ZEC to USDC: Exchange Zcash for USD Coin Without KYC

Send Zcash (ZEC) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. The USDC arrives as an ordinary transfer on Ethereum, while the ZEC you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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ZEC
ZEC
USDC
USDC


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

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Zcash Logo
ZEC
Zcash
Price:
$1,292.53
24h Change:
-6.52%
Market Cap:
$21.93B
Volume (24h):
$679.19M
Circulating Supply:
16.97M ZEC
USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$1.0000
24h Change:
0.00%
Market Cap:
$74.12B
Volume (24h):
$13.69B
Circulating Supply:
74.13B USDC

Data by CoinGecko

ZEC to USDC Exchange Rate

1 ZEC = 1,292.58 USDC

The 1 Zcash to USD Coin (USDC) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ZEC to USDC swap at a glance

Everything that is specific to swapping Zcash to USD Coin on GhostSwap.

Zcash (ZEC)You send · Zcash network
USD Coin (USDC)You receive · ERC-20 token on Ethereum

The USDC arrives as an ordinary transfer on Ethereum, while the ZEC you send stays private on its own chain. It is a cross-chain swap from Zcash to Ethereum, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your USDC is sent
Network fee
Paid in ZECby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageZEC on Blockchair · USDC on Etherscan
Your USDC address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 ZEC ≈ 1,292.58 USDC1 USDC ≈ 0.000774 ZEC · market prices, 3 Oct 2026
Minimum
About 0.024 ZECThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send ZECAbout 10–20 minutes to confirm on Zcash
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDCSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 3 Oct 2026Reverse: USDC to ZEC

How much USDC do you get for ZEC?

GhostSwap quotes at 3 Oct 2026, 14:22 UTC. What lands in your wallet: service fee and USDC network fee already deducted.

Fees included
0.1ZEC
127.2722USDC
0.5ZEC
637.6019USDC
1ZEC
1,275.48USDC
2.5ZEC
3,189.11USDC

The rate floats with the market until your ZEC deposit confirms. The minimum for this pair is about 0.024 ZEC. Enter any amount in the exchange box above for a live quote; no account needed.

Zcash to USDC on Ethereum: from ZEC to a dollar token

ZEC to USDC converts Zcash into USD Coin on Ethereum (ERC-20). USDC is built to track the US dollar, so the swap puts the value of your ZEC in dollar terms and makes it usable in Ethereum apps that take USDC. The trade-off is that USDC cannot be shielded: every balance and transfer is public on Etherscan. The swap itself runs without an account.

Most of the wait is Zcash confirmations. The deposit is normally credited 10 to 20 minutes after you send it, the USDC usually goes out within 20 to 60 minutes, and Ethereum confirms it in a few minutes. Because the ZEC leaves a transparent address, the deposit amount and time are public on the Zcash chain as well.

Tips for this swap

  • Paste an Ethereum 0x address from MetaMask, Rabby or a Ledger. USDC on Solana, Base and other chains are separate coins in the list.
  • Send ZEC from a transparent t1 or t3 address and enter it as the refund address. Unshield first if your ZEC is in the shielded pool.
  • To keep some distance from your Zcash history, receive at a new Ethereum address rather than one already linked to other activity.

Is KYC needed to swap ZEC to USDC?

No. A ZEC to USDC swap runs with no account, email or ID. Give the 0x address for the USDC and your sending t-address for refunds, check the floating rate and send the ZEC.

How long does ZEC to USDC take?

Usually 20 to 60 minutes. Most of it is the Zcash deposit, which needs several confirmations before it is credited. The USDC payout itself confirms on Ethereum within a few minutes.

No-KYC Zcash exchange

Going the other way? Swap USDC to ZEC

Other ways to get USD Coin (USDC)

BTC to USDCETH to USDCUSDT to USDCUSDT TRC20 to USDCSOL to USDCLTC to USDCXMR to USDCBNB to USDCXRP to USDCDOGE to USDCTRX to USDCADA to USDCZRX to USDCAAVE to USDC

More ZEC swaps

ZEC to BTCZEC to XMRZEC to USDT TRC20ZEC to ETHZEC to AAVEZEC to SOLZEC to USDT BEP20ZEC to BNBZEC to ETCZEC to LTCZEC to USDC BEP20ZEC to USDC SOL

Live prices: Zcash price today

Coin guides: No-KYC Zcash exchange

ZEC to USDC Live Price Chart

ZEC/USDC

Loading chart...

