoin in cryptocurrency, pegged 1:1 to the US Dollar. USDT provides a stable store of value within the volatile crypto market, making it essential for traders who want to lock in profits or park funds without converting to fiat. As an ERC-20 token on Ethereum, USDT benefits from the broadest DeFi ecosystem support and the most exchange integrations of any stablecoin network. Note that Ethereum gas fees apply to ERC-20 USDT transfers.

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

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Why Swap USDT for XRP?

Converting Tether (USDT) on Ethereum to XRP on GhostSwap gets you XRP without signing up for a centralized exchange or completing KYC verification.

Get XRP without an exchange account

Get XRP without creating exchange accounts or submitting ID documents.

About XRP

XRP is used for fast cross-border payments and remittances. Unlike a dollar-pegged stablecoin, its price moves with the market.

Convert Tether (USDT) on Ethereum to XRP

USDT (ERC20)	XRP at market price
31USDT (ERC20)	21.6703XRP
50USDT (ERC20)	34.9521XRP
100USDT (ERC20)	69.9041XRP
250USDT (ERC20)	174.7603XRP
500USDT (ERC20)	349.5206XRP
1,000USDT (ERC20)	699.0413XRP
5,000USDT (ERC20)	3,495.21XRP
10,000USDT (ERC20)	6,990.41XRP

At market prices of $0.999629 per USDT (ERC20) and $1.4300 per XRP (7 Oct 2026), 500 USDT (ERC20) is worth about 349.5206 XRP.

Convert XRP to Tether (USDT) on Ethereum

XRP	USDT (ERC20) at market price
25XRP	35.7633USDT (ERC20)
50XRP	71.5265USDT (ERC20)
250XRP	357.6327USDT (ERC20)
500XRP	715.2654USDT (ERC20)
2,500XRP	3,576.33USDT (ERC20)
5,000XRP	7,152.65USDT (ERC20)

Going the other way, 500 XRP is worth about 715.2654 USDT (ERC20) at the same prices.

How to Exchange Tether (ERC20) to XRP

Select USDT and XRP

Pick USDT in “You send” and XRP in “You get”, then enter the amount.

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP. Add a Destination Tag only if that address belongs to an exchange account. Then enter the Ethereum address you send USDT from; a refund, if ever needed, goes there.

Send Tether (ERC20)

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive XRP

Your XRP arrives on XRP Ledger. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other USDT and XRP pairs.

USDT to XRP: questions and answers

How long does it take to swap USDT to XRP on GhostSwap?

Most USDT to XRP swaps are paid out within 10–25 minutes: the USDT deposit needs about 2–5 minutes to confirm on Ethereum, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds.

How much is 1 USDT in XRP?

1 USDT is worth about 0.699041 XRP at the market rate, before fees (market prices, 7 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The minimum for this pair is about 31 USDT. The Ethereum network fee for sending the USDT is paid separately, in ETH. The rate floats with the market until your USDT deposit confirms.

Can I send USDT straight to my XRP address?

No. USDT moves on Ethereum and XRP on XRP Ledger, so USDT can only be sent to an Ethereum address. To swap, send the USDT to the one-time deposit address GhostSwap shows, and the XRP is paid to the XRP Ledger address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive XRP?

Use an XRP Ledger address from a wallet you control, such as Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). The address starts with r. A Destination Tag is only needed if the XRP goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XRP is sent straight to the address you enter.

Which USDT network does this USDT to XRP swap use?

The USDT you send is an ERC-20 token on Ethereum, sent from an Ethereum wallet that also holds a little ETH for the network fee. The same swap on other networks: USDT TRC20 to XRP, USDT BEP20 to XRP, USDT SOL to XRP, USDT Polygon to XRP.

What happens if my USDT to XRP exchange fails?

If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address.