Exchange PayPal USD to Stellar (PYUSD to XLM) Instantly Without KYC

Looking to exchange PayPal USD (PYUSD) to Stellar (XLM) securely? At GhostSwap, the best PayPal USD to Stellar exchange platform, we make it easy with no KYC required, allowing you to convert PYUSD to XLM quickly and hassle-free

You Send

Minimum: 0.00001 PYUSD

Maximum: 2 PYUSD

PYUSD

You Get

XLM

Recipient Wallet

Sender Address (Refund Wallet) — Optional

PYUSD

PayPal USD

Price:

$0.9998

24h Change:

-0.01%

Market Cap:

$4,187,373,391

Volume (24h):

$88,034,595

Circulating Supply:

4,188,341,569 PYUSD

XLM

Stellar

Price:

$0.1574

24h Change:

-2.29%

Market Cap:

$5,186,631,089

Volume (24h):

$95,572,077

Circulating Supply:

32,951,508,290 XLM

Data by CoinGecko

PYUSD to XLM Exchange Rate

The current 1 PayPal USD to Stellar exchange rate is 6.3509 XLM. There are no limits for PYUSD to XLM swaps here, so feel free to use GhostSwap no matter how many coins you need to exchange!

PYUSD to XLM Live Price Chart

PYUSD/XLM

Loading chart...

Data provided by TradingView

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability. Swap PYUSD on GhostSwap to move between stablecoins and volatile crypto assets privately — no KYC, no account, no identity verification needed.

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies. Exchange XLM on GhostSwap to swap Stellar Lumens for any supported cryptocurrency — fast, private, and without KYC verification.

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Why Swap PYUSD for XLM?

Converting PayPal USD to Stellar on GhostSwap lets you diversify your crypto portfolio across different blockchains and use cases — without KYC, account creation, or centralized exchange fees. PayPal USD is built for cryptocurrency transactions, while Stellar serves a different purpose: cryptocurrency transactions. Holding both gives you exposure to fundamentally different areas of the crypto market.

Diversify across blockchains

Spread your holdings between PayPal USD and Stellar to reduce single-chain risk and access different ecosystems.

Access cryptocurrency transactions

Stellar gives you exposure to cryptocurrency transactions — a fundamentally different value proposition than PayPal USD.

No KYC or exchange accounts

GhostSwap processes your PYUSD to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange PYUSD for XLM on GhostSwap — your Stellar arrives in 5–30 minutes depending on network congestion. No registration, no verification, network fees vary based on blockchain congestion.

Convert PayPal USD to Stellar

PYUSD	XLM
1PYUSD	6.35087XLM
5PYUSD	31.75434XLM
10PYUSD	63.50868XLM
25PYUSD	158.77169XLM
50PYUSD	317.54339XLM
100PYUSD	635.08677XLM
500PYUSD	3,175.43386XLM
1000PYUSD	6,350.86772XLM

In the table provided above, you'll find a comprehensive PYUSD to XLM converter, demonstrating the relationship between the value of PayPal USD and Stellar across various frequently used conversion amounts. The list encompasses conversions from 1 PYUSD to XLM all the way up to 1000 PYUSD, offering a clear insight into their respective values.

Convert Stellar to PayPal USD

XLM	PYUSD
1XLM	0.15746PYUSD
5XLM	0.78729PYUSD
10XLM	1.57459PYUSD
25XLM	3.93647PYUSD
50XLM	7.87294PYUSD
100XLM	15.74588PYUSD
500XLM	78.72940PYUSD
1000XLM	157.45880PYUSD

In the table provided above, you'll find a comprehensive XLM to PYUSD converter, demonstrating the relationship between the value of Stellar and PayPal USD across various frequently used conversion amounts. The list encompasses conversions from 1 XLM to PYUSD all the way up to 1000 XLM, offering a clear insight into their respective values.

How to Exchange PayPal USD to Stellar

Select PYUSD and XLM

Choose PayPal USD in the “You Send” field, enter the amount, and select Stellar in the “You Get” field.

Enter Stellar Address

Provide your Stellar wallet address for receiving XLM.

Send PayPal USD

Send your PYUSD to the address provided to initiate the exchange.

Receive Stellar

Once the exchange is complete, receive XLM in your wallet.

Top Pairs on GhostSwap!

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

FAQ

Frequently asked questions

Here are some frequently asked questions to help you navigate our platform with confidence.

Frequently Asked Questions

Everything you need to know about exchanging PYUSD to XLM on GhostSwap.

How long does it take to swap PYUSD to XLM on GhostSwap?

When you exchange PayPal USD to Stellar on GhostSwap, the process typically takes 5–30 minutes depending on network congestion for your PYUSD to confirm on the PayPal USD network. Once confirmed, your Stellar is sent to your wallet and arrives within 5–30 minutes depending on network congestion. Total swap time is usually under 30 minutes, though network congestion can occasionally cause delays.

Do I need KYC or an account to exchange PYUSD to XLM?

No. GhostSwap is a non-custodial, no-KYC exchange. You can convert PayPal USD to Stellar without creating an account, uploading ID documents, or providing any personal information. Just enter your Stellar wallet address, send your PYUSD, and receive your XLM — that's it.

What are the fees for converting PayPal USD to Stellar?

GhostSwap charges a small service fee that's already included in the exchange rate you see — there are no hidden fees. On top of that, network fees vary based on blockchain congestion. The rate shown in the swap preview is the exact amount of XLM you'll receive.

What wallet should I use to receive XLM?

To receive Stellar from your swap, we recommend using Trust Wallet, Exodus, or any wallet that supports Stellar. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming — cryptocurrency transactions cannot be reversed.

Can I track my PYUSD to XLM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on the relevant blockchain explorer.

Is it safe to exchange PYUSD for XLM on GhostSwap?

Yes. GhostSwap is a non-custodial exchange, which means we never hold your funds or private keys. Your PayPal USD is converted and sent directly to your Stellar wallet address. We don't store personal data, and all swaps are processed through secure, encrypted connections.

How does a cross-chain PYUSD to XLM swap work?

PayPal USD runs on the PayPal USD network while Stellar runs on the Stellar network — they can't be sent directly to each other. GhostSwap handles the cross-chain conversion for you: you send PYUSD to our temporary deposit address, we convert it, and send the equivalent XLM to your wallet. No bridge protocols or technical knowledge required.

What happens if my PYUSD to XLM exchange fails?

In the rare case of a failed exchange, GhostSwap will automatically attempt to refund your PYUSD to the refund address you provided. If you didn't provide a refund address, or if you need assistance, our support team is available to help resolve the issue. Most problems are caused by sending the wrong amount or using an incompatible wallet address.

Exchange PYUSD to Other Pairs:

Easily swap PayPal USD with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

PYUSD to XLM Exchange | Convert PayPal USD to Stellar – GhostSwap