USDC BEP20 to XMR: Exchange USD Coin (BEP20) for Monero Without KYC

Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDC BEP20 history.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDC (BEP20)
USDC (BEP20)
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC (BEP20)
Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR

Data by CoinGecko

USDC (BEP20) to XMR Exchange Rate

1 USDC (BEP20) = 0.001793 XMR

The 1 USD Coin (USDC) on BNB Smart Chain to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC BEP20 to XMR swap at a glance

Everything that is specific to swapping USD Coin to Monero on GhostSwap.

USD Coin (USDC BEP20)You send · BEP-20 token on BNB Smart Chain
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDC BEP20 history. It is a cross-chain swap from BNB Smart Chain to Monero, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XMR is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC BEP20 on BscScan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 USDC BEP20 ≈ 0.001793 XMR1 XMR ≈ 557.8692 USDC BEP20 · market prices, 8 Oct 2026
  1. Send USDC BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 8 Oct 2026Reverse: XMR to USDC BEP20

USDC BEP20 to Monero: a BNB Smart Chain dollar balance into XMR

This pair converts USD Coin on BNB Smart Chain (BEP20) into Monero. Every USDC balance and transfer on BNB Smart Chain can be looked up on BscScan, while Monero hides the sender, receiver and amount by default. It suits people who hold dollars on BNB Smart Chain and want part of them in XMR, with no account or ID.

BNB Smart Chain confirms the USDC deposit in under a minute, and most swaps finish in 5 to 15 minutes. Your Monero wallet then shows the payout as locked until it has 10 confirmations, about 20 minutes. The deposit transfer pays gas in BNB, so most wallets need a little BNB to send the USDC.

Tips for this swap

  • Paste a Monero address: 95 characters starting with 4, or a subaddress starting with 8. Feather, Cake Wallet and Monero GUI can create a new subaddress for each swap.
  • Send USDC on BNB Smart Chain only. USDC on Ethereum, Base or Solana are separate coins in the exchange box, each with its own deposit network.
  • Keep a little BNB in the sending wallet for gas, and enter that 0x address as the refund address.

Can I swap USDC to Monero without KYC?

Yes. A standard swap needs no account, email or ID. Paste your Monero address, check the floating rate and send the USDC on BNB Smart Chain.

Why can't I spend the XMR as soon as it shows up?

Monero locks every incoming payment for 10 blocks as a network rule. Blocks arrive about every 2 minutes, so the balance shows as locked for roughly 20 minutes and then becomes spendable.

No-KYC Monero exchange

Going the other way? Swap XMR to USDC BEP20

Other ways to get Monero (XMR)

BTC to XMRETH to XMRUSDT to XMRUSDT TRC20 to XMRUSDC to XMRSOL to XMRLTC to XMRZEC to XMRBNB to XMRXRP to XMRDOGE to XMRTRX to XMR

More USDC BEP20 swaps

USDC BEP20 to USDT BEP20USDC BEP20 to PAXGUSDC BEP20 to ETHUSDC BEP20 to BTCUSDC BEP20 to USDT AVAXUSDC BEP20 to SOLUSDC BEP20 to XRPUSDC BEP20 to PEPEUSDC BEP20 to INJUSDC BEP20 to ALGOUSDC BEP20 to TRXUSDC BEP20 to VET

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

USDC BEP20 to XMR Live Price Chart

USDC (BEP20)/XMR

Loading chart...

Reference market prices, updated live

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

USDCBSC → XMR

Why Swap USDC BEP20 for XMR?

Swapping USD Coin (USDC) on BNB Smart Chain to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. USD Coin (USDC) on BNB Smart Chain is transparent: transfers are public on BscScan.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your USDC (BEP20) history stays public on the BNB Smart Chain (BEP-20) blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your USDC (BEP20) to XMR swap without KYC, sign-ups, or personal data collection. The USDC (BEP20) you send is still visible on the BNB Smart Chain (BEP-20) blockchain; the privacy starts once the XMR is in your wallet.

Exchange USDC (BEP20) for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 5–15 minutes after you send your USDC (BEP20).

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to Monero

USDC (BEP20)XMR at market price
25USDC (BEP20)0.044813XMR
50USDC (BEP20)0.089627XMR
100USDC (BEP20)0.179253XMR
250USDC (BEP20)0.448134XMR
500USDC (BEP20)0.896267XMR
1,000USDC (BEP20)1.7925XMR
5,000USDC (BEP20)8.9627XMR
10,000USDC (BEP20)17.9253XMR

At market prices of $0.999625 per USDC (BEP20) and $557.6600 per XMR (8 Oct 2026), 500 USDC (BEP20) is worth about 0.896267 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

XMR

Convert Monero to USD Coin (USDC) on BNB Smart Chain

XMRUSDC (BEP20) at market price
0.054XMR30.1249USDC (BEP20)
0.1XMR55.7869USDC (BEP20)
0.2XMR111.5738USDC (BEP20)
0.5XMR278.9346USDC (BEP20)
1XMR557.8692USDC (BEP20)
2.5XMR1,394.67USDC (BEP20)
10XMR5,578.69USDC (BEP20)
25XMR13,946.73USDC (BEP20)

Going the other way, 1 XMR is worth about 557.8692 USDC (BEP20) at the same prices.