Reference market prices, updated live

ZEC

What is Zcash?

Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Unlike Monero where privacy is mandatory, Zcash gives users the choice between transparent transactions (publicly visible, like Bitcoin) and shielded transactions (fully private — hiding sender, receiver, and amount). This flexibility lets Zcash users choose a shielded transfer when they want privacy and a transparent one when they do not. ZEC has been instrumental in advancing cryptographic research that now underpins many Layer 2 scaling solutions.

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

ZEC → USDC

Why Swap ZEC for USDC?

Converting Zcash to USD Coin (USDC) on Ethereum with GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Coins sent from a private balance keep their history out of public view. Swapping ZEC to USDC without KYC means there is no account or identity linking your private holdings to your new USD Coin (USDC) on Ethereum.

Access wider trading pairs and liquidity

USD Coin (USDC) on Ethereum is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your USDC arrives as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your ZEC holdings. No KYC means no identity link.

About USD Coin (USDC) on Ethereum

USD Coin (USDC) on Ethereum is used for trading, payments, and DeFi.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your ZEC to USDC swap needs no account or ID.

Exchange ZEC for USDC on GhostSwap: your USD Coin (USDC) on Ethereum is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

ZEC

Convert Zcash to USD Coin (USDC) on Ethereum

ZECUSDC at market price
0.024ZEC31.0219USDC
0.05ZEC64.6290USDC
0.1ZEC129.2579USDC
0.2ZEC258.5158USDC
0.5ZEC646.2896USDC
1ZEC1,292.58USDC
5ZEC6,462.90USDC
10ZEC12,925.79USDC

At market prices of $1,292.53 per ZEC and $0.999962 per USDC (3 Oct 2026), 0.5 ZEC is worth about 646.2896 USDC. Your exact amount, after network fees, is shown in the exchange box before you send.

USDC

Convert USD Coin (USDC) on Ethereum to Zcash

USDCZEC at market price
31USDC0.023983ZEC
50USDC0.038682ZEC
100USDC0.077365ZEC
250USDC0.193412ZEC
500USDC0.386824ZEC
1,000USDC0.773647ZEC
5,000USDC3.8682ZEC
10,000USDC7.7365ZEC

Going the other way, 500 USDC is worth about 0.386824 ZEC at the same prices.

How to Exchange Zcash to USD Coin

Line Vector
Select Crypto Currency

Select ZEC and USDC

Pick ZEC in “You send” and USDC in “You get”, then enter the amount. The box shows how much USDC you get and the minimum ZEC for this pair.

Select Wallet Address
Line Vector

Enter USD Coin Address

Paste the Ethereum address that should receive the USDC (it starts with 0x followed by 40 hexadecimal characters). Then enter the Zcash address you send ZEC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Zcash

Send exactly the amount shown from your own Zcash wallet to the one-time deposit address.

Receive Crypto

Receive USD Coin

Your USDC is usually paid out 20–60 minutes after you send your ZEC, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

ZEC to USDC: questions and answers

Everything you need to know about exchanging ZEC to USDC on GhostSwap.

How much is 1 ZEC in USDC?
At 3 Oct 2026, 14:22 UTC, 1 ZEC swapped to about 1,275.48 USDC on GhostSwap, after the service fee. The minimum for this pair is about 0.024 ZEC. The rate floats with the market until your ZEC deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Zcash to USD Coin?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, the Zcash network fee for your deposit is paid in ZEC by your wallet.
What wallet should I use to receive USDC?
To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming — cryptocurrency transactions cannot be reversed.
What format is the USDC address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.
Can I track my ZEC to USDC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ZEC payment on Blockchair (https://blockchair.com/zcash) and your incoming USDC on Etherscan (https://etherscan.io).
Is it safe to exchange ZEC for USDC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your ZEC deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.
Will my USDC be linked to my ZEC?
Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Coins sent from a private balance keep their history out of public view. The USDC you receive will appear as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your ZEC holdings. GhostSwap requires no KYC, so there's no account linking the two.
Why swap ZEC to USDC?
Converting Zcash to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
Is it legal to own and swap Zcash?
In most countries, yes: owning and swapping Zcash is not banned, although some centralized exchanges have stopped listing privacy coins in certain regions. Privacy is a legitimate need, and using privacy-enhancing tools is not illegal in itself. You are responsible for following the cryptocurrency rules where you live.
What happens if my ZEC to USDC exchange fails?
If a swap cannot be completed, the ZEC is refunded to the Zcash address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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