NEAR to XRP: Exchange NEAR Protocol for XRP Without KYC

Send NEAR Protocol (NEAR) on NEAR and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from NEAR to XRP Ledger, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
NEAR
NEAR
XRP
XRP


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

NEAR Protocol Logo
NEAR
NEAR Protocol
Price:
$5.21
24h Change:
1.06%
Market Cap:
$6.82B
Volume (24h):
$1.25B
Circulating Supply:
1.31B NEAR
XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-3.58%
Market Cap:
$88.98B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP

Data by CoinGecko

NEAR to XRP Exchange Rate

1 NEAR = 3.6950 XRP

The 1 NEAR Protocol to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

NEAR to XRP swap at a glance

Everything that is specific to swapping NEAR Protocol to XRP on GhostSwap.

NEAR Protocol (NEAR)You send · NEAR network
XRPYou receive · XRP Ledger network

It is a cross-chain swap from NEAR to XRP Ledger, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XRP is sent
Network fee
Paid in NEARby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageNEAR on NearBlocks · XRP on XRPSCAN
Your XRP address
XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.
Reference rate
1 NEAR ≈ 3.6950 XRP1 XRP ≈ 0.270633 NEAR · market prices, 8 Oct 2026
Destination Tag for XRP
Only for exchange accountsPersonal wallets leave it empty.
  1. Send NEARA few seconds to confirm on NEAR
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XRPSent to your address; XRP Ledger confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XRP to NEAR

NEAR to XRP Live Price Chart

NEAR/XRP

Loading chart...

Reference market prices, updated live

NEARMAINNET

What is NEAR Protocol?

NEAR Protocol (NEAR) is a scalable, developer-friendly blockchain platform designed for decentralized applications (dApps). It uses a unique sharding technology called Nightshade to achieve high throughput and low transaction fees. NEAR tokens are used for transaction fees, staking, and governance, empowering users to participate in network operations.

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

NEARMAINNET → XRP

Why Swap NEAR for XRP?

Converting NEAR Protocol to XRP on GhostSwap moves your funds to XRP Ledger without needing KYC or a centralized exchange. Where NEAR Protocol transactions take a few seconds on NEAR, XRP confirms in 3–5 seconds.

Confirmation times

From a few seconds on NEAR to 3–5 seconds on XRP Ledger.

Network fees

NEAR network fees are paid in NEAR. After swapping, XRP transaction fees are negligible, typically a fraction of a cent.

Access fast cross-border payments and remittances

XRP opens the door to fast cross-border payments and remittances, giving you capabilities beyond what NEAR Protocol offers natively.

No accounts or verification

GhostSwap converts your NEAR to XRP without sign-ups, KYC, or personal data. Just a wallet address and your deposit.

Exchange NEAR for XRP on GhostSwap and start transacting on the XRP Ledger network. XRP transaction fees are negligible, typically a fraction of a cent.

NEARMAINNET

Convert NEAR Protocol to XRP

NEARXRP at market price
5NEAR18.4752XRP
10NEAR36.9504XRP
25NEAR92.3759XRP
50NEAR184.7518XRP
100NEAR369.5035XRP
250NEAR923.7589XRP
1,000NEAR3,695.04XRP
2,500NEAR9,237.59XRP

At market prices of $5.2100 per NEAR and $1.4100 per XRP (8 Oct 2026), 100 NEAR is worth about 369.5035 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

XRP

Convert XRP to NEAR Protocol

XRPNEAR at market price
25XRP6.7658NEAR
50XRP13.5317NEAR
250XRP67.6583NEAR
500XRP135.3167NEAR
5,000XRP1,353.17NEAR

Going the other way, 250 XRP is worth about 67.6583 NEAR at the same prices.

How to Exchange NEAR Protocol to XRP

Line Vector
Select Crypto Currency

Select NEAR and XRP

Pick NEAR in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum NEAR for this pair.

Select Wallet Address
Line Vector

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the NEAR address you send NEAR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send NEAR Protocol

Send exactly the amount shown from your own NEAR wallet to the one-time deposit address.

Receive Crypto

Receive XRP

Your XRP is usually paid out 5–15 minutes after you send your NEAR, and XRP Ledger then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

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NEAR to XRP: questions and answers

Everything you need to know about exchanging NEAR to XRP on GhostSwap.

How long does it take to swap NEAR to XRP on GhostSwap?
Most NEAR to XRP swaps are paid out within 5–15 minutes: the NEAR deposit needs a few seconds to confirm on NEAR, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 NEAR in XRP?
1 NEAR is worth about 3.6950 XRP at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The rate floats with the market until your NEAR deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange NEAR to XRP?
No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send NEAR from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.
What are the fees for converting NEAR Protocol to XRP?
The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, the NEAR network fee for your deposit is paid in NEAR by your wallet.
What wallet should I use to receive XRP?
To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XRP address?
Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.
Do I need a Destination Tag to receive XRP?
Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.
Can I track my NEAR to XRP swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR payment on NearBlocks (https://nearblocks.io) and your incoming XRP on XRPSCAN (https://xrpscan.com).
Is it safe to exchange NEAR for XRP on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed.
How does a cross-chain NEAR to XRP swap work?
NEAR Protocol lives on NEAR and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR on NEAR and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees.
What happens if my NEAR to XRP exchange fails?
If a swap cannot be completed, the NEAR is refunded to the NEAR address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.