XMR to XRP: Exchange Monero for XRP Without KYC

Send Monero (XMR) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. The XRP arrives as an ordinary transfer on XRP Ledger, while the XMR you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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XMR
XMR
XRP
XRP


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR
XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-4.08%
Market Cap:
$88.89B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP

Data by CoinGecko

XMR to XRP Exchange Rate

1 XMR = 395.5035 XRP

The 1 Monero to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to XRP swap at a glance

Everything that is specific to swapping Monero to XRP on GhostSwap.

Monero (XMR)You send · Monero network
XRPYou receive · XRP Ledger network

The XRP arrives as an ordinary transfer on XRP Ledger, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to XRP Ledger, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your XRP is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN
Your XRP address
XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.
Reference rate
1 XMR ≈ 395.5035 XRP1 XRP ≈ 0.002528 XMR · market prices, 8 Oct 2026
Minimum
About 0.054 XMRThe exact minimum and maximum are shown in the exchange box before you send.
Destination Tag for XRP
Only for exchange accountsPersonal wallets leave it empty.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XRPSent to your address; XRP Ledger confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XRP to XMR

How much XRP do you get for XMR?

GhostSwap quotes at 8 Oct 2026, 08:18 UTC. What lands in your wallet: service fee and XRP network fee already deducted.

Fees included
0.2XMR
77.7636XRP
1XMR
390.0175XRP
5XMR
1,951.07XRP

The rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.054 XMR. Enter any amount in the exchange box above for a live quote; no account needed.

Monero to XRP: destination tags and the account reserve

XMR to XRP turns Monero into XRP on the XRP Ledger, a network built for payments where transfers settle in seconds. Some people use it to pay where XRP is accepted, or to fund an exchange account that lists XRP. Every XRP Ledger account and payment is public on explorers like XRPSCAN. The XRP goes to the address you enter, with no account on GhostSwap.

Monero confirmations take most of the time: the deposit is usually credited within about 20 minutes, and in most swaps the XRP goes out within 20 to 60 minutes. The XRP Ledger closes a new ledger every few seconds, so the payout is final almost as soon as it is sent. A new XRP address only becomes active once it receives at least the network's base reserve, and that reserve cannot be sent while the account exists.

Tips for this swap

  • Paying into an exchange account? Copy the tag the exchange gives you into the Destination Tag field, or it may not credit the XRP to you.
  • For your own Xaman or Ledger wallet, leave the tag empty. XRP addresses start with r; X-addresses that bundle a tag are not accepted.
  • Choose XRP, not Ripple BSC, which is a BEP-20 token on BNB Smart Chain paid to 0x addresses.

Is KYC required to swap Monero to XRP?

No. An XMR to XRP swap takes no account, email or ID. Paste your r address, add a Destination Tag only if the receiver needs one, enter a Monero refund address and send the XMR.

Why is part of my XRP shown as reserved?

Every XRP Ledger account keeps a base reserve, plus an owner reserve for each trust line or other object it holds. Your wallet shows that part as reserved, and the rest is yours to spend.

No-KYC Monero exchange

Going the other way? Swap XRP to XMR

Other ways to get XRP (XRP)

BTC to XRPETH to XRPUSDT to XRPUSDT TRC20 to XRPUSDC to XRPSOL to XRPLTC to XRPZEC to XRPBNB to XRPDOGE to XRPTRX to XRPADA to XRP

More XMR swaps

XMR to BTCXMR to ETHXMR to USDT TRC20XMR to USDTXMR to USDCXMR to ZECXMR to ADAXMR to DASHXMR to BCHXMR to BNBXMR to AAVEXMR to RENDER

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

Paying someone? Private Send pays them in BTC, USDT or any coin from your Monero, without showing them your wallet.

XMR to XRP Live Price Chart

XMR/XRP

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

XMR → XRP

Why Swap XMR for XRP?

Converting Monero to XRP on GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. Swapping XMR to XRP without KYC means there is no account or identity linking your private holdings to your new XRP.

Access wider trading pairs and liquidity

XRP is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your XRP arrives as a fresh transaction on the XRP Ledger blockchain with no visible connection to your XMR holdings. No KYC means no identity link.

