XMR to USDC: Exchange Monero for USD Coin Without KYC

Send Monero (XMR) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. The USDC arrives as an ordinary transfer on Ethereum, while the XMR you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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XMR
XMR
USDC
USDC


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR
USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC

Data by CoinGecko

XMR to USDC Exchange Rate

1 XMR = 557.8692 USDC

The 1 Monero to USD Coin (USDC) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to USDC swap at a glance

Everything that is specific to swapping Monero to USD Coin on GhostSwap.

Monero (XMR)You send · Monero network
USD Coin (USDC)You receive · ERC-20 token on Ethereum

The USDC arrives as an ordinary transfer on Ethereum, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to Ethereum, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your USDC is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC on Etherscan
Your USDC address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 XMR ≈ 557.8692 USDC1 USDC ≈ 0.001793 XMR · market prices, 8 Oct 2026
Minimum
About 0.054 XMRThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDCSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: USDC to XMR

How much USDC do you get for XMR?

GhostSwap quotes at 8 Oct 2026, 08:18 UTC. What lands in your wallet: service fee and USDC network fee already deducted.

Fees included
0.2XMR
109.6912USDC
1XMR
551.0288USDC

The rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.054 XMR. Enter any amount in the exchange box above for a live quote; no account needed.

Monero to USDC on Ethereum: a dollar balance for Ethereum apps

XMR to USDC converts Monero into USD Coin on Ethereum (ERC-20), a dollar stablecoin widely used in Ethereum apps, including lending protocols. The trade-off is visibility: the USDC payout and every later move sit on Etherscan, tied to the address you give. Receiving it at a fresh address keeps it apart from your other Ethereum activity, and the swap needs no account.

After you send the XMR, the deposit is normally credited within about 20 minutes and the USDC follows, in most swaps within 20 to 60 minutes. Ethereum adds a block every 12 seconds, and wallets usually show the USDC as settled after a few of them. Moving or using the USDC later costs gas in ETH, which this swap does not provide.

Tips for this swap

  • The USDC goes to an Ethereum address: 0x plus 40 hex characters, as shown by MetaMask, Rabby or a Ledger.
  • If the USDC does not show, add the token by hand with contract 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48, the official USDC on Ethereum.
  • Want USDC on another chain? USDC on Solana (paid to a Solana address) and USDC on BNB Smart Chain (paid to a 0x address on that chain) are separate coins in the list.

Do I need KYC to turn Monero into USDC?

No. The XMR to USDC swap needs no account, email or ID. Paste the 0x address that should receive the USDC, enter a Monero refund address and send the XMR at the floating rate shown.

Do I need ETH to receive the USDC?

No. The payout arrives even in an empty wallet, because the sender pays the gas for the transfer. You need a little ETH later to send, swap or approve the USDC.

No-KYC Monero exchange

Going the other way? Swap USDC to XMR

Other ways to get USD Coin (USDC)

BTC to USDCETH to USDCUSDT to USDCUSDT TRC20 to USDCSOL to USDCLTC to USDCZEC to USDCBNB to USDCXRP to USDCDOGE to USDCTRX to USDCADA to USDC

More XMR swaps

XMR to BTCXMR to ETHXMR to USDT TRC20XMR to USDTXMR to ZECXMR to HBARXMR to XRPXMR to TRXXMR to ADAXMR to BCHXMR to IOTAXMR to FLOW

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

Paying someone? Private Send pays them in BTC, USDT or any coin from your Monero, without showing them your wallet.

XMR to USDC Live Price Chart

XMR/USDC

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

XMR → USDC

Why Swap XMR for USDC?

Converting Monero to USD Coin (USDC) on Ethereum with GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. Swapping XMR to USDC without KYC means there is no account or identity linking your private holdings to your new USD Coin (USDC) on Ethereum.

Access wider trading pairs and liquidity

USD Coin (USDC) on Ethereum is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your USDC arrives as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your XMR holdings. No KYC means no identity link.

About USD Coin (USDC) on Ethereum

USD Coin (USDC) on Ethereum is used for trading, payments, and DeFi.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your XMR to USDC swap needs no account or ID.

