XTZ to XRP: Exchange Tezos for XRP Without KYC

Send Tezos (XTZ) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from Tezos to XRP Ledger, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XTZ

You Get

XRP

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XTZ

Tezos

Price:

$0.3134

24h Change:

4.44%

Market Cap:

$344.54M

Volume (24h):

$7.60M

Circulating Supply:

1.10B XTZ

XRP

Price:

$1.34

24h Change:

2.74%

Market Cap:

$84.32B

Volume (24h):

$1.45B

Circulating Supply:

63.13B XRP

Data by CoinGecko

XTZ to XRP Exchange Rate

1 XTZ = 0.233880 XRP

The 1 Tezos to XRP reference rate at market prices, before fees.

Live market rate

XTZ to XRP swap at a glance

Send XTZ from Temple or Kukai.

Tezos (XTZ)You send · Tezos network

XRPYou receive · XRP Ledger network

Swap time

5–15 minuntil your XRP is sent

Network fee

Paid in XTZby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXTZ on TzKT · XRP on XRPSCAN

Your XRP address

XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.

Reference rate

1 XTZ ≈ 0.233880 XRP1 XRP ≈ 4.2757 XTZ · market prices, 21 Oct 2026

Minimum

About 96 XTZ

Destination Tag for XRP

Only for exchange accountsPersonal wallets leave it empty.

Send XTZA few minutes to confirm on Tezos
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XRPSent to your address; XRP Ledger confirms in a few seconds

Facts checked 21 Oct 2026Reverse: XRP to XTZ

How much XRP do you get for XTZ?

GhostSwap quotes at 21 Oct 2026, 00:23 UTC, after the service fee and the cost of sending the XRP to your wallet.

Fees included

250XTZ

57.6997XRP

2,500XTZ

576.9893XRP

5,000XTZ

1,153.71XRP

The rate floats with the market until your XTZ deposit confirms.

Tezos to XRP: tags, reserves and timing

XTZ to XRP swaps Tezos into XRP, the coin of the XRP Ledger, which is used for fast payments and for moving value between wallets and exchanges. People make this switch to send funds quickly across borders or to fund an XRP wallet. The XRP is paid to the r-address you enter.

The XTZ deposit is usually confirmed in a few minutes, and XRP ledgers close every few seconds, so the payout settles quickly once sent. A brand-new XRP address is activated by the first payment that covers the network reserve, and from then on that reserve stays locked in the account.

Tips for this swap

XRP addresses start with r. Copy yours from Xaman or a Ledger.
Exchange deposit addresses for XRP are shared, so they come with a Destination Tag. Copy it into the tag field; leave the field blank for your own wallet.
If your XTZ sits on an exchange, withdraw it to your own Temple, Kukai or Ledger wallet first. Send from there and enter that tz address for refunds.

Is KYC needed to swap Tezos to XRP?

No. Standard swaps need no account, email or ID. Paste your XRP address, add a Destination Tag only if the address belongs to an exchange, and send the XTZ.

Why does my new XRP wallet show less than I received?

The XRP Ledger requires every account to hold a minimum balance, the reserve, and many wallets show that part as locked. It is not lost; it stays in your account for as long as the account exists.

Swap 1,600+ coins on our no-KYC crypto exchange

XTZ to XRP Live Price Chart

XTZ/XRP

Loading chart...

Reference market prices, updated live

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization.

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

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Why Swap XTZ for XRP?

Converting Tezos to XRP on GhostSwap moves your funds to XRP Ledger without needing KYC or a centralized exchange. Where Tezos transactions take a few minutes on Tezos, XRP confirms in 3–5 seconds.

Confirmation times

From a few minutes on Tezos to 3–5 seconds on XRP Ledger.

Network fees

Tezos network fees are paid in XTZ. After swapping, XRP transaction fees are negligible, typically a fraction of a cent.

Access fast cross-border payments and remittances

XRP is used for fast cross-border payments and remittances.

Convert Tezos to XRP

XTZ	XRP at market price
100XTZ	23.3880XRP
250XTZ	58.4700XRP
1,000XTZ	233.8799XRP
2,500XTZ	584.6996XRP
25,000XTZ	5,847.00XRP

At market prices of $0.313399 per XTZ and $1.3400 per XRP (21 Oct 2026), 1,000 XTZ is worth about 233.8799 XRP.

Convert XRP to Tezos

XRP	XTZ at market price
25XRP	106.8925XTZ
50XRP	213.7850XTZ
250XRP	1,068.92XTZ
500XRP	2,137.85XTZ
5,000XRP	21,378.50XTZ

Going the other way, 250 XRP is worth about 1,068.92 XTZ at the same prices.

How to Exchange Tezos to XRP

Select XTZ and XRP

Pick XTZ in “You send” and XRP in “You get”, then enter the amount.

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP. Add a Destination Tag only if that address belongs to an exchange account. Then enter the Tezos address you send XTZ from; a refund, if ever needed, goes there.

Send Tezos

Send exactly the amount shown from your own Tezos wallet to the one-time deposit address.

Receive XRP

Your XRP arrives on XRP Ledger. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other XTZ and XRP pairs.

XTZ to XRP: questions and answers

How long does it take to swap XTZ to XRP on GhostSwap?

Most XTZ to XRP swaps are paid out within 5–15 minutes: the XTZ deposit needs a few minutes to confirm on Tezos, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds.

How much is 1 XTZ in XRP?

1 XTZ is worth about 0.233880 XRP at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The minimum for this pair is about 96 XTZ. The Tezos network fee for sending the XTZ is paid separately, in XTZ. The rate floats with the market until your XTZ deposit confirms.

Can I send XTZ straight to my XRP address?

No. XTZ moves on Tezos and XRP on XRP Ledger, so XTZ can only be sent to a Tezos address. To swap, send the XTZ to the one-time deposit address GhostSwap shows, and the XRP is paid to the XRP Ledger address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive XRP?

Use an XRP Ledger address from a wallet you control, such as Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). The address starts with r. A Destination Tag is only needed if the XRP goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XRP is sent straight to the address you enter.

What happens if my XTZ to XRP exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address.