About XRP

XRP is used for fast cross-border payments and remittances.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your XMR to XRP swap needs no account or ID.

Exchange XMR for XRP on GhostSwap: your XRP is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

XMR

Convert Monero to XRP

XMRXRP at market price
0.054XMR21.3572XRP
0.1XMR39.5504XRP
0.2XMR79.1007XRP
0.5XMR197.7518XRP
1XMR395.5035XRP
2.5XMR988.7589XRP
10XMR3,955.04XRP
25XMR9,887.59XRP

At market prices of $557.6600 per XMR and $1.4100 per XRP (8 Oct 2026), 1 XMR is worth about 395.5035 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

XRP

Convert XRP to Monero

XRPXMR at market price
25XRP0.063211XMR
50XRP0.126421XMR
250XRP0.632106XMR
500XRP1.2642XMR
5,000XRP12.6421XMR

Going the other way, 250 XRP is worth about 0.632106 XMR at the same prices.

How to Exchange Monero to XRP

Line Vector
Select Crypto Currency

Select XMR and XRP

Pick XMR in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive XRP

Your XRP is usually paid out 20–60 minutes after you send your XMR, and XRP Ledger then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XMR to XRP: questions and answers

Everything you need to know about exchanging XMR to XRP on GhostSwap.

How long does it take to swap XMR to XRP on GhostSwap?
Most XMR to XRP swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes.
How much XRP do I get for 5 XMR?
At 8 Oct 2026, 08:18 UTC, 5 XMR swapped to about 1,951.07 XRP on GhostSwap, after the service fee and the XRP network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
What are the fees for converting Monero to XRP?
The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive XRP?
To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XRP address?
Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.
Do I need a Destination Tag to receive XRP?
Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.
Can I track my XMR to XRP swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming XRP on XRPSCAN (https://xrpscan.com).
Is it safe to exchange XMR for XRP on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed.
Will my XRP be linked to my XMR?
Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The XRP you receive will appear as a fresh transaction on the XRP Ledger blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.
How does a cross-chain XMR to XRP swap work?
Monero lives on Monero and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees.
What happens if my XMR to XRP exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XMR to other coins

Easily swap Monero with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XMR
to
BTC
XMR
to
ETH
XMR
to
SOL
XMR
to
BNB
XMR
to
XRP
XMR
to
ADA
XMR
to
DOGE
XMR
to
TRX
XMR
to
LINK
XMR
to
USDC
XMR
to
USDT
XMR
to
USDT TRC20
XMR
to
USDC BEP20
XMR
to
USDC SOL
XMR
to
USDT BEP20
XMR
to
USDT SOL
XMR
to
USDT AVAX
XMR
to
USDT Polygon
XMR
to
PYUSD
XMR
to
FDUSD
XMR
to
ZEC
XMR
to
DASH
XMR
to
SHIB
XMR
to
AVAX
XMR
to
SUI
XMR
to
PEPE
XMR
to
BCH
XMR
to
DOT
XMR
to
LTC
XMR
to
UNI
XMR
to
CRO
XMR
to
XLM
XMR
to
ICP
XMR
to
WIF
XMR
to
ETC
XMR
to
POL
XMR
to
ATOM
XMR
to
NEAR BEP20
XMR
to
NEAR
XMR
to
APT
XMR
to
ARB
XMR
to
OP
XMR
to
FIL
XMR
to
ALGO
XMR
to
BONK
XMR
to
INJ
XMR
to
VET
XMR
to
HBAR
XMR
to
KAS
XMR
to
ZRX
XMR
to
AAVE
XMR
to
APE
XMR
to
BABYDOGE
XMR
to
BEAMX
XMR
to
BOME
XMR
to
BRETT
XMR
to
BTT
XMR
to
DEGEN
XMR
to
DRIFT
XMR
to
ELON
XMR
to
FLOKI
XMR
to
IMX
XMR
to
JUP
XMR
to
MEW
XMR
to
NOT
XMR
to
ORCA
XMR
to
PONKE
XMR
to
POPCAT
XMR
to
RAY
XMR
to
RENDER
XMR
to
SAND
XMR
to
SUNDOG
XMR
to
TAO
XMR
to
THETA
XMR
to
TIA