USDT to USDC: Exchange Tether (ERC20) for USD Coin Without KYC

Send Tether (USDT, an ERC-20 token on Ethereum) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDT (ERC20)
USDT (ERC20)
USDC
USDC


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

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Tether Ethereum Chain Logo
USDT (ERC20)
Tether (USDT) on Ethereum
Price:
$0.9999
24h Change:
0.01%
Market Cap:
$184.06B
Volume (24h):
$54.89B
Circulating Supply:
184.09B USDT (ERC20)
USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$1.0000
24h Change:
0.01%
Market Cap:
$74.10B
Volume (24h):
$15.14B
Circulating Supply:
74.11B USDC

Data by CoinGecko

USDT (ERC20) to USDC Exchange Rate

1 USDT (ERC20) = 0.999925 USDC

The 1 Tether (USDT) on Ethereum to USD Coin (USDC) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDT to USDC swap at a glance

Everything that is specific to swapping Tether to USD Coin on GhostSwap.

Tether (USDT)You send · ERC-20 token on Ethereum
USD Coin (USDC)You receive · ERC-20 token on Ethereum

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Both coins live on Ethereum, so you only need a little ETH to pay the deposit fee.

Swap time
10–25 minuntil your USDC is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDT on Etherscan
Your USDC address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 USDT ≈ 0.999925 USDC1 USDC ≈ 1.0001 USDT · market prices, 3 Oct 2026
Minimum
About 31 USDTThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send USDTAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDCSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 3 Oct 2026Reverse: USDC to USDT

How much USDC do you get for USDT?

GhostSwap quotes at 3 Oct 2026, 13:22 UTC. What lands in your wallet: service fee and USDC network fee already deducted.

Fees included
100USDT
98.1539USDC
500USDT
493.7183USDC
2,500USDT
2,471.54USDC

The rate floats with the market until your USDT deposit confirms. The minimum for this pair is about 31 USDT. Enter any amount in the exchange box above for a live quote; no account needed.

Tether to USD Coin on Ethereum: switching stablecoin issuers on one chain

Both tokens are dollar stablecoins on Ethereum, so this pair changes the issuer, not the network: Tether issues USDT and Circle issues USDC. People switch when a DeFi pool, a payroll service or an exchange deposit takes only USDC, or to split savings between two issuers. Because both are ERC-20 tokens, one 0x address can hold them, and GhostSwap pays the USDC to it without an account.

The USDT deposit confirms in about 2–5 minutes and the USDC payout is another Ethereum transfer, so most swaps finish in 10 to 25 minutes. The floating rate stays close to one to one but is not exactly 1:1, because market prices and network costs move it, so check the amount shown before you send. Unlike a decentralized exchange, this does not ask you to connect your wallet or approve a token allowance: the deposit is a plain USDT transfer that you sign in your wallet.

Tips for this swap

  • Check that the token you receive is Circle's USDC, contract 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. Look-alike tokens named USDC exist on Ethereum.
  • Keep ETH in the wallet: you pay gas in ETH to send the USDT now, and again whenever you move the USDC later.
  • Want USDC on Base, Arbitrum or Solana instead? Each is a separate receive coin in the exchange box; this pair pays on Ethereum mainnet.

Can I swap USDT for USDC without an account or KYC?

Yes. A standard USDT to USDC swap needs no sign-up, email or ID. Enter the Ethereum address for the USDC and your 0x refund address, check the floating rate and send the USDT.

Can I use the same wallet address for both sides?

Yes. USDT and USDC are both ERC-20 tokens, so one Ethereum address can send the USDT and receive the USDC. MetaMask and Rabby show both balances once the token is listed in the wallet.

Swap 1,600+ coins on our no-KYC crypto exchange

Going the other way? Swap USDC to USDT

Other ways to get USD Coin (USDC)

BTC to USDCETH to USDCUSDT TRC20 to USDCSOL to USDCLTC to USDCXMR to USDCZEC to USDCBNB to USDCXRP to USDCDOGE to USDCTRX to USDCADA to USDCUSDT AVAX to USDCUSDT BEP20 to USDC

More USDT swaps

USDT to XMRUSDT to BTCUSDT to ZECUSDT to INJUSDT to TRXUSDT to XRPUSDT to USDT BEP20USDT to APTUSDT to SUIUSDT to XAUTUSDT to USDC BEP20USDT to USDC SOL

USDT to USDC Live Price Chart

USDT (ERC20)/USDC

Loading chart...