How to Exchange USD Coin (BEP20) to Monero

Line Vector
Select Crypto Currency

Select USDC BEP20 and XMR

Pick USDC BEP20 in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum USDC BEP20 for this pair.

Select Wallet Address
Line Vector

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the BNB Smart Chain address you send USDC BEP20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive Monero

Your XMR is usually paid out 5–15 minutes after you send your USDC BEP20, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

USDC BEP20 to XMR: questions and answers

Everything you need to know about exchanging USDC (BEP20) to XMR on GhostSwap.

How long does it take to swap USDC BEP20 to XMR on GhostSwap?
Most USDC BEP20 to XMR swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
What are the fees for converting USD Coin (BEP20) to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.
Can I track my USDC BEP20 to XMR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com).
Is it safe to exchange USDC BEP20 for XMR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.
Can my USDC BEP20 to XMR swap be traced?
Your USDC BEP20 transaction to GhostSwap is visible on the BNB Smart Chain (BEP-20) blockchain since USD Coin (BEP20) is transparent: transfers are public on BscScan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping USDC BEP20 to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
Why swap USDC BEP20 to XMR?
Converting USD Coin (BEP20) to Monero moves dollar-pegged funds into Monero. Monero is used for private digital payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDC BEP20 to XMR exchange fails?
If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap USDC BEP20 to other coins

Easily swap USD Coin (BEP20) with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

USDC BEP20
to
BTC
USDC BEP20
to
ETH
USDC BEP20
to
SOL
USDC BEP20
to
BNB
USDC BEP20
to
XRP
USDC BEP20
to
ADA
USDC BEP20
to
DOGE
USDC BEP20
to
TRX
USDC BEP20
to
LINK
USDC BEP20
to
USDC
USDC BEP20
to
USDT
USDC BEP20
to
USDT TRC20
USDC BEP20
to
USDC SOL
USDC BEP20
to
USDT BEP20
USDC BEP20
to
USDT SOL
USDC BEP20
to
USDT AVAX
USDC BEP20
to
USDT Polygon
USDC BEP20
to
PYUSD
USDC BEP20
to
FDUSD
USDC BEP20
to
XMR
USDC BEP20
to
ZEC
USDC BEP20
to
DASH
USDC BEP20
to
SHIB
USDC BEP20
to
AVAX
USDC BEP20
to
SUI
USDC BEP20
to
PEPE
USDC BEP20
to
BCH
USDC BEP20
to
DOT
USDC BEP20
to
LTC
USDC BEP20
to
UNI
USDC BEP20
to
CRO
USDC BEP20
to
XLM
USDC BEP20
to
ICP
USDC BEP20
to
WIF
USDC BEP20
to
ETC
USDC BEP20
to
POL
USDC BEP20
to
ATOM
USDC BEP20
to
NEAR BEP20
USDC BEP20
to
NEAR
USDC BEP20
to
APT
USDC BEP20
to
ARB
USDC BEP20
to
OP
USDC BEP20
to
FIL
USDC BEP20
to
ALGO
USDC BEP20
to
BONK
USDC BEP20
to
INJ
USDC BEP20
to
VET
USDC BEP20
to
HBAR
USDC BEP20
to
KAS
USDC BEP20
to
ZRX
USDC BEP20
to
AAVE
USDC BEP20
to
APE
USDC BEP20
to
BABYDOGE
USDC BEP20
to
BEAMX
USDC BEP20
to
BOME
USDC BEP20
to
BRETT
USDC BEP20
to
BTT
USDC BEP20
to
DEGEN
USDC BEP20
to
DRIFT
USDC BEP20
to
ELON
USDC BEP20
to
FLOKI
USDC BEP20
to
IMX
USDC BEP20
to
JUP
USDC BEP20
to
MEW
USDC BEP20
to
NOT
USDC BEP20
to
ORCA
USDC BEP20
to
PONKE
USDC BEP20
to
POPCAT
USDC BEP20
to
RAY
USDC BEP20
to
RENDER
USDC BEP20
to
SAND
USDC BEP20
to
SUNDOG
USDC BEP20
to
TAO
USDC BEP20
to
THETA
USDC BEP20
to
TIA