USDT TRC20 to XRP: Exchange Tether (TRC20) for XRP Without KYC

Send Tether (USDT TRC20, a TRC-20 token on Tron) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It turns a dollar balance into XRP in one step.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

USDT (TRC20)

You Get

XRP

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

USDT (TRC20)

Tether (USDT) on Tron

Price:

$0.9999

24h Change:

0.01%

Market Cap:

$184.07B

Volume (24h):

$58.67B

Circulating Supply:

184.09B USDT (TRC20)

XRP

Price:

$1.49

24h Change:

-3.18%

Market Cap:

$93.80B

Volume (24h):

$2.60B

Circulating Supply:

63.09B XRP

Data by CoinGecko

USDT (TRC20) to XRP Exchange Rate

1 USDT (TRC20) = 0.671077 XRP

The 1 Tether (USDT) on Tron to XRP reference rate at market prices, before fees.

Live market rate

USDT TRC20 to XRP swap at a glance

Send USDT TRC20 from TronLink or Trust Wallet.

Tether (USDT TRC20)You send · TRC-20 token on Tron

XRPYou receive · XRP Ledger network

It is a cross-chain swap from Tron to XRP Ledger, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your XRP is sent

Network fee

Paid in TRXkeep a little TRX too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageUSDT TRC20 on Tronscan · XRP on XRPSCAN

Your XRP address

XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.

Reference rate

1 USDT TRC20 ≈ 0.671077 XRP1 XRP ≈ 1.4901 USDT TRC20 · market prices, 3 Oct 2026

Minimum

About 31 USDT TRC20

Destination Tag for XRP

Only for exchange accountsPersonal wallets leave it empty.

Send USDT TRC20About a minute to confirm on Tron
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XRPSent to your address; XRP Ledger confirms in a few seconds

Facts checked 3 Oct 2026Reverse: XRP to USDT TRC20

How much XRP do you get for USDT TRC20?

GhostSwap quotes at 3 Oct 2026, 12:26 UTC, after the service fee and the cost of sending the XRP to your wallet.

Fees included

100USDT TRC20

66.3426XRP

500USDT TRC20

331.8363XRP

2,500USDT TRC20

1,659.30XRP

The rate floats with the market until your USDT TRC20 deposit confirms.

USDT TRC20 to XRP: activating an r-address with your first payout

USDT TRC20 to XRP moves dollars from Tron to the XRP Ledger, a network built for payments where a new ledger closes every 3 to 5 seconds. People use it to fund an Xaman wallet, to pay someone who settles in XRP or to hold XRP itself. GhostSwap sends the XRP to the classic r-address you enter, with no account.

Tron confirms the deposit in about a minute and the XRP payout settles within seconds, so most swaps finish in 5 to 15 minutes. A brand-new XRP address does not exist on the ledger until it receives at least the base reserve, and that amount stays locked while the account exists. A normal swap payout is enough to activate the address, and your wallet then shows the reserved part as unspendable.

Tips for this swap

Enter a classic XRP address starting with r, from Xaman or a Ledger. X-addresses, which start with X, are not accepted; use the r-address and put any tag in its own field.
Receiving to an exchange? Copy the exchange's Destination Tag into the Destination Tag field, or the XRP may not be credited to your account.
Send the USDT from your own Tron wallet with TRX for energy, and enter that T address as the refund address.

Can I buy XRP with USDT TRC20 without KYC?

Yes. A standard swap of Tron USDT into XRP takes no account, email or ID. Paste your r-address, add a Destination Tag only if the receiver needs one, check the floating rate and send the USDT on Tron.

Is a Destination Tag needed when the XRP goes to my own wallet?

No. A personal wallet such as Xaman has its own r-address, so no tag is needed. Tags matter when many users share one address, as they do at most exchanges.

Swap 1,600+ coins on our no-KYC crypto exchange

USDT TRC20 to XRP Live Price Chart

USDT (TRC20)/XRP

Loading chart...

Reference market prices, updated live

What is Tether (USDT) on Tron?