Reference market prices, updated live

USDT20

What is Tether (USDT) on Ethereum?

Tether on Ethereum (USDT ERC-20) is the most widely used stablecoin in cryptocurrency, pegged 1:1 to the US Dollar. USDT provides a stable store of value within the volatile crypto market, making it essential for traders who want to lock in profits or park funds without converting to fiat. As an ERC-20 token on Ethereum, USDT benefits from the broadest DeFi ecosystem support and the most exchange integrations of any stablecoin network. Note that Ethereum gas fees apply to ERC-20 USDT transfers.

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

USDT20 → USDC

Why Swap USDT for USDC?

Converting Tether (USDT) on Ethereum to USD Coin (USDC) on Ethereum with GhostSwap moves your funds from USDT (ERC20) into USDC without KYC or account creation. Tether (USDT) on Ethereum is used for stable-value transfers and trading. USD Coin (USDC) on Ethereum is used for trading, payments, and DeFi.

One network

Both coins run on Ethereum.

About USD Coin (USDC) on Ethereum

USD Coin (USDC) on Ethereum is used for trading, payments, and DeFi.

No KYC or exchange accounts

GhostSwap processes your USDT (ERC20) to USDC swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange USDT (ERC20) for USDC on GhostSwap. Most swaps are paid out within 10–25 minutes after you send, with no registration and no verification for standard swaps.

USDT20

Convert Tether (USDT) on Ethereum to USD Coin (USDC) on Ethereum

USDT (ERC20)USDC at market price
31USDT (ERC20)30.9977USDC
50USDT (ERC20)49.9962USDC
100USDT (ERC20)99.9925USDC
250USDT (ERC20)249.9812USDC
500USDT (ERC20)499.9625USDC
1,000USDT (ERC20)999.9250USDC
5,000USDT (ERC20)4,999.62USDC
10,000USDT (ERC20)9,999.25USDC

At market prices of $0.999883 per USDT (ERC20) and $0.999958 per USDC (3 Oct 2026), 500 USDT (ERC20) is worth about 499.9625 USDC. Your exact amount, after network fees, is shown in the exchange box before you send.

USDC

Convert USD Coin (USDC) on Ethereum to Tether (USDT) on Ethereum

USDCUSDT (ERC20) at market price
31USDC31.0023USDT (ERC20)
50USDC50.0038USDT (ERC20)
100USDC100.0075USDT (ERC20)
250USDC250.0188USDT (ERC20)
500USDC500.0375USDT (ERC20)
1,000USDC1,000.08USDT (ERC20)
5,000USDC5,000.38USDT (ERC20)
10,000USDC10,000.75USDT (ERC20)

Going the other way, 500 USDC is worth about 500.0375 USDT (ERC20) at the same prices.

How to Exchange Tether (ERC20) to USD Coin

Line Vector
Select Crypto Currency

Select USDT and USDC

Pick USDT in “You send” and USDC in “You get”, then enter the amount. The box shows how much USDC you get and the minimum USDT for this pair.

Select Wallet Address
Line Vector

Enter USD Coin Address

Paste the Ethereum address that should receive the USDC (it starts with 0x followed by 40 hexadecimal characters). Then enter the Ethereum address you send USDT from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Tether (ERC20)

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive USD Coin

Your USDC is usually paid out 10–25 minutes after you send your USDT, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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ETH
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SOL
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XMR
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USDT
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XMR
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BTC
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BTC
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DOGE
DOGE
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BTC
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SHIB
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PEPE
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SHIB
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BONK
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WIF
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POPCAT
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DOGE
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SHIB

USDT to USDC: questions and answers

Everything you need to know about exchanging USDT (ERC20) to USDC on GhostSwap.

How long does it take to swap USDT to USDC on GhostSwap?
Most USDT to USDC swaps are paid out within 10–25 minutes: the USDT deposit needs about 2–5 minutes to confirm on Ethereum, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 USDT in USDC?
1 USDT is worth about 0.999925 USDC at the market rate, before fees (market prices, 3 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC network fee. The minimum for this pair is about 31 USDT. The rate floats with the market until your USDT deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Tether (ERC20) to USD Coin?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDT.
What wallet should I use to receive USDC?
To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming — cryptocurrency transactions cannot be reversed.
What format is the USDC address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.
Can I track my USDT to USDC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT payment on Etherscan (https://etherscan.io).
Is it safe to exchange USDT for USDC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.
What happens if my USDT to USDC exchange fails?
If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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