XTZ to XLM: Exchange Tezos for Stellar Without KYC

Send Tezos (XTZ) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Tezos to Stellar, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XTZ

You Get

XLM

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XTZ

Tezos

Price:

$0.3196

24h Change:

1.61%

Market Cap:

$351.39M

Volume (24h):

$4.94M

Circulating Supply:

1.10B XTZ

XLM

Stellar

Price:

$0.1855

24h Change:

2.09%

Market Cap:

$6.53B

Volume (24h):

$140.58M

Circulating Supply:

35.22B XLM

Data by CoinGecko

XTZ to XLM Exchange Rate

1 XTZ = 1.7231 XLM

The 1 Tezos to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XTZ to XLM swap at a glance

Everything that is specific to swapping Tezos to Stellar on GhostSwap.

Tezos (XTZ)You send · Tezos network

Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from Tezos to Stellar, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your XLM is sent

Network fee

Paid in XTZby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXTZ on TzKT · XLM on StellarExpert

Your XLM address

Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.

Reference rate

1 XTZ ≈ 1.7231 XLM1 XLM ≈ 0.580364 XTZ · market prices, 21 Oct 2026

Memo for XLM

Only for exchange accountsPersonal wallets leave it empty.

Send XTZA few minutes to confirm on Tezos
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XLMSent to your address; Stellar confirms in a few seconds

Facts checked 21 Oct 2026Reverse: XLM to XTZ

XTZ to XLM Live Price Chart

XTZ/XLM

Loading chart...

Reference market prices, updated live

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization.

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

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Why Swap XTZ for XLM?

Converting Tezos to Stellar on GhostSwap moves your funds from XTZ into XLM without KYC or account creation. Tezos is the native coin of its own blockchain. Stellar is used for fast, cheap cross-border payments.

Two different networks

XTZ runs on Tezos and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your XTZ to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XTZ for XLM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

Convert Tezos to Stellar

XTZ	XLM at market price
100XTZ	172.3056XLM
250XTZ	430.7641XLM
1,000XTZ	1,723.06XLM
2,500XTZ	4,307.64XLM
25,000XTZ	43,076.41XLM

At market prices of $0.319608 per XTZ and $0.185489 per XLM (21 Oct 2026), 1,000 XTZ is worth about 1,723.06 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert Stellar to Tezos

XLM	XTZ at market price
100XLM	58.0364XTZ
250XLM	145.0910XTZ
500XLM	290.1820XTZ
1,000XLM	580.3641XTZ
2,500XLM	1,450.91XTZ
5,000XLM	2,901.82XTZ
25,000XLM	14,509.10XTZ
50,000XLM	29,018.20XTZ

Going the other way, 2,500 XLM is worth about 1,450.91 XTZ at the same prices.

How to Exchange Tezos to Stellar

Select XTZ and XLM

Pick XTZ in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum XTZ for this pair.

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Tezos address you send XTZ from; a refund, if ever needed, goes there.

Send Tezos

Send exactly the amount shown from your own Tezos wallet to the one-time deposit address.

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your XTZ, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

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XTZ to XLM: questions and answers

Everything you need to know about exchanging XTZ to XLM on GhostSwap.

How long does it take to swap XTZ to XLM on GhostSwap?

Most XTZ to XLM swaps are paid out within 5–15 minutes: the XTZ deposit needs a few minutes to confirm on Tezos, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.

How much is 1 XTZ in XLM?

1 XTZ is worth about 1.7231 XLM at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your XTZ deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange XTZ to XLM?

No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send XTZ from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Tezos to Stellar?

The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Tezos network fee for your deposit is paid in XTZ by your wallet.

What wallet should I use to receive XLM?

To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.

What format is the XLM address?

Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.

Do I need a Memo to receive XLM?

Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.

Can I track my XTZ to XLM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XTZ payment on TzKT (https://tzkt.io) and your incoming XLM on StellarExpert (https://stellar.expert).

Is it safe to exchange XTZ for XLM on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XTZ deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.

How does a cross-chain XTZ to XLM swap work?

Tezos lives on Tezos and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your XTZ on Tezos and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.

What happens if my XTZ to XLM exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.