ALGO to USDC: Exchange Algorand for USD Coin Without KYC

Send Algorand (ALGO) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDC locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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ALGO
ALGO
USDC
USDC


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Algorand Logo
ALGO
Algorand
Price:
$0.1255
24h Change:
4.94%
Market Cap:
$1.14B
Volume (24h):
$63.51M
Circulating Supply:
9.06B ALGO
USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC

Data by CoinGecko

ALGO to USDC Exchange Rate

1 ALGO = 0.125584 USDC

The 1 Algorand to USD Coin (USDC) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ALGO to USDC swap at a glance

Everything that is specific to swapping Algorand to USD Coin on GhostSwap.

Algorand (ALGO)You send · Algorand network
USD Coin (USDC)You receive · ERC-20 token on Ethereum

Swapping into USDC locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Algorand to Ethereum, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your USDC is sent
Network fee
Paid in ALGOby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageALGO on Allo · USDC on Etherscan
Your USDC address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Max per swap
About 2,600,000 ALGOReverse rate at market prices: 1 USDC ≈ 7.9628 ALGO · 8 Oct 2026
Minimum
About 240 ALGOThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send ALGOUnder a minute to confirm on Algorand
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDCSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: USDC to ALGO

How much USDC do you get for ALGO?

GhostSwap quotes at 8 Oct 2026, 08:17 UTC. What lands in your wallet: service fee and USDC network fee already deducted.

Fees included
1,000ALGO
122.9232USDC
5,000ALGO
615.6482USDC
25,000ALGO
3,079.27USDC

The rate floats with the market until your ALGO deposit confirms. The minimum for this pair is about 240 ALGO. Enter any amount in the exchange box above for a live quote; no account needed.

Algorand to USDC on Ethereum: leaving ALGO for ERC20 dollars

ALGO to USDC swaps Algorand into Circle's USD Coin on Ethereum. USDC also exists natively on Algorand, but this pair pays the ERC-20 version, which suits people who want dollars for Ethereum DeFi or for a service that only accepts USDC on Ethereum. The USDC is paid to a 0x address, so you need an Ethereum wallet as well as your Algorand one.

Algorand blocks take under 3 seconds and are final as soon as they are added, so the ALGO deposit counts almost at once and most swaps finish in 5 to 15 minutes. Algorand also keeps a minimum balance on every account, which grows with each asset the account has opted into, so you cannot send the full balance. Your wallet shows what is spendable.

Tips for this swap

  • The USDC needs an Ethereum address (0x and 40 hex characters); an Algorand address cannot receive ERC-20 USDC.
  • Send from Pera, Defly or another Algorand wallet you control, and give its 58-character address as the refund address.
  • If the USDC goes to an exchange account, check that it accepts USDC on the Ethereum (ERC20) network; an Algorand USDC deposit address will not work.

Can I swap ALGO for USDC without KYC?

Yes, a standard ALGO swap needs no sign-up, email or ID. Paste your Ethereum address, check the floating rate shown before you send and transfer the ALGO. If the swap cannot complete, the ALGO is refunded to your Algorand sender address.

Do I need a note or memo to send ALGO?

No. Algorand payments have an optional note field, but GhostSwap's ALGO deposit does not need one. Send the ALGO as a plain payment to the address shown on the deposit screen.

ALGO to USDC Live Price Chart

ALGO/USDC

Loading chart...

Reference market prices, updated live

ALGO

What is Algorand?

Algorand (ALGO) is a scalable blockchain platform designed for speed, security, and true decentralization. Founded by MIT professor and Turing Award winner Silvio Micali, Algorand uses a pure proof-of-stake consensus mechanism that achieves instant finality — meaning transactions are confirmed and irreversible in seconds. ALGO is used for transaction fees, staking, and governance. The platform is particularly popular for real-world asset tokenization, central bank digital currencies (CBDCs), and carbon credit markets.

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

ALGO → USDC

Why Swap ALGO for USDC?

Swapping Algorand to USD Coin (USDC) on Ethereum with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on Ethereum is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Algorand.

Stay in crypto

No need to cash out to a bank account. Your USDC is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts ALGO to USDC directly.

No identity verification needed

Your Algorand to USD Coin (USDC) on Ethereum conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange ALGO for USDC on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your ALGO.

ALGO

Convert Algorand to USD Coin (USDC) on Ethereum

ALGOUSDC at market price
250ALGO31.3960USDC
500ALGO62.7920USDC
1,000ALGO125.5841USDC
2,500ALGO313.9602USDC
5,000ALGO627.9205USDC
10,000ALGO1,255.84USDC
50,000ALGO6,279.20USDC
100,000ALGO12,558.41USDC

At market prices of $0.125537 per ALGO and $0.999625 per USDC (8 Oct 2026), 5,000 ALGO is worth about 627.9205 USDC. Your exact amount, after network fees, is shown in the exchange box before you send.

USDC

Convert USD Coin (USDC) on Ethereum to Algorand

USDCALGO at market price
25USDC199.0698ALGO
50USDC398.1396ALGO
100USDC796.2792ALGO
250USDC1,990.70ALGO
500USDC3,981.40ALGO
1,000USDC7,962.79ALGO
5,000USDC39,813.96ALGO
10,000USDC79,627.92ALGO

Going the other way, 500 USDC is worth about 3,981.40 ALGO at the same prices.

How to Exchange Algorand to USD Coin

Line Vector
Select Crypto Currency

Select ALGO and USDC

Pick ALGO in “You send” and USDC in “You get”, then enter the amount. The box shows how much USDC you get and the minimum ALGO for this pair.

Select Wallet Address
Line Vector

Enter USD Coin Address

Paste the Ethereum address that should receive the USDC (it starts with 0x followed by 40 hexadecimal characters). Then enter the Algorand address you send ALGO from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Algorand

Send exactly the amount shown from your own Algorand wallet to the one-time deposit address.

Receive Crypto

Receive USD Coin

Your USDC is usually paid out 5–15 minutes after you send your ALGO, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

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ALGO to USDC: questions and answers

Everything you need to know about exchanging ALGO to USDC on GhostSwap.

How long does it take to swap ALGO to USDC on GhostSwap?
Most ALGO to USDC swaps are paid out within 5–15 minutes: the ALGO deposit needs under a minute to confirm on Algorand, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 ALGO in USDC?
1 ALGO is worth about 0.125584 USDC at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC network fee. The minimum for this pair is about 240 ALGO. The rate floats with the market until your ALGO deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Algorand to USD Coin?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, the Algorand network fee for your deposit is paid in ALGO by your wallet.
What wallet should I use to receive USDC?
To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.
Can I track my ALGO to USDC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ALGO payment on Allo (https://allo.info) and your incoming USDC on Etherscan (https://etherscan.io).
Is it safe to exchange ALGO for USDC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your ALGO deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap ALGO to USDC?
Converting Algorand to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my ALGO to USDC exchange fails?
If a swap cannot be completed, the ALGO is refunded to the Algorand address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.