Exchange XMR for USDC on GhostSwap: your USD Coin (USDC) on Ethereum is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

XMR

Convert Monero to USD Coin (USDC) on Ethereum

XMRUSDC at market price
0.054XMR30.1249USDC
0.1XMR55.7869USDC
0.2XMR111.5738USDC
0.5XMR278.9346USDC
1XMR557.8692USDC
2.5XMR1,394.67USDC
10XMR5,578.69USDC
25XMR13,946.73USDC

At market prices of $557.6600 per XMR and $0.999625 per USDC (8 Oct 2026), 1 XMR is worth about 557.8692 USDC. Your exact amount, after network fees, is shown in the exchange box before you send.

USDC

Convert USD Coin (USDC) on Ethereum to Monero

USDCXMR at market price
25USDC0.044813XMR
50USDC0.089627XMR
100USDC0.179253XMR
250USDC0.448134XMR
500USDC0.896267XMR
1,000USDC1.7925XMR
5,000USDC8.9627XMR
10,000USDC17.9253XMR

Going the other way, 500 USDC is worth about 0.896267 XMR at the same prices.

How to Exchange Monero to USD Coin

Line Vector
Select Crypto Currency

Select XMR and USDC

Pick XMR in “You send” and USDC in “You get”, then enter the amount. The box shows how much USDC you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter USD Coin Address

Paste the Ethereum address that should receive the USDC (it starts with 0x followed by 40 hexadecimal characters). Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive USD Coin

Your USDC is usually paid out 20–60 minutes after you send your XMR, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XMR to USDC: questions and answers

Everything you need to know about exchanging XMR to USDC on GhostSwap.

How long does it take to swap XMR to USDC on GhostSwap?
Most XMR to USDC swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much USDC do I get for 1 XMR?
At 8 Oct 2026, 08:18 UTC, 1 XMR swapped to about 551.0288 USDC on GhostSwap, after the service fee and the USDC network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
What are the fees for converting Monero to USD Coin?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive USDC?
To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.
Can I track my XMR to USDC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming USDC on Etherscan (https://etherscan.io).
Is it safe to exchange XMR for USDC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Will my USDC be linked to my XMR?
Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The USDC you receive will appear as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.
Why swap XMR to USDC?
Converting Monero to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XMR to USDC exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XMR to other coins

Easily swap Monero with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XMR
to
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XMR
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ETH
XMR
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SOL
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BNB
XMR
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XRP
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ADA
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DOGE
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TRX
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LINK
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USDC
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USDT
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USDT TRC20
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USDC BEP20
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USDC SOL
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USDT BEP20
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USDT SOL
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USDT AVAX
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USDT Polygon
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PYUSD
XMR
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FDUSD
XMR
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ZEC
XMR
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DASH
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SHIB
XMR
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AVAX
XMR
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SUI
XMR
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PEPE
XMR
to
BCH
XMR
to
DOT
XMR
to
LTC
XMR
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UNI
XMR
to
CRO
XMR
to
XLM
XMR
to
ICP
XMR
to
WIF
XMR
to
ETC
XMR
to
POL
XMR
to
ATOM
XMR
to
NEAR BEP20
XMR
to
NEAR
XMR
to
APT
XMR
to
ARB
XMR
to
OP
XMR
to
FIL
XMR
to
ALGO
XMR
to
BONK
XMR
to
INJ
XMR
to
VET
XMR
to
HBAR
XMR
to
KAS
XMR
to
ZRX
XMR
to
AAVE
XMR
to
APE
XMR
to
BABYDOGE
XMR
to
BEAMX
XMR
to
BOME
XMR
to
BRETT
XMR
to
BTT
XMR
to
DEGEN
XMR
to
DRIFT
XMR
to
ELON
XMR
to
FLOKI
XMR
to
IMX
XMR
to
JUP
XMR
to
MEW
XMR
to
NOT
XMR
to
ORCA
XMR
to
PONKE
XMR
to
POPCAT
XMR
to
RAY
XMR
to
RENDER
XMR
to
SAND
XMR
to
SUNDOG
XMR
to
TAO
XMR
to
THETA
XMR
to
TIA