Tether on TRON (USDT TRC-20) is the fastest and cheapest way to transfer USDT stablecoins. While USDT exists on multiple chains, the TRC-20 version on TRON offers near-instant confirmation and virtually zero transaction fees, making it the preferred choice for frequent stablecoin transfers and payments. USDT TRC-20 maintains the same 1:1 US Dollar peg as other USDT variants. It is the most popular stablecoin on the TRON network and one of the highest-volume digital assets globally.

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

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Why Swap USDT TRC20 for XRP?

Converting Tether (USDT) on Tron to XRP on GhostSwap gets you XRP without signing up for a centralized exchange or completing KYC verification.

Get XRP without an exchange account

Get XRP without creating exchange accounts or submitting ID documents.

About XRP

XRP is used for fast cross-border payments and remittances. Unlike a dollar-pegged stablecoin, its price moves with the market.

Convert Tether (USDT) on Tron to XRP

USDT (TRC20)	XRP at market price
31USDT (TRC20)	20.8034XRP
50USDT (TRC20)	33.5539XRP
100USDT (TRC20)	67.1077XRP
250USDT (TRC20)	167.7693XRP
500USDT (TRC20)	335.5386XRP
1,000USDT (TRC20)	671.0772XRP
5,000USDT (TRC20)	3,355.39XRP
10,000USDT (TRC20)	6,710.77XRP

At market prices of $0.999905 per USDT (TRC20) and $1.4900 per XRP (3 Oct 2026), 500 USDT (TRC20) is worth about 335.5386 XRP.

Convert XRP to Tether (USDT) on Tron

XRP	USDT (TRC20) at market price
25XRP	37.2535USDT (TRC20)
50XRP	74.5071USDT (TRC20)
250XRP	372.5354USDT (TRC20)
500XRP	745.0708USDT (TRC20)
2,500XRP	3,725.35USDT (TRC20)
5,000XRP	7,450.71USDT (TRC20)

Going the other way, 500 XRP is worth about 745.0708 USDT (TRC20) at the same prices.

How to Exchange Tether (TRC20) to XRP

Select USDT TRC20 and XRP

Pick USDT TRC20 in “You send” and XRP in “You get”, then enter the amount.

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP. Add a Destination Tag only if that address belongs to an exchange account. Then enter the Tron address you send USDT TRC20 from; a refund, if ever needed, goes there.

Send Tether (TRC20)

Send exactly the amount shown from your own Tron wallet to the one-time deposit address. Keep a little TRX in that wallet for the network fee.

Receive XRP

Your XRP arrives on XRP Ledger. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other USDT TRC20 and XRP pairs.

USDT TRC20 to XRP: questions and answers

How long does it take to swap USDT TRC20 to XRP on GhostSwap?

Most USDT TRC20 to XRP swaps are paid out within 5–15 minutes: the USDT TRC20 deposit needs about a minute to confirm on Tron, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds.

How much is 1 USDT TRC20 in XRP?

1 USDT TRC20 is worth about 0.671077 XRP at the market rate, before fees (market prices, 3 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The minimum for this pair is about 31 USDT TRC20. The Tron network fee for sending the USDT TRC20 is paid separately, in TRX. The rate floats with the market until your USDT TRC20 deposit confirms.

Can I send USDT TRC20 straight to my XRP address?

No. USDT TRC20 moves on Tron and XRP on XRP Ledger, so USDT TRC20 can only be sent to a Tron address. To swap, send the USDT TRC20 to the one-time deposit address GhostSwap shows, and the XRP is paid to the XRP Ledger address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive XRP?

Use an XRP Ledger address from a wallet you control, such as Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). The address starts with r. A Destination Tag is only needed if the XRP goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XRP is sent straight to the address you enter.

Which USDT network does this USDT TRC20 to XRP swap use?

The USDT TRC20 you send is a TRC-20 token on Tron, sent from a Tron wallet that also holds a little TRX for the network fee. The same swap on other networks: USDT to XRP, USDT BEP20 to XRP, USDT SOL to XRP, USDT Polygon to XRP.

What happens if my USDT TRC20 to XRP exchange fails?

If a swap cannot be completed, the USDT TRC20 is refunded to the Tron address you entered as the sender address.