USDC BEP20 to XRP: Exchange USD Coin (BEP20) for XRP Without KYC

Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It turns a dollar balance into XRP in one step.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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USDC (BEP20)
USDC (BEP20)
XRP
XRP


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC (BEP20)
XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-4.08%
Market Cap:
$88.89B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP

Data by CoinGecko

USDC (BEP20) to XRP Exchange Rate

1 USDC (BEP20) = 0.708954 XRP

The 1 USD Coin (USDC) on BNB Smart Chain to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC BEP20 to XRP swap at a glance

Everything that is specific to swapping USD Coin to XRP on GhostSwap.

USD Coin (USDC BEP20)You send · BEP-20 token on BNB Smart Chain
XRPYou receive · XRP Ledger network

It turns a dollar balance into XRP in one step. It is a cross-chain swap from BNB Smart Chain to XRP Ledger, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XRP is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC BEP20 on BscScan · XRP on XRPSCAN
Your XRP address
XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.
Reference rate
1 USDC BEP20 ≈ 0.708954 XRP1 XRP ≈ 1.4105 USDC BEP20 · market prices, 8 Oct 2026
Destination Tag for XRP
Only for exchange accountsPersonal wallets leave it empty.
  1. Send USDC BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XRPSent to your address; XRP Ledger confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XRP to USDC BEP20

Going the other way? Swap XRP to USDC BEP20

Other ways to get XRP (XRP)

BTC to XRPETH to XRPUSDT to XRPUSDT TRC20 to XRPUSDC to XRPSOL to XRPLTC to XRPXMR to XRPZEC to XRPBNB to XRPDOGE to XRPTRX to XRPUSDC SOL to XRPUSDT AVAX to XRP

More USDC BEP20 swaps

USDC BEP20 to ETHUSDC BEP20 to USDT BEP20USDC BEP20 to XMRUSDC BEP20 to BTCUSDC BEP20 to USDT AVAXUSDC BEP20 to SOLUSDC BEP20 to PAXGUSDC BEP20 to XTZUSDC BEP20 to ZECUSDC BEP20 to ZRXUSDC BEP20 to AAVEUSDC BEP20 to ADA

USDC BEP20 to XRP Live Price Chart

USDC (BEP20)/XRP

Loading chart...

Reference market prices, updated live

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

USDCBSC → XRP

Why Swap USDC BEP20 for XRP?

Converting USD Coin (USDC) on BNB Smart Chain to XRP on GhostSwap gets you XRP without signing up for a centralized exchange or completing KYC verification. Your USDC (BEP20) converts to XRP directly, with no identity requirements.

Get XRP without an exchange account

Get XRP without creating exchange accounts or submitting ID documents.

About XRP

XRP is used for fast cross-border payments and remittances. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 5–15 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange USDC (BEP20) for XRP on GhostSwap. XRP transaction fees are negligible, typically a fraction of a cent.

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to XRP

USDC (BEP20)XRP at market price
25USDC (BEP20)17.7238XRP
50USDC (BEP20)35.4477XRP
100USDC (BEP20)70.8954XRP
250USDC (BEP20)177.2385XRP
500USDC (BEP20)354.4770XRP
1,000USDC (BEP20)708.9539XRP
5,000USDC (BEP20)3,544.77XRP
10,000USDC (BEP20)7,089.54XRP

At market prices of $0.999625 per USDC (BEP20) and $1.4100 per XRP (8 Oct 2026), 500 USDC (BEP20) is worth about 354.4770 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

XRP

Convert XRP to USD Coin (USDC) on BNB Smart Chain

XRPUSDC (BEP20) at market price
25XRP35.2632USDC (BEP20)
50XRP70.5264USDC (BEP20)
250XRP352.6322USDC (BEP20)
500XRP705.2645USDC (BEP20)
5,000XRP7,052.64USDC (BEP20)

Going the other way, 250 XRP is worth about 352.6322 USDC (BEP20) at the same prices.

How to Exchange USD Coin (BEP20) to XRP

Line Vector
Select Crypto Currency

Select USDC BEP20 and XRP

Pick USDC BEP20 in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum USDC BEP20 for this pair.

Select Wallet Address
Line Vector

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the BNB Smart Chain address you send USDC BEP20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive XRP

Your XRP is usually paid out 5–15 minutes after you send your USDC BEP20, and XRP Ledger then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

USDC BEP20 to XRP: questions and answers

Everything you need to know about exchanging USDC (BEP20) to XRP on GhostSwap.

How long does it take to swap USDC BEP20 to XRP on GhostSwap?
Most USDC BEP20 to XRP swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 USDC BEP20 in XRP?
1 USDC BEP20 is worth about 0.708954 XRP at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDC BEP20 to XRP?
No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send USDC BEP20 from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.
What are the fees for converting USD Coin (BEP20) to XRP?
The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20.
What wallet should I use to receive XRP?
To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XRP address?
Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.
Do I need a Destination Tag to receive XRP?
Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.
Can I track my USDC BEP20 to XRP swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com) and your incoming XRP on XRPSCAN (https://xrpscan.com).
Is it safe to exchange USDC BEP20 for XRP on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed.
Why swap USDC BEP20 to XRP?
Converting USD Coin (BEP20) to XRP moves dollar-pegged funds into XRP. XRP is used for fast cross-border payments and remittances. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDC BEP20 to XRP exchange fails?
If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap USDC BEP20 to other coins

USDC BEP20
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BTC
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SOL
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PYUSD
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FDUSD
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XMR
USDC BEP20
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ZEC
USDC BEP20
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DASH
USDC BEP20
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SHIB
USDC BEP20
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AVAX
USDC BEP20
to
SUI
USDC BEP20
to
PEPE
USDC BEP20
to
BCH
USDC BEP20
to
DOT
USDC BEP20
to
LTC
USDC BEP20
to
UNI
USDC BEP20
to
CRO
USDC BEP20
to
XLM
USDC BEP20
to
ICP
USDC BEP20
to
WIF
USDC BEP20
to
ETC
USDC BEP20
to
POL
USDC BEP20
to
ATOM
USDC BEP20
to
NEAR BEP20
USDC BEP20
to
NEAR
USDC BEP20
to
APT
USDC BEP20
to
ARB
USDC BEP20
to
OP
USDC BEP20
to
FIL
USDC BEP20
to
ALGO
USDC BEP20
to
BONK
USDC BEP20
to
INJ
USDC BEP20
to
VET
USDC BEP20
to
HBAR
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to
KAS
USDC BEP20
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ZRX
USDC BEP20
to
AAVE
USDC BEP20
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APE
USDC BEP20
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BABYDOGE
USDC BEP20
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BEAMX
USDC BEP20
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BOME
USDC BEP20
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BRETT
USDC BEP20
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BTT
USDC BEP20
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DEGEN
USDC BEP20
to
DRIFT
USDC BEP20
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ELON
USDC BEP20
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FLOKI
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IMX
USDC BEP20
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JUP
USDC BEP20
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MEW
USDC BEP20
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NOT
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ORCA
USDC BEP20
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PONKE
USDC BEP20
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POPCAT
USDC BEP20
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RAY
USDC BEP20
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RENDER
USDC BEP20
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SAND
USDC BEP20
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SUNDOG
USDC BEP20
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TAO
USDC BEP20
to
THETA
USDC BEP20
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TIA