USDC BEP20 to XMR: Exchange USD Coin (BEP20) for Monero Without KYC
Exchange USDC BEP20 to XMR: send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDC BEP20 history.
Updated 19 October 2026
- 5–15 min
- No account · No KYC
- Paid to your wallet
- Fees included in quote
By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.
Data by CoinGecko
USDC BEP20 to XMR Exchange Rate
The 1 USD Coin (BEP20) to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.
USDC BEP20 to XMR swap at a glance
Everything that is specific to swapping USD Coin to Monero on GhostSwap.
Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDC BEP20 history. It is a cross-chain swap from BNB Smart Chain to Monero, with no bridge and no wrapped tokens.
- Send USDC BEP20Under a minute to confirm on BNB Smart Chain
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
How much XMR do I get for USDC BEP20?
GhostSwap quotes at 22 Oct 2026, 22:55 UTC. What lands in your wallet: service fee and XMR network fee already deducted.
100USDC BEP20500USDC BEP202,500USDC BEP20The rate floats with the market until your USDC BEP20 deposit confirms. The minimum for this pair is about 31 USDC BEP20. Enter any amount in the exchange box above for a live quote; no account needed.
USDC BEP20 to XMR at the market rate, before fees
| USDC BEP20 | XMR, market rate, before fees |
|---|---|
| 31 USDC BEP20 | 0.052153 XMR |
| 50 USDC BEP20 | 0.084117 XMR |
| 100 USDC BEP20 | 0.168234 XMR |
| 250 USDC BEP20 | 0.420585 XMR |
| 500 USDC BEP20 | 0.841171 XMR |
| 1,000 USDC BEP20 | 1.6823 XMR |
| 5,000 USDC BEP20 | 8.4117 XMR |
| 10,000 USDC BEP20 | 16.8234 XMR |
Market prices of $0.999513 per USDC BEP20 and $594.1200 per XMR on 22 Oct 2026. The box above shows the amount after all fees.
USDC BEP20 to XMR price chart, market rate before fees
USDC (BEP20)/XMR
How do I exchange USDC BEP20 to XMR?
Pick USDC BEP20 and XMR
Pick USDC BEP20 in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get after all fees, and the minimum for this pair.
Paste your Monero address
Paste the Monero address that should receive the XMR: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets that work: Feather, Cake Wallet or Monero GUI. Then enter the BNB Smart Chain address you send USDC BEP20 from; a refund, if ever needed, goes there.
Send USDC BEP20 on BNB Smart Chain
Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address, on the BNB Smart Chain network (as a). Keep a little BNB in that wallet for the network fee.
Receive XMR
Your XMR is usually paid out 5–15 minutes after you send your USDC BEP20, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.
USDC BEP20 to Monero: a BNB Smart Chain dollar balance into XMR
This pair converts USD Coin on BNB Smart Chain (BEP20) into Monero. Every USDC balance and transfer on BNB Smart Chain can be looked up on BscScan, while Monero hides the sender, receiver and amount by default. It suits people who hold dollars on BNB Smart Chain and want part of them in XMR, with no account or ID.
BNB Smart Chain confirms the USDC deposit in under a minute, and most swaps finish in 5 to 15 minutes. Your Monero wallet then shows the payout as locked until it has 10 confirmations, about 20 minutes. The deposit transfer pays gas in BNB, so most wallets need a little BNB to send the USDC.
Tips for this swap
- Paste a Monero address: 95 characters starting with 4, or a subaddress starting with 8. Feather, Cake Wallet and Monero GUI can create a new subaddress for each swap.
- Send USDC on BNB Smart Chain only. USDC on Ethereum, Base or Solana are separate coins in the exchange box, each with its own deposit network.
- Keep a little BNB in the sending wallet for gas, and enter that 0x address as the refund address.
Can I swap USDC to Monero without KYC?
Yes. A standard swap needs no account, email or ID. Paste your Monero address, check the floating rate and send the USDC on BNB Smart Chain.
Why can't I spend the XMR as soon as it shows up?
Monero locks every incoming payment for 10 blocks as a network rule. Blocks arrive about every 2 minutes, so the balance shows as locked for roughly 20 minutes and then becomes spendable.
Common mistakes with USDC BEP20 to XMR
- Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
- A BNB Smart Chain wallet with no BNB for the network fee.
- Sending USDC BEP20 on a different network than BNB Smart Chain.
- A Monero address typed by hand (it is 95 characters): copy and paste it.
USDC BEP20 to XMR: questions and answers
Everything you need to know about exchanging USDC (BEP20) to XMR on GhostSwap.
What is USD Coin? USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S.
What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today