RLUSD to ATOM: Exchange Ripple USD for Cosmos Without KYC

Send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive Cosmos (ATOM) on Cosmos Hub in your own wallet, with no account and no KYC. It turns a dollar balance into Cosmos in one step.

within minutes
No account · No KYC
Paid to your wallet
Fees included in quote

You Send

RLUSD

You Get

ATOM

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

How to Exchange?

RLUSD

Ripple USD

Price:

$1.00

24h Change:

0.00%

Market Cap:

$2.70B

Volume (24h):

$191.19M

Circulating Supply:

2.70B RLUSD

ATOM

Cosmos

Price:

$1.42

24h Change:

4.03%

Market Cap:

$771.18M

Volume (24h):

$35.12M

Circulating Supply:

541.27M ATOM

Data by CoinGecko

RLUSD to ATOM Exchange Rate

1 RLUSD = 0.704225 ATOM

The 1 Ripple USD to Cosmos reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RLUSD to ATOM swap at a glance

Everything that is specific to swapping Ripple USD to Cosmos on GhostSwap.

Ripple USD (RLUSD)You send · ERC-20 token on Ethereum

Cosmos (ATOM)You receive · Cosmos Hub network

It turns a dollar balance into Cosmos in one step. It is a cross-chain swap from Ethereum to Cosmos Hub, with no bridge and no wrapped tokens.

Swap time

within minutesdepends on network confirmations

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID

Tracking

Live status pageRLUSD on Etherscan · ATOM on Mintscan

Your ATOM address

Cosmos Hub addressIt starts with cosmos1. Wallets: Keplr, Trust Wallet or Vultisig.

Reference rate

1 RLUSD ≈ 0.704225 ATOM1 ATOM ≈ 1.4200 RLUSD · market prices, 11 Nov 2026

Memo for ATOM

Only for exchange accountsPersonal wallets leave it empty.

Send RLUSDAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive ATOMSent to your address; Cosmos Hub confirms in under a minute

Facts checked 11 Nov 2026

RLUSD to ATOM Live Price Chart

RLUSD/ATOM

Loading chart...

Reference market prices, updated live

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

What is Cosmos?

Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly. ATOM is used for staking, governance, and securing the Cosmos Hub, the central chain that coordinates the network. Many major projects including Osmosis, Celestia, and dYdX have been built using Cosmos SDK technology.

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Why Swap RLUSD for ATOM?

Converting Ripple USD to Cosmos on GhostSwap gets you ATOM without signing up for a centralized exchange or completing KYC verification. Your RLUSD converts to ATOM directly, with no identity requirements.

Get Cosmos without an exchange account

Get Cosmos without creating exchange accounts or submitting ID documents.

About Cosmos

Cosmos is used for staking and governance of the Cosmos Hub. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. No exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange RLUSD for ATOM on GhostSwap. Cosmos Hub fees are small and paid in ATOM.

Convert Ripple USD to Cosmos

RLUSD	ATOM at market price
25RLUSD	17.6056ATOM
50RLUSD	35.2113ATOM
100RLUSD	70.4225ATOM
250RLUSD	176.0563ATOM
500RLUSD	352.1127ATOM
1,000RLUSD	704.2254ATOM
5,000RLUSD	3,521.13ATOM
10,000RLUSD	7,042.25ATOM

At market prices of $1.0000 per RLUSD and $1.4200 per ATOM (11 Nov 2026), 500 RLUSD is worth about 352.1127 ATOM. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert Cosmos to Ripple USD

ATOM	RLUSD at market price
25ATOM	35.5000RLUSD
50ATOM	71.0000RLUSD
250ATOM	355.0000RLUSD
500ATOM	710.0000RLUSD
5,000ATOM	7,100.00RLUSD

Going the other way, 250 ATOM is worth about 355.0000 RLUSD at the same prices.

How to Exchange Ripple USD to Cosmos

Select RLUSD and ATOM

Pick RLUSD in “You send” and ATOM in “You get”, then enter the amount. The box shows how much ATOM you get and the minimum RLUSD for this pair.

Enter Cosmos Address

Paste the Cosmos Hub address that should receive the ATOM (it starts with cosmos1). Add a Memo only if that address belongs to an exchange account. Then enter the Ethereum address you send RLUSD from; a refund, if ever needed, goes there.

Send Ripple USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Cosmos

Your ATOM is paid out once your RLUSD deposit confirms, and Cosmos Hub then confirms it in under a minute. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Follow each step on the status page with your swap ID.

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RLUSD to ATOM: questions and answers

Everything you need to know about exchanging RLUSD to ATOM on GhostSwap.

How long does it take to swap RLUSD to ATOM on GhostSwap?

Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Your RLUSD deposit needs about 2–5 minutes to confirm on Ethereum; after that the ATOM is sent to your wallet and Cosmos Hub confirms it in under a minute. Busy networks can add a few minutes.

How much is 1 RLUSD in ATOM?

1 RLUSD is worth about 0.704225 ATOM at the market rate, before fees (market prices, 11 Nov 2026). GhostSwap's quote in the exchange box already includes the service fee and the ATOM network fee. The rate floats with the market until your RLUSD deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange RLUSD to ATOM?

No. GhostSwap has no accounts: you paste the Cosmos Hub address that should receive the ATOM, send RLUSD from your own wallet, and the ATOM goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Ripple USD to Cosmos?

The GhostSwap fee is already included in the rate in the exchange box, so the ATOM amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD.

What wallet should I use to receive ATOM?

To receive Cosmos from your swap, we recommend using Keplr, Trust Wallet or Vultisig. Make sure your wallet supports the Cosmos Hub network before starting the exchange. Double-check your ATOM address before confirming, cryptocurrency transactions cannot be reversed.

What format is the ATOM address?

Use a Cosmos Hub address: it starts with cosmos1. Copy it from your wallet and paste it; never type it by hand.

Do I need a Memo to receive ATOM?

Only if the ATOM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal ATOM wallet does not need one.

Can I track my RLUSD to ATOM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RLUSD payment on Etherscan (https://etherscan.io) and your incoming ATOM on Mintscan (https://www.mintscan.io/cosmos).

Is it safe to exchange RLUSD for ATOM on GhostSwap?

GhostSwap has no accounts and no stored balance: your RLUSD deposit is converted and the ATOM is sent straight to the Cosmos Hub address you enter, so check that address twice, Cosmos Hub transfers cannot be reversed.

Why swap RLUSD to ATOM?

Converting Ripple USD to Cosmos moves dollar-pegged funds into Cosmos. Cosmos is used for staking and governance of the Cosmos Hub. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.

What happens if my RLUSD to ATOM exchange fails?

If a swap cannot be completed, the RLUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.